Annapolis, Maryland Affordable Housing
Waiting Lists in Annapolis, Maryland
There is one Section 8 Housing Choice Voucher waiting list open in Annapolis.
Go to the Maryland Section 8 Waiting Lists page for more openings near Annapolis.
Finding Affordable Housing in Annapolis, Maryland
There are 969 low-income apartments in Annapolis that offer reduced rents to eligible households.
Rental assistance programs support 1,805 low-income homes in Annapolis where households pay rent based on how much they earn. For 2023, elgible households participating in federally assisted housing pay an average of $467 towards rent each month.
Bowman Place & Homes at Monument
Affordable Housing Near Annapolis
View affordable apartments and waiting lists in cities near Annapolis
| City | Apartments |
|---|---|
| Glen Burnie, MD | Affordable Housing programs support 11 apartment communities in Glen Burnie. |
| Odenton, MD | Affordable Housing programs support 4 apartment communities in Odenton. |
| Jessup, MD | Affordable Housing programs support 2 apartment communities in Jessup. |
| Brooklyn Park, MD | Affordable Housing programs support 1 apartment communities in Brooklyn Park. |
| Edgewater, MD | Affordable Housing programs support 1 apartment communities in Edgewater. |
Public Housing Agencies Serving Annapolis, Maryland
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
| Housing Authority | Programs |
|---|---|
| Housing Authority of the City of Annapolis | Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher |
| Housing Commission of Anne Arundel County | Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-Sufficiency; Rental Assistance Demonstration (RAD) |
Annapolis, Maryland Affordable Housing Data
Income Based Apartments in Annapolis, Maryland
Annapolis features 1,805 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Annapolis, Maryland
There are 969 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Annapolis.
Housing Choice Vouchers in Annapolis, Maryland
On average, Section 8 Housing Choice vouchers pay Annapolis landlords $1,000 per month towards rent. The average voucher holder contributes $500 towards rent in Annapolis.
The maximum amount a voucher would pay on behalf of a low-income tenant in Annapolis, Maryland for a two-bedroom apartment is between $1,393 and $1,703.
2023 Annapolis, Maryland Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Annapolis, Maryland Fair Market Rent | $1,082 | $1,254 | $1,548 | $2,009 | $2,298 |
| Annapolis, Maryland Payment Standard Range | $974 to $1,190 | $1,129 to $1,379 | $1,393 to $1,703 | $1,808 to $2,210 | $2,068 to $2,528 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Annapolis, MD Affordable Housing Snapshot
| Total Affordable Apartment Properties | 24 |
|---|---|
| Total Low Income Apartments | 2,858 |
| Total Housing Units with Rental Assistance | 1,805 |
| Percentage of Housing Units Occupied By Renters | 47.98% |
| Average Renter Household Size | 2.51 |
| Average Household Size | 2.42 |
| Median Household Income | $72,214 ±$6,135 |
| Median Rent | $1,415 ±$50 |
| Percentage Of Renters Overburdened | 47.05% ± 6.36pp |
| Total Population | 38,841 |
Population and Household Demographics
Annapolis is a city in Anne Arundel County, Maryland with a population of 38,841. There are 15,779 households in the city with an average household size of 2.42 persons. 47.98% of households in Annapolis are renters.
Income and Rent Overburden in Annapolis
The median gross income for households in Annapolis is $72,214 a year, or $6,018 a month. The median rent for the city is $1,415 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Annapolis, a household making less than $4,717 a month would be considered overburdened when renting an apartment at or above the median rent. 47.05% of households who rent are overburdened in Annapolis.
Area Median Income In Annapolis
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Annapolis, the AMI is calculated from all households within Anne Arundel County.
In Annapolis, HUD calculates the Area Median Income for a family of four as $116,100
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Annapolis
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Annapolis
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Annapolis AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$24,400 | $27,900 | $31,400 | $34,850 | $37,650 | $40,450 | $43,250 | $46,630 |
| 50% AMI Income Limits Renters earning up to 50% of the Annapolis AMI may qualify for rental assistance programs that target Very Low Income households. |
$40,650 | $46,450 | $52,250 | $58,050 | $62,700 | $67,350 | $72,000 | $76,650 |
| 80% AMI Income Limits Renters earning up to 80% of the Annapolis AMI may qualify for rental assistance programs that target Low Income households. |
$62,600 | $71,550 | $80,500 | $89,400 | $96,600 | $103,750 | $110,900 | $118,050 |
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