Cheap Apartments In Las Cruces
Dona Ana County, New Mexico

Saint Genevieves Village

1700 Mulberry Ave
Las Cruces, NM
62+
Accessable
Subsidized

Burley Court

1401 Burley Ct
Las Cruces, NM
Subsidized

Montana Meadows Apartments

201 Montana Ave
Las Cruces, NM
Subsidized

Robledo Ridge

1519 Medina Dr.
Las Cruces, NM
Subsidized

Highland Park Apartments

2013 S Triviz Dr
Las Cruces, NM
Subsidized

Saint Genevieves Village

1700 Mulberry Ave
Las Cruces, NM
62+
Accessable
Subsidized

Burley Court

1401 Burley Ct
Las Cruces, NM
Subsidized

Montana Meadows Apartments

201 Montana Ave
Las Cruces, NM
Subsidized

Robledo Ridge

1519 Medina Dr.
Las Cruces, NM
Subsidized

Highland Park Apartments

2013 S Triviz Dr
Las Cruces, NM
Subsidized

There are 19 low income housing apartment complexes which contain 1,413 affordable apartments for rent in Las Cruces, New Mexico. Many of these rental apartments are income based housing with about 708 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 315 Project-Based Section 8 subsidized apartments in Las Cruces. There are 935 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve Las Cruces

The Mesilla Valley Public Housing Authority is a Section 8 and Public Housing public housing agency in Las Cruces, New Mexico.

Other Housing Authorities located in Las Cruces

The Housing Authority of the County of Dona Ana is a Section 8 and Public Housing public housing agency in Las Cruces, New Mexico.

Understanding Affordable Housing in Las Cruces, New Mexico

Las Cruces, NM Affordable Housing Snapshot

Total Affordable Apartment Properties 19
Total Low Income Apartments 1,413
Total Rent Assisted Apartments 708
Percentage of Housing Units Occupied By Renters 44.57%
Average Renter Household Size 2.56
Total Population 101,164
Housing Units 38,925
Average Household Size 2.55
Median Household Income $41,330 ±$1,707
Median Rent $743 ±$30
Percentage Of Renters Overburdened 50.55% ± 4pp

Population and Household Demographics

Las Cruces is a City in Dona Ana County, New Mexico with a population of 101,164. There are 38,925 households in the city with an average household size of 2.55 persons. 44.57% of households in Las Cruces are renters.

Income and Rent Overburden in Las Cruces

The median gross income for households in Las Cruces is $41,330 a year, or $3,444 a month. The median rent for the city is $743 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Las Cruces, a household making less than $2,477 a month would be considered overburdened when renting an apartment at or above the median rent. 50.55% of households who rent are overburdened in Las Cruces.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 4 percentage points.

Area Median Income In Las Cruces

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Las Cruces, the AMI is calculated from all households within Dona Ana County.

In Las Cruces, HUD calculates the Area Median Income for a family of four as $44,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Las Cruces

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Las Cruces HUD Rental Assistance in Las Cruces

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,140 $16,460 $20,780 $25,100 $29,000 $31,150 $33,300 $35,450
50% of Median $18,800 $21,500 $24,200 $26,850 $29,000 $31,150 $33,300 $35,450
80% of Median $30,100 $34,400 $38,700 $42,950 $46,400 $49,850 $53,300 $56,700

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Las Cruces

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2000 to 2007, 10 low income apartment communities containing 667 rental apartments have been constructed and made affordable to low income persons in Las Cruces by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Las Cruces by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Las Cruces

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $18,800 $21,500 $24,200 $26,850 $29,000 $31,150 $33,300 $35,450
60% of Median $22,560 $25,800 $29,040 $32,220 $34,800 $37,380 $39,960 $42,540

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Las Cruces is $29,040 a year, or $2,420 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,420 by 30% to get a maximum rent of $726 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $470 $504 $605 $698 $779 $859
60% $564 $605 $726 $838 $935 $1,031
Fair Market Rents in Las Cruces

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2018 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$534 $612 $753 $1,095 $1,292