Affordable Housing In Cutchogue
Suffolk County, New York

Housing Authorities that serve Cutchogue

Housing Authority Programs
Community Development Corporation of Long Island Inc Section 8 Housing Choice Voucher (HCV)
North Fork Housing Alliance Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Cutchogue, New York

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Cutchogue, New York.

Income Based Apartments in Cutchogue, New York

Cutchogue features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cutchogue, New York

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cutchogue.

Housing Choice Vouchers in Cutchogue, New York

On average, Section 8 Housing Choice vouchers pay Cutchogue landlords $1,100 per month towards rent. The average voucher holder contributes $500 towards rent in Cutchogue.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cutchogue, New York for a two-bedroom apartment is between $1,832 and $2,239.

2021 Cutchogue, New York Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Cutchogue, New York Fair Market Rent $1,343 $1,659 $2,035 $2,606 $2,896
Cutchogue, New York Payment Standard Range $1,209 to $1,477 $1,493 to $1,825 $1,832 to $2,239 $2,345 to $2,867 $2,606 to $3,186

Sourced from federal housing data and research.

Cutchogue, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 8.55%
Average Renter Household Size 4.05
Average Household Size 2.43
Median Household Income $86,344 ±$15,371
Median Rent $1,785 ±$804
Percentage Of Renters Overburdened 63.06% ± 37.34pp
Total Population 3,192

Population and Household Demographics

Cutchogue is a city in Suffolk County, New York with a population of 3,192. There are 1,299 households in the city with an average household size of 2.43 persons. 8.55% of households in Cutchogue are renters.

Income and Rent Overburden in Cutchogue

The median gross income for households in Cutchogue is $86,344 a year, or $7,195 a month. The median rent for the city is $1,785 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cutchogue, a household making less than $5,950 a month would be considered overburdened when renting an apartment at or above the median rent. 63.06% of households who rent are overburdened in Cutchogue.

Area Median Income In Cutchogue

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cutchogue, the AMI is calculated from all households within Suffolk County.

In Cutchogue, HUD calculates the Area Median Income for a family of four as $129,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cutchogue

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cutchogue

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Cutchogue AMI may qualify for rental assistance programs that target Extremely Low Income households.
$27,300 $31,200 $35,100 $38,950 $42,100 $45,200 $48,300 $51,450
50% AMI Income Limits
Renters earning up to 50% of the Cutchogue AMI may qualify for rental assistance programs that target Very Low Income households.
$45,500 $52,000 $58,500 $64,950 $70,150 $75,350 $80,550 $85,750
80% AMI Income Limits
Renters earning up to 80% of the Cutchogue AMI may qualify for rental assistance programs that target Low Income households.
$66,450 $75,950 $85,450 $94,900 $102,500 $110,100 $117,700 $125,300