Affordable Housing In Chisago City
Chisago County, Minnesota

3 Low Income Apartment Communities In Chisago City

Heather Creek Apartments

29545 East St
Chisago City, Minnesota
Income Based
1-2 BR
Subsidized

Parmly Lakeview Apartments

10600 282nd St
Chisago City, Minnesota
Subsidized
62+
Accessible
Elderly Supportive Housing

The Woods Apartments

10760 North Ave
Chisago City, Minnesota
Accepts Vouchers
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Guide To Affordable Housing in Chisago City, Minnesota

There are 3 low income housing apartment communities offering 116 affordable apartments for rent in Chisago City, Minnesota.

Income Based Apartments in Chisago City, Minnesota

Chisago City features 80 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Chisago City, Minnesota

There are 36 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Chisago City.

Housing Choice Vouchers in Chisago City, Minnesota

On average, Section 8 Housing Choice vouchers pay Chisago City landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Chisago City.

The maximum amount a voucher would pay on behalf of a low-income tenant in Chisago City, Minnesota for a two-bedroom apartment is between $1,093 and $1,335.

2020 Chisago City, Minnesota Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $820 $971 $1,214 $1,722 $2,025
Payment Standard Range $738 to $902 $874 to $1,068 $1,093 to $1,335 $1,550 to $1,894 $1,823 to $2,228

Sourced from federal housing data and AffordableHousingOnline.com research.

Chisago City, MN Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 116
Total Housing Units with Rental Assistance 80
Percentage of Housing Units Occupied By Renters 22.03%
Average Renter Household Size 1.49
Average Household Size 2.34
Median Household Income $71,875 ±$15,209
Median Rent $713 ±$68
Percentage Of Renters Overburdened 47.19% ± 24.16pp
Total Population 4,930

Population and Household Demographics

Chisago City is a City in Chisago County, Minnesota with a population of 4,930. There are 2,020 households in the city with an average household size of 2.34 persons. 22.03% of households in Chisago City are renters.

Income and Rent Overburden in Chisago City

The median gross income for households in Chisago City is $71,875 a year, or $5,990 a month. The median rent for the city is $713 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Chisago City, a household making less than $2,377 a month would be considered overburdened when renting an apartment at or above the median rent. 47.19% of households who rent are overburdened in Chisago City.1

Area Median Income In Chisago City

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Chisago City, the AMI is calculated from all households within Chisago County.

In Chisago City, HUD calculates the Area Median Income for a family of four as $100,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Chisago City

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Chisago City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,000 $24,000 $27,000 $30,000 $32,400 $34,800 $39,010 $43,430
50% of Median $35,000 $40,000 $45,000 $50,000 $54,000 $58,000 $62,000 $66,000
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700