Affordable Housing In Oneonta
Otsego County, New York

Waiting List Openings In Oneonta

5 Low Income Apartment Communities In Oneonta

Academy Arms Apartments

33 Academy St
Oneonta, New York
Subsidized
62+
Accessible
Elderly Supportive Housing

Oneonta Heights

1 Silver Ave
Oneonta, New York

James F. Lettis Apartments

30 Fairview St
Oneonta, New York
Subsidized

Albert Nader Towers

2 Mitchell St
Oneonta, New York

Mayrose Apts

9 Lewis Ave
Oneonta, New York
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Section 8 Vouchers, Apartments, and Waiting Lists in Oneonta, New York

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Oneonta, New York

Housing Authority Programs
Oneonta Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Otsego Rural Housing Assistance Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Oneonta, New York

There are 5 low income housing apartment communities offering 262 affordable apartments for rent in Oneonta, New York.

Income Based Apartments in Oneonta, New York

Oneonta features 262 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Oneonta, New York

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Oneonta.

Housing Choice Vouchers in Oneonta, New York

On average, Section 8 Housing Choice vouchers pay Oneonta landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Oneonta.

The maximum amount a voucher would pay on behalf of a low-income tenant in Oneonta, New York for a two-bedroom apartment is between $803 and $981.

2022 Oneonta, New York Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Oneonta, New York Fair Market Rent $723 $734 $892 $1,151 $1,307
Oneonta, New York Payment Standard Range $651 to $795 $661 to $807 $803 to $981 $1,036 to $1,266 $1,176 to $1,438

Sourced from federal housing data and AffordableHousingOnline.com research.

Oneonta, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 262
Total Housing Units with Rental Assistance 262
Percentage of Housing Units Occupied By Renters 53.62%
Average Renter Household Size 2.17
Average Household Size 2.26
Median Household Income $40,186 ±$2,720
Median Rent $802 ±$54
Percentage Of Renters Overburdened 59.44% ± 7.09pp
Total Population 13,862

Population and Household Demographics

Oneonta is a city in Otsego County, New York with a population of 13,862. There are 4,148 households in the city with an average household size of 2.26 persons. 53.62% of households in Oneonta are renters.

Income and Rent Overburden in Oneonta

The median gross income for households in Oneonta is $40,186 a year, or $3,349 a month. The median rent for the city is $802 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Oneonta, a household making less than $2,673 a month would be considered overburdened when renting an apartment at or above the median rent. 59.44% of households who rent are overburdened in Oneonta.

Area Median Income In Oneonta

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Oneonta, the AMI is calculated from all households within Otsego County.

In Oneonta, HUD calculates the Area Median Income for a family of four as $69,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Oneonta

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Oneonta

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Oneonta AMI may qualify for rental assistance programs that target Extremely Low Income households.
$14,600 $17,420 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Oneonta AMI may qualify for rental assistance programs that target Very Low Income households.
$24,300 $27,800 $31,250 $34,700 $37,500 $40,300 $43,050 $45,850
80% AMI Income Limits
Renters earning up to 80% of the Oneonta AMI may qualify for rental assistance programs that target Low Income households.
$38,850 $44,400 $49,950 $55,500 $59,950 $64,400 $68,850 $73,300