Affordable Housing In Jefferson County
Kentucky

279 Low Income Apartment Communities In Jefferson County

California Square I

1600 Garland Ave
Louisville, KY
$584
1 BR
Subsidized

Jacob School Senior Apartments

3670 Wheeler Ave
Louisville, KY
Call For Rent
Studio-2 BR
55+
Accessible
HCV Welcome

Delphinium Apartments

9406 Delphinium St
Prospect, KY
Call For Rent
3 BR
HCV Welcome

Phoenix Hill Apartments

928 Marshall St.
Louisville, KY
Call For Rent
1-3 BR
Subsidized

Watterson Lakeview Apartments

3701 W Wheatmore Dr
Louisville, KY
$600-822
1-3 BR
Subsidized

Community Towers

2526 W. Madison St.
Louisville, KY
Call For Rent
1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Douglas Park Apartments

401 Douglas Park
Louisville, KY
Call For Rent
1-3 BR
Subsidized

Flaget Apartments

4410 River Park Drive
Louisville, KY
Call For Rent
Studio-1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Beecher Terrace I & II

434 S 10th St
Louisville, KY
Call For Rent
1-3 BR
HCV Welcome

The Pointe at Stoneybrook

2405 Arbor Pointe Dr
Louisville, KY
Call For Rent
2-3 BR
HCV Welcome

There are 279 low income housing apartment complexes which contain 18,048 affordable apartments for rent in Jefferson County. Many of these rental apartments are income based housing with 11,433 apartments that set rent based on your income. In Jefferson County, HUD housing programs support 4,882 rental assistance apartments through programs like Project-based Section 8. There are 6,526 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Jefferson County

Housing Authority Programs
Louisville Metro Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-sufficiency; Moving to Work; Veteran Affairs Supportive Housing (VASH)

Guide To Affordable Housing in Jefferson County, Kentucky

Jefferson County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 279
Total Low Income Apartments 18,048
Total Rent Assisted Apartments 11,433
Percentage of Housing Units Occupied By Renters 38.12%
Average Renter Household Size 2.28
Total Population 755,809
Housing Units 306,915
Average Household Size 2.41
Median Household Income $48,695 ±$711
Median Rent $749 ±$7
Percentage Of Renters Overburdened 44.61% ± 1.2pp

Population and Household Demographics

Jefferson County is a County in Kentucky with a population of 755,809. There are 306,915 households in the county with an average household size of 2.41 persons. 38.12% of households in Jefferson County are renters.

Income and Rent Overburden in Jefferson County

The median gross income for households in Jefferson County is $48,695 a year, or $4,058 a month. The median rent for the county is $749 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Jefferson County, a household making less than $2,497 a month would be considered overburdened when renting an apartment at or above the median rent. 44.61% of households who rent are overburdened in Jefferson County.1

Area Median Income In Jefferson County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Jefferson County, HUD calculates the Area Median Income for a family of four as $76,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Jefferson County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Jefferson County HUD Rental Assistance in Jefferson County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,050 $18,350 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $26,750 $30,600 $34,400 $38,200 $41,300 $44,350 $47,400 $50,450
80% of Median $42,800 $48,900 $55,000 $61,100 $66,000 $70,900 $75,800 $80,700
Low Income Housing Tax Credits in Jefferson County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1990 to 2011, 151 low income apartment communities containing 7,157 rental apartments have been constructed and made affordable to low income persons in Jefferson County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Jefferson County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $26,750 $30,600 $34,400 $38,200 $41,300 $44,350 $47,400 $50,450
60% of Median $32,100 $36,720 $41,280 $45,840 $49,560 $53,220 $56,880 $60,540

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Jefferson County is $41,280 a year, or $3,440 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,440 by 30% to get a maximum rent of $1,032 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $669 $717 $860 $994 $1,109 $1,223
60% $803 $860 $1,032 $1,193 $1,331 $1,468
Fair Market Rents in Jefferson County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$602 $688 $853 $1,158 $1,307

