Affordable Housing In Las Cruces
Dona Ana County,
19 Low Income Apartment Communities In Las Cruces
Housing Authorities that serve Las Cruces
|Mesilla Valley Public Housing Authority||Section 8 Housing Choice Voucher (HCV); Public Housing|
|Housing Authority of the County of Dona Ana||Section 8 Housing Choice Voucher (HCV); Public Housing|
Guide To Affordable Housing in Las Cruces, New Mexico
There are 19 low income housing apartment communities offering 1,353 affordable apartments for rent in Las Cruces, New Mexico.
Income Based Apartments in Las Cruces, New Mexico
Las Cruces features 708 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Las Cruces, New Mexico
There are 645 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Las Cruces.
Housing Choice Vouchers in Las Cruces, New Mexico
On average, Section 8 Housing Choice vouchers pay Las Cruces landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Las Cruces.
The maximum amount a voucher would pay on behalf of a low-income tenant in Las Cruces, New Mexico for a two-bedroom apartment is between $661 and $807.
2021 Las Cruces, New Mexico Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|Fair Market Rent||$571||$603||$734||$1,050||$1,262|
|Payment Standard Range||$514 to $628||$543 to $663||$661 to $807||$945 to $1,155||$1,136 to $1,388|
Sourced from federal housing data and AffordableHousingOnline.com research.
Las Cruces, NM Affordable Housing Snapshot
|Total Affordable Apartment Properties||19|
|Total Low Income Apartments||1,353|
|Total Housing Units with Rental Assistance||708|
|Percentage of Housing Units Occupied By Renters||44.57%|
|Average Renter Household Size||2.56|
|Average Household Size||2.55|
|Median Household Income||$41,330 ±$1,707|
|Median Rent||$743 ±$30|
|Percentage Of Renters Overburdened||50.55% ± 4pp|
Population and Household Demographics
Las Cruces is a city in Dona Ana County, New Mexico with a population of 101,164. There are 38,925 households in the city with an average household size of 2.55 persons. 44.57% of households in Las Cruces are renters.
Income and Rent Overburden in Las Cruces
The median gross income for households in Las Cruces is $41,330 a year, or $3,444 a month. The median rent for the city is $743 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Las Cruces, a household making less than $2,477 a month would be considered overburdened when renting an apartment at or above the median rent. 50.55% of households who rent are overburdened in Las Cruces.
Area Median Income In Las Cruces
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Las Cruces, the AMI is calculated from all households within Dona Ana County.
In Las Cruces, HUD calculates the Area Median Income for a family of four as $52,100
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Las Cruces
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Las Cruces
|Income||1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% of Median||$12,760||$17,240||$21,720||$26,200||$29,650||$31,850||$34,050||$36,250|
|50% of Median||$19,250||$22,000||$24,750||$27,450||$29,650||$31,850||$34,050||$36,250|
|80% of Median||$30,750||$35,150||$39,550||$43,900||$47,450||$50,950||$54,450||$57,950|