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Affordable Housing In Holyoke
Hampden County, Massachusetts

36 Low Income Apartment Communities In Holyoke

Sycamore House

287 Essex Street
Holyoke, Massachusetts
Income Based
1 BR

Prospect Heights

41 Chestnut Street
Holyoke, Massachusetts
Income Based
1-2 BR

Holyoke Hill Apartments

360.5 Tokeneke Road
Holyoke, Massachusetts
2-3 BR

Chestnut Park

Chestnut Street
Holyoke, Massachusetts
Call For Rent
Studio-2 BR

Pulaski Heights

76 Maple Street
Holyoke, Massachusetts
Income Based
1 BR

Holyoke Farms

91 Farnum Dr
Holyoke, Massachusetts
Call For Rent
2-3 BR

Elmwood Towers

485 South Street
Holyoke, Massachusetts
Income Based
1-2 BR
Market Rate

Holyoke Towers

582 Pleasant Street
Holyoke, Massachusetts
Income Based
1 BR
Market Rate

Lyman Terrace

70 Walnut St
Holyoke, Massachusetts
Call For Rent
1-4 BR

Churchill Homes

334 Elm St
Holyoke, Massachusetts

Housing Authorities that serve Holyoke

Housing Authority Programs
Holyoke Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Moving to Work; Moderate Rehabilitation; Homeownership
Massachusetts Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Moving to Work
Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Holyoke, Massachusetts

There are 36 low income housing apartment communities offering 2,947 affordable apartments for rent in Holyoke, Massachusetts.

Income Based Apartments in Holyoke, Massachusetts

Holyoke features 1,522 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Holyoke, Massachusetts

There are 1,407 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Holyoke.

Housing Choice Vouchers in Holyoke, Massachusetts

On average, Section 8 Housing Choice vouchers pay Holyoke landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Holyoke.

The maximum amount a voucher would pay on behalf of a low-income tenant in Holyoke, Massachusetts for a two-bedroom apartment is between $1,004 and $1,227.

2020 Holyoke, Massachusetts Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $737 $875 $1,115 $1,389 $1,611
Payment Standard Range $663 to $811 $788 to $963 $1,004 to $1,227 $1,250 to $1,528 $1,450 to $1,772

Sourced from federal housing data and research.

Holyoke, MA Affordable Housing Snapshot

Total Affordable Apartment Properties 36
Total Low Income Apartments 2,947
Total Housing Units with Rental Assistance 1,522
Percentage of Housing Units Occupied By Renters 59.61%
Average Renter Household Size 2.49
Average Household Size 2.55
Median Household Income $36,608 ±$2,486
Median Rent $700 ±$28
Percentage Of Renters Overburdened 47.71% ± 4.17pp
Total Population 40,342

Population and Household Demographics

Holyoke is a city in Hampden County, Massachusetts with a population of 40,342. There are 15,324 households in the city with an average household size of 2.55 persons. 59.61% of households in Holyoke are renters.

Income and Rent Overburden in Holyoke

The median gross income for households in Holyoke is $36,608 a year, or $3,051 a month. The median rent for the city is $700 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Holyoke, a household making less than $2,333 a month would be considered overburdened when renting an apartment at or above the median rent. 47.71% of households who rent are overburdened in Holyoke.

Area Median Income In Holyoke

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Holyoke, the AMI is calculated from all households within Hampden County.

In Holyoke, HUD calculates the Area Median Income for a family of four as $77,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Holyoke

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Holyoke

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,950 $20,500 $23,050 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $29,900 $34,200 $38,450 $42,700 $46,150 $49,550 $52,950 $56,400
80% of Median $47,850 $54,650 $61,500 $68,300 $73,800 $79,250 $84,700 $90,200