Cities In Jefferson County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Louisville 268 The HUD funded Public Housing Agency that serves Louisville is the Louisville Metro Housing Authority.
Jeffersontown 2 The HUD funded Public Housing Agency that serves Jeffersontown is the Louisville Metro Housing Authority.
Shively 1 The HUD funded Public Housing Agency that serves Shively is the Louisville Metro Housing Authority.
Middletown 4 The HUD funded Public Housing Agency that serves Middletown is the Louisville Metro Housing Authority.
Anchorage 0 The HUD funded Public Housing Agency that serves Anchorage is the Louisville Metro Housing Authority.
Audubon Park 0 The HUD funded Public Housing Agency that serves Audubon Park is the Louisville Metro Housing Authority.
Barbourmeade 0 The HUD funded Public Housing Agency that serves Barbourmeade is the Louisville Metro Housing Authority.
Bellemeade 0 The HUD funded Public Housing Agency that serves Bellemeade is the Louisville Metro Housing Authority.
Bellewood 0 The HUD funded Public Housing Agency that serves Bellewood is the Louisville Metro Housing Authority.
Blue Ridge Manor 0 The HUD funded Public Housing Agency that serves Blue Ridge Manor is the Louisville Metro Housing Authority.
Broeck Pointe 0 The HUD funded Public Housing Agency that serves Broeck Pointe is the Louisville Metro Housing Authority.
Brownsboro Farm 0 The HUD funded Public Housing Agency that serves Brownsboro Farm is the Louisville Metro Housing Authority.
Brownsboro Village 0 The HUD funded Public Housing Agency that serves Brownsboro Village is the Louisville Metro Housing Authority.
Cambridge 0 The HUD funded Public Housing Agency that serves Cambridge is the Louisville Metro Housing Authority.
Coldstream 0 The HUD funded Public Housing Agency that serves Coldstream is the Louisville Metro Housing Authority.
Creekside 0 The HUD funded Public Housing Agency that serves Creekside is the Louisville Metro Housing Authority.
Douglass Hills 0 The HUD funded Public Housing Agency that serves Douglass Hills is the Louisville Metro Housing Authority.
Fincastle 0 The HUD funded Public Housing Agency that serves Fincastle is the Louisville Metro Housing Authority.
Forest Hills 0 The HUD funded Public Housing Agency that serves Forest Hills is the Louisville Metro Housing Authority.
Glenview 0 The HUD funded Public Housing Agency that serves Glenview is the Louisville Metro Housing Authority.
Glenview Hills 0 The HUD funded Public Housing Agency that serves Glenview Hills is the Louisville Metro Housing Authority.
Goose Creek 0 The HUD funded Public Housing Agency that serves Goose Creek is the Louisville Metro Housing Authority.
Green Spring 0 The HUD funded Public Housing Agency that serves Green Spring is the Louisville Metro Housing Authority.
Heritage Creek 0 The HUD funded Public Housing Agency that serves Heritage Creek is the Louisville Metro Housing Authority.
Hickory Hill 0 The HUD funded Public Housing Agency that serves Hickory Hill is the Louisville Metro Housing Authority.
Hills and Dales 0 The HUD funded Public Housing Agency that serves Hills and Dales is the Louisville Metro Housing Authority.
Hollow Creek 0 The HUD funded Public Housing Agency that serves Hollow Creek is the Louisville Metro Housing Authority.
Hollyvilla 2 The HUD funded Public Housing Agency that serves Hollyvilla is the Louisville Metro Housing Authority.
Hurstbourne 0 The HUD funded Public Housing Agency that serves Hurstbourne is the Louisville Metro Housing Authority.
Hurstbourne Acres 0 The HUD funded Public Housing Agency that serves Hurstbourne Acres is the Louisville Metro Housing Authority.
Kingsley 0 The HUD funded Public Housing Agency that serves Kingsley is the Louisville Metro Housing Authority.
Lyndon 0 The HUD funded Public Housing Agency that serves Lyndon is the Louisville Metro Housing Authority.
Maryhill Estates 0 The HUD funded Public Housing Agency that serves Maryhill Estates is the Louisville Metro Housing Authority.
Meadowbrook Farm 0 The HUD funded Public Housing Agency that serves Meadowbrook Farm is the Louisville Metro Housing Authority.
Meadow Vale 0 The HUD funded Public Housing Agency that serves Meadow Vale is the Louisville Metro Housing Authority.
Mockingbird Valley 0 The HUD funded Public Housing Agency that serves Mockingbird Valley is the Louisville Metro Housing Authority.
Moorland 0 The HUD funded Public Housing Agency that serves Moorland is the Louisville Metro Housing Authority.
Northfield 0 The HUD funded Public Housing Agency that serves Northfield is the Louisville Metro Housing Authority.
Old Brownsboro Place 0 The HUD funded Public Housing Agency that serves Old Brownsboro Place is the Louisville Metro Housing Authority.
Parkway Village 0 The HUD funded Public Housing Agency that serves Parkway Village is the Louisville Metro Housing Authority.
Plantation 0 The HUD funded Public Housing Agency that serves Plantation is the Louisville Metro Housing Authority.
Poplar Hills 0 The HUD funded Public Housing Agency that serves Poplar Hills is the Louisville Metro Housing Authority.
Riverwood 0 The HUD funded Public Housing Agency that serves Riverwood is the Louisville Metro Housing Authority.
