Affordable Housing In Ramsey County
Minnesota

165 Low Income Apartment Communities In Ramsey County

Sienna Green

2275 West Snelling Drive North
Roseville, MN
$676-961
1-3 BR

Exchange Hi - Rise

10 Exchange St W
Saint Paul, MN
Call For Rent
1 BR

653 Artist Lofts

653 Galtier St
Saint Paul, MN
Call For Rent
2-3 BR
HCV Welcome

Selby Milton Victoria

838 Selby Ave
Saint Paul, MN
Call For Rent
Studio-2 BR
62+
HCV Welcome

Prior Crossing

1949 University Ave W
Saint Paul, MN
HCV Welcome

The Lodge at Little Canada Apartments

2800 Rice St
Little Canada, MN
62+

Maryland Park Apartments

1619 Maryland Ave E
Saint Paul, MN
Subsidized

Kings Crossing

500 Dale St N
Saint Paul, MN
Accessible
Disabled Supportive Housing
Subsidized

Hall Young Plaza

423 Selby Avenue
Saint Paul, MN
62+
Accessible
Elderly Supportive Housing
Subsidized

Mears Park Place

401 Sibley St
Saint Paul, MN
Subsidized

Housing Authorities that serve Ramsey County

Housing Authority Programs
Metropolitan Council Housing and Redevelopment Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Mental Health Resources Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Ramsey County

Housing Authority Programs
Saint Paul Public Housing Agency Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Rental Assistance Demonstration (RAD); Family Unification Program (FUP)
South Metro Human Services Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Ramsey County, Minnesota

There are 165 low income housing apartment communities offering 16,443 affordable apartments for rent in Ramsey County, Minnesota. Ramsey County features 9,470 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 6,910 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Ramsey County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Ramsey County, MN Affordable Housing Snapshot

Total Affordable Apartment Properties 165
Total Low Income Apartments 16,443
Total Housing Units with Rental Assistance 9,470
Percentage of Housing Units Occupied By Renters 40.97%
Average Renter Household Size 2.32
Average Household Size 2.47
Median Household Income $56,104 ±$872
Median Rent $865 ±$8
Percentage Of Renters Overburdened 49.07% ± 1.38pp
Total Population 527,411

Population and Household Demographics

Ramsey County is a County in Minnesota with a population of 527,411. There are 206,857 households in the county with an average household size of 2.47 persons. 40.97% of households in Ramsey County are renters.

Income and Rent Overburden in Ramsey County

The median gross income for households in Ramsey County is $56,104 a year, or $4,675 a month. The median rent for the county is $865 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ramsey County, a household making less than $2,883 a month would be considered overburdened when renting an apartment at or above the median rent. 49.07% of households who rent are overburdened in Ramsey County.1

Area Median Income In Ramsey County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Ramsey County, HUD calculates the Area Median Income for a family of four as $100,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Ramsey County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Ramsey County HUD Rental Assistance in Ramsey County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,000 $24,000 $27,000 $30,000 $32,400 $34,800 $39,010 $43,430
50% of Median $35,000 $40,000 $45,000 $50,000 $54,000 $58,000 $62,000 $66,000
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Ramsey County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2012, 85 low income apartment communities containing 6,490 rental apartments have been constructed and made affordable to low income persons in Ramsey County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Ramsey County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $35,000 $40,000 $45,000 $50,000 $54,000 $58,000 $62,000 $66,000
60% of Median $42,000 $48,000 $54,000 $60,000 $64,800 $69,600 $74,400 $79,200

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Ramsey County is $54,000 a year, or $4,500 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,500 by 30% to get a maximum rent of $1,350 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $875 $938 $1,125 $1,300 $1,450 $1,600
60% $1,050 $1,125 $1,350 $1,560 $1,740 $1,920
Fair Market Rents in Ramsey County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$820 $971 $1,214 $1,722 $2,025

Cities In Ramsey County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Saint Paul 134 The HUD funded Public Housing Agencies that serve Saint Paul are the Saint Paul Public Housing Agency, Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
Maplewood 0 The HUD funded Public Housing Agencies that serve Maplewood are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
White Bear Lake 7 The HUD funded Public Housing Agencies that serve White Bear Lake are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
Falcon Heights 1 The HUD funded Public Housing Agencies that serve Falcon Heights are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
Mounds View 1 The HUD funded Public Housing Agencies that serve Mounds View are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
Vadnais Heights 2 The HUD funded Public Housing Agencies that serve Vadnais Heights are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
New Brighton 5 The HUD funded Public Housing Agencies that serve New Brighton are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
Roseville 7 The HUD funded Public Housing Agencies that serve Roseville are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
Little Canada 4 The HUD funded Public Housing Agencies that serve Little Canada are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
North St Paul 1 The HUD funded Public Housing Agencies that serve North St Paul are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
Shoreview 2 The HUD funded Public Housing Agencies that serve Shoreview are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
North St. Paul 0 The HUD funded Public Housing Agencies that serve North St. Paul are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
Arden Hills 0 The HUD funded Public Housing Agencies that serve Arden Hills are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
Gem Lake 0 The HUD funded Public Housing Agencies that serve Gem Lake are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
Lauderdale 0 The HUD funded Public Housing Agencies that serve Lauderdale are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
North Oaks 0 The HUD funded Public Housing Agencies that serve North Oaks are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
White Bear 0 The HUD funded Public Housing Agencies that serve White Bear are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
St. Paul 0 The HUD funded Public Housing Agencies that serve St. Paul are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.
St Paul 1 The HUD funded Public Housing Agencies that serve St Paul are the Mental Health Resources and Metropolitan Council Housing and Redevelopment Authority.