Low Income Apartments and Affordable Housing For Rent in Annapolis, MD

Discover affordable housing in Annapolis where there are 29+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

College Parkway Place

570 Bellerive Rd, Annapolis, Maryland 21409

bed 1-2

Bay Ridge Gardens

1 Bens Dr, Annapolis, Maryland 21403

Wiley H Bates School Apartments

1103 Smithville St, Annapolis, Maryland 21401

bed 1
payment $1114/mo.

Bowman Place & Homes at Monument

29 W Washington St, Annapolis, Maryland 21401

bed 1-3

Langton Green Apartments

3016 Arundel on the Bay Rd, Annapolis, Maryland 21403

Woodside Gardens Apartments

703 Newtowne Dr, Annapolis, Maryland 21401

Claiborne Place Apartments

130 Hearne Rd, Annapolis, Maryland 21401

Bywater Townhouses I and II

1905 Copeland Street, Annapolis, Maryland 21401

Admiral Oaks Apartments

445 Captains Cir, Annapolis, Maryland 21401

bed 2-4
payment $1133-1545/mo.

Eastport Terrace

1014 President St, Annapolis, Maryland 21403

bed 1-4

Harbor House Apartments

1014 President St, Annapolis, Maryland 21403

bed 1-3

Annapolis Gardens

250 Croll Dr, Annapolis, Maryland 21401

bed 1-5

Bloomsbury Square

101 Bloomsbury Sq, Annapolis, Maryland 21401

bed 1-3


1386 Tyler Ave, Annapolis, Maryland 21403

bed 3-5

Glenwood Highrise

701 Glenwood St, Annapolis, Maryland 21401

bed Studio-2

Newtowne 20

810A Brooke Court, Annapolis, Maryland 21401

bed 3

50 Amberstone Ct

50 Amberstone Ct, Annapolis, Maryland 21403

bed 3
payment $2500/mo.

214 Clay St Unit A

214 Clay St, Annapolis, Maryland 21401

bed 2
payment $1350/mo.

657 Burtons Cove Way Unit 4

657 Burtons Cove Way Unit 4, Annapolis, Maryland 21401

bed 3
payment $2400/mo.

1125 Cedar Ridge Ct

1125 Cedar Ridge Ct, Annapolis, Maryland 21403

bed 3
payment $2395/mo.

How To Identify Affordable Housing in Annapolis, Maryland

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
calendar_today Opened: Jul 15
Open Until Further Notice

Reported On February 23rd, 2024 by Lorena Bentley

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Annapolis, Maryland
$21.80 (+145%) more than Maryland minimum wage and $29.55 (+408%) more than the Federal minimum wage.
Learn More About Annapolis, Maryland Affordable Housing ↓

What HUD offices serve Annapolis, Maryland?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Homeownership Voucher programs for Annapolis, Maryland.
Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Homeownership Voucher, Family Self-Sufficiency, Rental Assistance Demonstration (RAD) programs for Annapolis, Maryland.

Go to the Maryland Public Housing and Low-Income Apartments Waiting Lists page for openings near Annapolis.

How many renters live in Annapolis, Maryland?

The City of Annapolis has 40,719 people living in 16,969 households.

There are 15,973 renters living in 6,828 renter households in this City. Renters make up 39.23 percent of the population living in Annapolis.

What is the rental market like in Annapolis, Maryland?

There are an estimated 18,400 housing units in the Annapolis area. Of these, 7,270 units are rental homes, making up 40 percent of the housing market. For every renter household in Annapolis, Maryland, there are 1 rental units.

What is the vacancy rate for rentals in Annapolis?

The rental vacancy rate in Annapolis is 6 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Annapolis for each bedroom size?

Occupied Rental Units by Size in Annapolis
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
213 1,705 3,010 1,481 343
Occupied Rental Units by Size in Annapolis

A large number of apartments in Annapolis have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Annapolis are overburdened by housing costs?

Among renter households in this market, 48 percent have housing cost burden. Further, 22 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Annapolis

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,379 to $2,849. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,379
One BR $1,582
Two BR $1,943
Three BR $2,519
Four BR $2,849
2024 Fair Market Rents in Annapolis, Maryland

How many units are rented at Fair Market Rent (FMR) in Annapolis?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 156 73 percent
One BR 854 50 percent
Two BR 763 25 percent
Rental Units Below FMR in Annapolis, Maryland

How many affordable rental units are in Annapolis?

There are a variety of federal affordable housing programs serving households in Annapolis, Maryland including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 1,090
Public Housing 543
Section 8 Project-Based Rental Assistance 654
Tracked Units by Federal Program in Annapolis, Maryland

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Annapolis, Maryland

Annapolis features 1,520 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Annapolis, Maryland

There are 870 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Annapolis.

Housing Choice Vouchers in Annapolis, Maryland

On average, Section 8 Housing Choice vouchers pay Annapolis landlords $1,000 per month towards rent. The average voucher holder contributes $500 towards rent in Annapolis.

The maximum amount a voucher would pay on behalf of a low-income tenant in Annapolis, Maryland for a two-bedroom apartment is between $1,749 and $2,137.

Sourced from federal housing data and AffordableHousingOnline.com research.