Affordable Housing In Bernalillo County
New Mexico

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There are 111 low income housing apartment complexes which contain 8,351 affordable apartments for rent in Bernalillo County, New Mexico. Many of these rental apartments are income based housing with about 2,987 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 1,194 Project-Based Section 8 subsidized apartments in Bernalillo County. There are 5,812 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

The HUD funded Public Housing Agency that serves Bernalillo County is the Bernalillo County Housing Department.

Affordable Apartments in Bernalillo County

1025 Chelwood Park Blvd NE
Albuquerque, New Mexico
La Resolana Apartments is a 167 unit low income housing apartment community in Albuquerque.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8 Project Based Rental Assistance
6801 Gwin Rd SW
Albuquerque, New Mexico
New Life Homes 3 is a 15 unit low income housing apartment community in Albuquerque.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 811 Supportive Housing for Persons with Disabilities Project Based Rental Assistance Accessible Units Persons With Disabilities
1600 Boatright Dr NE
Albuquerque, New Mexico
Vern Jolly House Apartments is a 8 unit low income housing apartment community in Albuquerque.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 202 Supportive Housing for the Elderly Project Based Rental Assistance Senior (62+) Accessible Units
1000 Louisiana Blvd NE
Albuquerque, New Mexico
Mesa Hills Apartments is a 60 unit low income housing apartment community in Albuquerque.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 202 Supportive Housing for the Elderly Project Based Rental Assistance Senior (62+) Accessible Units
3901 Lafayette Dr NE
Albuquerque, New Mexico
Villa Esperanza is a 187 unit low income housing apartment community in Albuquerque.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8 Low Income Housing Tax Credit Project Based Rental Assistance Accepts Housing Choice Vouchers

Housing Authorities that serve Bernalillo County

The Bernalillo County Housing Department is a Section 8 and Public Housing public housing agency in Albuquerque, New Mexico.

Other Housing Authorities located in Bernalillo County

Understanding Affordable Housing in Bernalillo County, New Mexico

Bernalillo County, NM Affordable Housing Snapshot

Total Affordable Apartment Properties 111
Total Low Income Apartments 8,351
Total Rent Assisted Apartments 2,987
Percentage of Housing Units Occupied By Renters 37.77%
Average Renter Household Size 2.37
Total Population 673,943
Housing Units 263,270
Average Household Size 2.52
Median Household Income $47,725 ±$789
Median Rent $799 ±$10
Percentage Of Renters Overburdened 49.69% ± 1.35pp

Population and Household Demographics

Bernalillo County is a County in New Mexico with a population of 673,943. There are 263,270 households in the county with an average household size of 2.52 persons. 37.77% of households in Bernalillo County are renters.

Income and Rent Overburden in Bernalillo County

The median gross income for households in Bernalillo County is $47,725 a year, or $3,977 a month. The median rent for the county is $799 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Bernalillo County, a household making less than $2,663 a month would be considered overburdened when renting an apartment at or above the median rent. 49.69% of households who rent are overburdened in Bernalillo County.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 1.35 percentage points.

Area Median Income In Bernalillo County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Bernalillo County, HUD calculates the Area Median Income for a family of four as $61,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Bernalillo County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Bernalillo County HUD Rental Assistance Income Limits

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% $13,000 $16,240 $20,420 $24,600 $28,780 $32,960 $37,140 $40,900
50% $21,700 $24,800 $27,900 $30,950 $33,450 $35,950 $38,400 $40,900
80% $34,650 $39,600 $44,550 $49,500 $53,500 $57,450 $61,400 $65,350

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Bernalillo County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1992 to 2007, 72 low income apartment communities containing 5,264 rental apartments have been constructed and made affordable to low income persons in Bernalillo County by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Bernalillo County by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Bernalillo County Low Income Housing Tax Credit Income Limits

AMI Band 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% $21,700 $24,800 $27,900 $30,950 $33,450 $35,950 $38,400 $40,900
60% $26,040 $29,760 $33,480 $37,140 $40,140 $43,140 $46,080 $49,080

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Bernalillo County is $33,480 a year, or $2,790 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,790 by 30% to get a maximum rent of $837 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 2 Bed 3 Bed 4 Bed 1 Bed 5 Bed
50% $543 $581 $698 $805 $899 $991
60% $651 $698 $837 $966 $1,079 $1,190
Fair Market Rents in Bernalillo County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2017 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$557 $716 $878 $1,278 $1,547

Cities In Bernalillo County

Select A City To View its Listings and Waiting Lists. Use the Search bar to filter.

City Listings Served By
Albuquerque 105 The HUD funded Public Housing Agencies that serve Albuquerque are the Albuquerque Housing Authority and Bernalillo County Housing Department.
Carnuel 0 The HUD funded Public Housing Agency that serves Carnuel is the Bernalillo County Housing Department.
Cedar Crest 0 The HUD funded Public Housing Agency that serves Cedar Crest is the Bernalillo County Housing Department.
Cedro 0 The HUD funded Public Housing Agency that serves Cedro is the Bernalillo County Housing Department.
Chilili 0 The HUD funded Public Housing Agency that serves Chilili is the Bernalillo County Housing Department.
Edgewood 0 The HUD funded Public Housing Agency that serves Edgewood is the Bernalillo County Housing Department.
Edith Endave 0 The HUD funded Public Housing Agency that serves Edith Endave is the Bernalillo County Housing Department.
Isleta Village Proper 0 The HUD funded Public Housing Agency that serves Isleta Village Proper is the Bernalillo County Housing Department.
Los Ranchos 2 The HUD funded Public Housing Agency that serves Los Ranchos is the Bernalillo County Housing Department.
Los Ranchos de Albuquerque 0 The HUD funded Public Housing Agency that serves Los Ranchos de Albuquerque is the Bernalillo County Housing Department.
Manzano Springs 0 The HUD funded Public Housing Agency that serves Manzano Springs is the Bernalillo County Housing Department.
North Valley 1 The HUD funded Public Housing Agency that serves North Valley is the Bernalillo County Housing Department.
Pajarito Mesa 0 The HUD funded Public Housing Agency that serves Pajarito Mesa is the Bernalillo County Housing Department.
Paradise Hills 0 The HUD funded Public Housing Agency that serves Paradise Hills is the Bernalillo County Housing Department.
Ponderosa Pine 0 The HUD funded Public Housing Agency that serves Ponderosa Pine is the Bernalillo County Housing Department.
Rio Rancho 3 The HUD funded Public Housing Agency that serves Rio Rancho is the Bernalillo County Housing Department.
San Antonito 0 The HUD funded Public Housing Agency that serves San Antonito is the Bernalillo County Housing Department.
Sandia Heights 0 The HUD funded Public Housing Agency that serves Sandia Heights is the Bernalillo County Housing Department.
Sandia Knolls 0 The HUD funded Public Housing Agency that serves Sandia Knolls is the Bernalillo County Housing Department.
Sandia Park 0 The HUD funded Public Housing Agency that serves Sandia Park is the Bernalillo County Housing Department.
Sedillo 0 The HUD funded Public Housing Agency that serves Sedillo is the Bernalillo County Housing Department.
South Valley 0 The HUD funded Public Housing Agency that serves South Valley is the Bernalillo County Housing Department.
Tijeras 0 The HUD funded Public Housing Agency that serves Tijeras is the Bernalillo County Housing Department.