Rolling Fields 0 The HUD funded Public Housing Agency that serves Rolling Fields is the Louisville Metro Housing Authority.
Rolling Hills 0 The HUD funded Public Housing Agency that serves Rolling Hills is the Louisville Metro Housing Authority.
St. Matthews 0 The HUD funded Public Housing Agency that serves St. Matthews is the Louisville Metro Housing Authority.
St. Regis Park 0 The HUD funded Public Housing Agency that serves St. Regis Park is the Louisville Metro Housing Authority.
Seneca Gardens 0 The HUD funded Public Housing Agency that serves Seneca Gardens is the Louisville Metro Housing Authority.
South Park View 0 The HUD funded Public Housing Agency that serves South Park View is the Louisville Metro Housing Authority.
Spring Valley 0 The HUD funded Public Housing Agency that serves Spring Valley is the Louisville Metro Housing Authority.
Strathmoor Manor 0 The HUD funded Public Housing Agency that serves Strathmoor Manor is the Louisville Metro Housing Authority.
Strathmoor Village 0 The HUD funded Public Housing Agency that serves Strathmoor Village is the Louisville Metro Housing Authority.
Sycamore 0 The HUD funded Public Housing Agency that serves Sycamore is the Louisville Metro Housing Authority.
Ten Broeck 0 The HUD funded Public Housing Agency that serves Ten Broeck is the Louisville Metro Housing Authority.
Watterson Park 0 The HUD funded Public Housing Agency that serves Watterson Park is the Louisville Metro Housing Authority.
Wellington 0 The HUD funded Public Housing Agency that serves Wellington is the Louisville Metro Housing Authority.
West Buechel 0 The HUD funded Public Housing Agency that serves West Buechel is the Louisville Metro Housing Authority.
Westwood 0 The HUD funded Public Housing Agency that serves Westwood is the Louisville Metro Housing Authority.
Wildwood 0 The HUD funded Public Housing Agency that serves Wildwood is the Louisville Metro Housing Authority.
Windy Hills 0 The HUD funded Public Housing Agency that serves Windy Hills is the Louisville Metro Housing Authority.
Woodland Hills 0 The HUD funded Public Housing Agency that serves Woodland Hills is the Louisville Metro Housing Authority.
Woodlawn Park 0 The HUD funded Public Housing Agency that serves Woodlawn Park is the Louisville Metro Housing Authority.
Worthington Hills 0 The HUD funded Public Housing Agency that serves Worthington Hills is the Louisville Metro Housing Authority.
Bancroft 0 The HUD funded Public Housing Agency that serves Bancroft is the Louisville Metro Housing Authority.
Beechwood Village 0 The HUD funded Public Housing Agency that serves Beechwood Village is the Louisville Metro Housing Authority.
Briarwood 0 The HUD funded Public Housing Agency that serves Briarwood is the Louisville Metro Housing Authority.
Crossgate 0 The HUD funded Public Housing Agency that serves Crossgate is the Louisville Metro Housing Authority.
Druid Hills 0 The HUD funded Public Housing Agency that serves Druid Hills is the Louisville Metro Housing Authority.
Glenview Manor 0 The HUD funded Public Housing Agency that serves Glenview Manor is the Louisville Metro Housing Authority.
Graymoor Devondale 0 The HUD funded Public Housing Agency that serves Graymoor Devondale is the Louisville Metro Housing Authority.
Houston Acres 0 The HUD funded Public Housing Agency that serves Houston Acres is the Louisville Metro Housing Authority.
Indian Hills 0 The HUD funded Public Housing Agency that serves Indian Hills is the Louisville Metro Housing Authority.
Langdon Place 0 The HUD funded Public Housing Agency that serves Langdon Place is the Louisville Metro Housing Authority.
Lincolnshire 0 The HUD funded Public Housing Agency that serves Lincolnshire is the Louisville Metro Housing Authority.
Louisville/Jefferson County metro government (balance) 0 The HUD funded Public Housing Agency that serves Louisville/Jefferson County metro government (balance) is the Louisville Metro Housing Authority.
Lynnview 0 The HUD funded Public Housing Agency that serves Lynnview is the Louisville Metro Housing Authority.
Manor Creek 0 The HUD funded Public Housing Agency that serves Manor Creek is the Louisville Metro Housing Authority.
Meadowview Estates 0 The HUD funded Public Housing Agency that serves Meadowview Estates is the Louisville Metro Housing Authority.
Murray Hill 0 The HUD funded Public Housing Agency that serves Murray Hill is the Louisville Metro Housing Authority.
Norbourne Estates 0 The HUD funded Public Housing Agency that serves Norbourne Estates is the Louisville Metro Housing Authority.
Norwood 0 The HUD funded Public Housing Agency that serves Norwood is the Louisville Metro Housing Authority.
Prospect 2 The HUD funded Public Housing Agency that serves Prospect is the Louisville Metro Housing Authority.
Richlawn 0 The HUD funded Public Housing Agency that serves Richlawn is the Louisville Metro Housing Authority.
Spring Mill 0 The HUD funded Public Housing Agency that serves Spring Mill is the Louisville Metro Housing Authority.
Thornhill 0 The HUD funded Public Housing Agency that serves Thornhill is the Louisville Metro Housing Authority.
Graymoor-Devondale 0 The HUD funded Public Housing Agency that serves Graymoor-Devondale is the Louisville Metro Housing Authority.