Affordable Housing In Port Jervis
Orange County, New York

5 Low Income Apartment Communities In Port Jervis

Waters Edge Senior Housing

216 E Main St
Port Jervis, NY
HCV Welcome

Waters Edge 12

208 E Main St
Port Jervis, NY
HCV Welcome

Port Jervis Senior Citizens Apartments

230 Jersey Ave
Port Jervis, NY
Subsidized

Waters Edge 40 Senior Apartments

214 E Main St
Port Jervis, NY
HCV Welcome

Hillside Terrace Apartments

39 Pennsylvania Ave
Port Jervis, NY
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Housing Authorities that serve Port Jervis

Housing Authority Programs
Port Jervis Housing Authority Public Housing
Port Jervis Community Development Agency Section 8 Housing Choice Voucher (HCV)
PathStone Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Port Jervis, New York

According to federal housing data and AffordableHousingOnline.com research, there are 5 low income housing apartment communities offering 266 affordable apartments for rent in Port Jervis, New York. Port Jervis features 126 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 140 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Port Jervis.

Port Jervis, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 266
Total Housing Units with Rental Assistance 126
Percentage of Housing Units Occupied By Renters 49.33%
Average Renter Household Size 2.25
Average Household Size 2.51
Median Household Income $41,682 ±$3,868
Median Rent $932 ±$49
Percentage Of Renters Overburdened 59.45% ± 8.08pp
Total Population 8,681

Population and Household Demographics

Port Jervis is a City in Orange County, New York with a population of 8,681. There are 3,420 households in the city with an average household size of 2.51 persons. 49.33% of households in Port Jervis are renters.

Income and Rent Overburden in Port Jervis

The median gross income for households in Port Jervis is $41,682 a year, or $3,474 a month. The median rent for the city is $932 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Port Jervis, a household making less than $3,107 a month would be considered overburdened when renting an apartment at or above the median rent. 59.45% of households who rent are overburdened in Port Jervis.1

Area Median Income In Port Jervis

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Port Jervis, the AMI is calculated from all households within Orange County.

In Port Jervis, HUD calculates the Area Median Income for a family of four as $96,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Port Jervis

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Port Jervis HUD Rental Assistance in Port Jervis

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $20,300 $23,200 $26,100 $29,000 $31,350 $34,590 $39,010 $43,430
50% of Median $33,850 $38,650 $43,500 $48,300 $52,200 $56,050 $59,900 $63,800
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Port Jervis

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2002 to 2012, 5 low income apartment communities containing 222 rental apartments have been constructed and made affordable to low income persons in Port Jervis by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Port Jervis

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $33,850 $38,650 $43,500 $48,300 $52,200 $56,050 $59,900 $63,800
60% of Median $40,620 $46,380 $52,200 $57,960 $62,640 $67,260 $71,880 $76,560

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Port Jervis is $52,200 a year, or $4,350 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,350 by 30% to get a maximum rent of $1,305 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $846 $906 $1,088 $1,256 $1,401 $1,546
60% $1,016 $1,088 $1,305 $1,508 $1,682 $1,856
Fair Market Rents in Port Jervis

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,021 $1,112 $1,397 $1,780 $2,049