Low Income Apartments and Affordable Housing For Rent in Jefferson County, KY

Discover affordable housing in Jefferson County where there are 274+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

California Square I

1600 Garland Ave , Louisville, Kentucky 40210

Fairington of Louisville

5900 Fairington Drive, Louisville, Kentucky 40218

Blairwood Apartments

9202 Linn Station Rd, Louisville, Kentucky 40222

The Friary Apartments

501 East Liberty Street, Louisville, Kentucky 40202

Rivertown Apartments

1204 S 1st St, Louisville, Kentucky 40203

Gaslight Court

3600 Good Samaritan Way, Jeffersontown, Kentucky 40299

Community Towers

2526 W. Madison St., Louisville, Kentucky 40211

Phoenix Hill Apartments

928 Marshall St., Louisville, Kentucky 40204

Mount Vernon Apartments

6733 Carribean Lane, Louisville, Kentucky 40219

Delphinium Apartments

9406 Delphinium Street, Prospect, Kentucky 40059

Oconnor Square Apartments

5101 Russett Blvd, Louisville, Kentucky 40218

The Pointe at Stoneybrook

2405 Arbor Pointe Dr, Louisville, Kentucky 40220

Flaget Apartments

4410 River Park Drive, Louisville, Kentucky 40211

Douglas Park Apartments

401 Douglas Park, Louisville, Kentucky 40214

Shalom Towers

3650 Dutchmans Ln, Louisville, Kentucky 40205

St William Apartments

1127 S 17th St, Louisville, Kentucky 40210

Jackson Woods Apartments

1014 S Jackson St, Louisville, Kentucky 40203

Downtown Scholar House

920 S. First St, Louisville, Kentucky 40203

Woodbourne House

2024 Woodford Pl, Louisville, Kentucky 40205

Middletown Apartments

13730 Poplar Leaf Way, Louisville, Kentucky 40223

Open Until Further Notice

Reported On February 23rd, 2024 by Nathan Brunet

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Jefferson County, Kentucky
$17.39 (+240%) more than Kentucky minimum wage and $17.39 (+240%) more than the Federal minimum wage.
Learn More About Jefferson County, Kentucky Affordable Housing ↓

What HUD offices serve Jefferson County, Kentucky?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Homeownership Voucher, Family Self-Sufficiency, Moving to Work, Veteran Affairs Supportive Housing (VASH) programs for Jefferson County, Kentucky.

Go to the Kentucky Public Housing and Low-Income Apartments Waiting Lists page for openings near Jefferson County.

How many renters live in Jefferson County, Kentucky?

The County of Jefferson County has 773,399 people living in 336,916 households.

There are 245,864 renters living in 123,921 renter households in this County. Renters make up 31.79 percent of the population living in Jefferson County.

What is the rental market like in Jefferson County, Kentucky?

There are an estimated 358,983 housing units in the Jefferson County area. Of these, 129,811 units are rental homes, making up 36 percent of the housing market. For every renter household in Jefferson County, Kentucky, there are 1 rental units.

What is the vacancy rate for rentals in Jefferson County?

The rental vacancy rate in Jefferson County is 4 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Jefferson County for each bedroom size?

Occupied Rental Units by Size in Jefferson County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
4,776 36,891 53,338 22,841 4,699
Occupied Rental Units by Size in Jefferson County

A large number of apartments in Jefferson County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Jefferson County are overburdened by housing costs?

Among renter households in this market, 46 percent have housing cost burden. Further, 25 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Jefferson County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $976 to $1,955. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $976
One BR $1,077
Two BR $1,301
Three BR $1,701
Four BR $1,955
2024 Fair Market Rents in Jefferson County, Kentucky

How many units are rented at Fair Market Rent (FMR) in Jefferson County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 3,218 67 percent
One BR 25,214 68 percent
Two BR 34,469 65 percent
Rental Units Below FMR in Jefferson County, Kentucky

How many affordable rental units are in Jefferson County?

There are a variety of federal affordable housing programs serving households in Jefferson County, Kentucky including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 8,045
Public Housing 3,724
Section 8 Project-Based Rental Assistance 4,811
Mod Rehab Project-Based Rental Assistance 130
Section 236 Rental Assistance 35
Section 202 Supportive Housing for the Elderly 487
Section 811 Supportive Housing for Persons with Disabilities 304
Tracked Units by Federal Program in Jefferson County, Kentucky

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Jefferson County, Kentucky

Jefferson County features 10,290 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Jefferson County, Kentucky

There are 5,962 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Jefferson County.

Housing Choice Vouchers in Jefferson County, Kentucky

On average, Section 8 Housing Choice vouchers pay Jefferson County landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Jefferson County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Jefferson County, Kentucky for a two-bedroom apartment is between $1,171 and $1,431.

Sourced from federal housing data and AffordableHousingOnline.com research.