Affordable Housing In Annapolis
Anne Arundel County, Maryland

24 Low Income Apartment Communities In Annapolis

Admiral Oaks Apartments

445 Captains Cir
Annapolis, MD
$1,040-1,355
2-4 BR
HCV Welcome

College Parkway Place

570 Bellerive Rd
Annapolis, MD
Call For Rent
1-2 BR
HCV Welcome
Subsidized

Woodside Gardens Apartments

703 Newtowne Dr
Annapolis, MD
HCV Welcome
Subsidized

Timothy House and Gardens

29 W Washington St.
Annapolis, MD
HCV Welcome

Wiley H Bates School Apartments

1103 Smithville St
Annapolis, MD
$1050
1 BR
HCV Welcome

Bywater Townhouses I and II

1905 Copeland Street
Annapolis, MD
Subsidized

Bay Ridge Gardens

2 Bens Dr
Annapolis, MD
Subsidized

Claiborne Place Apartments

130 Hearne Rd
Annapolis, MD
Subsidized

Langton Green Apartments

3016 Arundel on the Bay Rd
Annapolis, MD
62+
Accessible
Elderly Supportive Housing
Subsidized

Bay Forest Senior Apartments

930 Bay Forest Ct
Annapolis, MD
HCV Welcome

Housing Authorities that serve Annapolis

Housing Authority Programs
Housing Authority of the City of Annapolis Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher
Housing Commission of Anne Arundel County Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-sufficiency; Rental Assistance Demonstration (RAD)

Guide To Affordable Housing in Annapolis, Maryland

According to federal housing data and AffordableHousingOnline.com research, there are 24 low income housing apartment communities offering 2,891 affordable apartments for rent in Annapolis, Maryland. Annapolis features 1,906 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 985 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Annapolis.

Annapolis, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 24
Total Low Income Apartments 2,891
Total Housing Units with Rental Assistance 1,906
Percentage of Housing Units Occupied By Renters 47.98%
Average Renter Household Size 2.51
Average Household Size 2.42
Median Household Income $72,214 ±$6,135
Median Rent $1,415 ±$50
Percentage Of Renters Overburdened 47.05% ± 6.36pp
Total Population 38,841

Population and Household Demographics

Annapolis is a City in Anne Arundel County, Maryland with a population of 38,841. There are 15,779 households in the city with an average household size of 2.42 persons. 47.98% of households in Annapolis are renters.

Income and Rent Overburden in Annapolis

The median gross income for households in Annapolis is $72,214 a year, or $6,018 a month. The median rent for the city is $1,415 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Annapolis, a household making less than $4,717 a month would be considered overburdened when renting an apartment at or above the median rent. 47.05% of households who rent are overburdened in Annapolis.1

Area Median Income In Annapolis

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Annapolis, the AMI is calculated from all households within Anne Arundel County.

In Annapolis, HUD calculates the Area Median Income for a family of four as $101,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Annapolis

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Annapolis HUD Rental Assistance in Annapolis

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,250 $24,250 $27,300 $30,300 $32,750 $35,150 $39,010 $43,430
50% of Median $35,350 $40,400 $45,450 $50,500 $54,550 $58,600 $62,650 $66,700
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Annapolis

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1998 to 2011, 9 low income apartment communities containing 1,284 rental apartments have been constructed and made affordable to low income persons in Annapolis by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Annapolis

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $35,350 $40,400 $45,450 $50,500 $54,550 $58,600 $62,650 $66,700
60% of Median $42,420 $48,480 $54,540 $60,600 $65,460 $70,320 $75,180 $80,040

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Annapolis is $54,540 a year, or $4,545 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,545 by 30% to get a maximum rent of $1,364 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $884 $947 $1,136 $1,313 $1,465 $1,617
60% $1,061 $1,136 $1,364 $1,576 $1,758 $1,940
Fair Market Rents in Annapolis

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$897 $1,105 $1,376 $1,781 $2,037