Affordable Housing In Cambridge
Middlesex County, Massachusetts

62 Low Income Apartment Communities In Cambridge

Daniel F Burns Apartments

50 Churchill Ave
Cambridge, Massachusetts
Call For Rent
1 BR

Craigie Arms Apartments

26 Concord Ave
Cambridge, Massachusetts
Studio-2 BR

Lyndon B Johnson Apartments

150 Erie St
Cambridge, Massachusetts
Call For Rent
Studio-1 BR

Auburn Court

Auburn Court 1 Brookline Place
Cambridge, Massachusetts
1-3 BR


Cambridge, Massachusetts
Call For Rent
1-2 BR

Frank J. Manning Apartments

240 Green St
Cambridge, Massachusetts
Call For Rent
1-2 BR

Fresh Pond Apartments

364 Rindge Avenue
Cambridge, Massachusetts
Call For Rent
1-3 BR

Cambridge Community Housing

810 Memorial Drive Suite 102
Cambridge, Massachusetts
Studio-4 BR

Leonard J. Russell Apartments

2050 Massachusetts Ave
Cambridge, Massachusetts
Call For Rent
1 BR

Clinton & Prospect Apartments

258-270 Harvard St
Cambridge, Massachusetts
Call For Rent
1-2 BR

Section 8 Vouchers, Apartments, and Waiting Lists in Cambridge, Massachusetts

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Cambridge, Massachusetts

Housing Authority Programs
Cambridge Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Moving to Work
Massachusetts Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Moving to Work

Guide To Affordable Housing in Cambridge, Massachusetts

There are 62 low income housing apartment communities offering 5,569 affordable apartments for rent in Cambridge, Massachusetts.

Income Based Apartments in Cambridge, Massachusetts

Cambridge features 4,501 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cambridge, Massachusetts

There are 1,031 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cambridge.

Housing Choice Vouchers in Cambridge, Massachusetts

On average, Section 8 Housing Choice vouchers pay Cambridge landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Cambridge.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cambridge, Massachusetts for a two-bedroom apartment is between $2,159 and $2,639.

2022 Cambridge, Massachusetts Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Cambridge, Massachusetts Fair Market Rent $1,803 $1,986 $2,399 $2,966 $3,253
Cambridge, Massachusetts Payment Standard Range $1,623 to $1,983 $1,787 to $2,185 $2,159 to $2,639 $2,669 to $3,263 $2,928 to $3,578

Sourced from federal housing data and research.

Cambridge, MA Affordable Housing Snapshot

Total Affordable Apartment Properties 62
Total Low Income Apartments 5,569
Total Housing Units with Rental Assistance 4,501
Percentage of Housing Units Occupied By Renters 62.94%
Average Renter Household Size 2.00
Average Household Size 2.07
Median Household Income $79,416 ±$3,065
Median Rent $1,686 ±$28
Percentage Of Renters Overburdened 43.9% ± 2.59pp
Total Population 107,916

Population and Household Demographics

Cambridge is a city in Middlesex County, Massachusetts with a population of 107,916. There are 43,801 households in the city with an average household size of 2.07 persons. 62.94% of households in Cambridge are renters.

Income and Rent Overburden in Cambridge

The median gross income for households in Cambridge is $79,416 a year, or $6,618 a month. The median rent for the city is $1,686 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cambridge, a household making less than $5,620 a month would be considered overburdened when renting an apartment at or above the median rent. 43.9% of households who rent are overburdened in Cambridge.

Area Median Income In Cambridge

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cambridge, the AMI is calculated from all households within Middlesex County.

In Cambridge, HUD calculates the Area Median Income for a family of four as $140,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cambridge

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cambridge

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Cambridge AMI may qualify for rental assistance programs that target Extremely Low Income households.
$29,450 $33,650 $37,850 $42,050 $45,450 $48,800 $52,150 $55,550
50% AMI Income Limits
Renters earning up to 50% of the Cambridge AMI may qualify for rental assistance programs that target Very Low Income households.
$49,100 $56,100 $63,100 $70,100 $75,750 $81,350 $86,950 $92,550
80% AMI Income Limits
Renters earning up to 80% of the Cambridge AMI may qualify for rental assistance programs that target Low Income households.
$78,300 $89,500 $100,700 $111,850 $120,800 $129,750 $138,700 $147,650