Affordable Housing In Westchester County
New York

186 Low Income Apartment Communities In Westchester County

Enclave on 5th Apartments

15 S 5th Ave
Mount Vernon, New York

Monastery Manor

2 Father Finian Sullivan Dr
Yonkers, New York
Subsidized
62+
Accessible
Elderly Supportive Housing

Levister Towers Apartments

215 S 9TH AVE
Mount Vernon, New York
Call For Rent
1-3 BR

Kensico Terrace Apartments

24 S Kensico Ave
White Plains, New York

Barham House

951 Main St
Peekskill, New York
Subsidized
62+
Accessible
Elderly Supportive Housing

St. Casimir Apartments

289 Nepperhan Avenue
Yonkers, New York
Subsidized

Soundview Low-Savin Apartments

391 Pelham Road
New Rochelle, New York
Subsidized
62+
Accessible

Wynwood Oaks

1298 E Main St
Shrub Oak, New York

Beaveridge Senior Housing

1965 Allan Ave
Yorktown Heights, New York
Subsidized

Intown Associates

37 North 5th Avenue
Mount Vernon, New York
Subsidized

Section 8 Vouchers, Apartments, and Waiting Lists in Westchester County, New York

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Westchester County, New York

Housing Authority Programs
Town of Mamaroneck Housing Authority Section 8 Housing Choice Voucher (HCV)
CVR New York Section 8 Housing Choice Voucher (HCV)
White Plains Housing Authority Public Housing

Guide To Affordable Housing in Westchester County, New York

There are 186 low income housing apartment communities offering 16,900 affordable apartments for rent in Westchester County, New York.

Income Based Apartments in Westchester County, New York

Westchester County features 10,548 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Westchester County, New York

There are 6,207 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Westchester County.

Housing Choice Vouchers in Westchester County, New York

On average, Section 8 Housing Choice vouchers pay Westchester County landlords $1,000 per month towards rent. The average voucher holder contributes $500 towards rent in Westchester County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Westchester County, New York for a two-bedroom apartment is between $1,695 and $2,071.

2022 Westchester County, New York Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Westchester County, New York Fair Market Rent $1,353 $1,566 $1,883 $2,377 $2,682
Westchester County, New York Payment Standard Range $1,218 to $1,488 $1,409 to $1,723 $1,695 to $2,071 $2,139 to $2,615 $2,414 to $2,950

Sourced from federal housing data and AffordableHousingOnline.com research.

Westchester County, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 186
Total Low Income Apartments 16,900
Total Housing Units with Rental Assistance 10,548
Percentage of Housing Units Occupied By Renters 38.52%
Average Renter Household Size 2.60
Average Household Size 2.75
Median Household Income $83,958 ±$1,045
Median Rent $1,364 ±$12
Percentage Of Renters Overburdened 52.71% ± 1.06pp
Total Population 967,315

Population and Household Demographics

Westchester County is a county in New York with a population of 967,315. There are 341,866 households in the county with an average household size of 2.75 persons. 38.52% of households in Westchester County are renters.

Income and Rent Overburden in Westchester County

The median gross income for households in Westchester County is $83,958 a year, or $6,997 a month. The median rent for the county is $1,364 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Westchester County, a household making less than $4,547 a month would be considered overburdened when renting an apartment at or above the median rent. 52.71% of households who rent are overburdened in Westchester County.

Area Median Income In Westchester County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Westchester County, HUD calculates the Area Median Income for a family of four as $127,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Westchester County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Westchester County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Westchester County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$26,800 $30,600 $34,450 $38,250 $41,350 $44,400 $47,450 $50,500
50% AMI Income Limits
Renters earning up to 50% of the Westchester County AMI may qualify for rental assistance programs that target Very Low Income households.
$44,650 $51,000 $57,400 $63,750 $68,850 $73,950 $79,050 $84,150
80% AMI Income Limits
Renters earning up to 80% of the Westchester County AMI may qualify for rental assistance programs that target Low Income households.
$63,400 $72,450 $81,500 $90,550 $97,800 $105,050 $112,300 $119,550

Cities In Westchester County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Ardsley The HUD funded Public Housing Agencies that serve Ardsley are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Armonk The HUD funded Public Housing Agencies that serve Armonk are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Bedford The HUD funded Public Housing Agencies that serve Bedford are the Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Bedford Hills The HUD funded Public Housing Agencies that serve Bedford Hills are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Briarcliff Manor The HUD funded Public Housing Agencies that serve Briarcliff Manor are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Bronxville The HUD funded Public Housing Agencies that serve Bronxville are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Buchanan The HUD funded Public Housing Agencies that serve Buchanan are the Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Chappaqua The HUD funded Public Housing Agencies that serve Chappaqua are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Cortlandt The HUD funded Public Housing Agencies that serve Cortlandt are the Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Crompond The HUD funded Public Housing Agencies that serve Crompond are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Croton-on-Hudson The HUD funded Public Housing Agencies that serve Croton-on-Hudson are the Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Crugers The HUD funded Public Housing Agencies that serve Crugers are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Dobbs Ferry The HUD funded Public Housing Agencies that serve Dobbs Ferry are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Eastchester The HUD funded Public Housing Agencies that serve Eastchester are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Elmsford The HUD funded Public Housing Agencies that serve Elmsford are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Fairview The HUD funded Public Housing Agencies that serve Fairview are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Golden's Bridge The HUD funded Public Housing Agencies that serve Golden's Bridge are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Greenburgh The HUD funded Public Housing Agencies that serve Greenburgh are the Greenburgh Housing Authority, Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Greenville The HUD funded Public Housing Agencies that serve Greenville are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Harrison The HUD funded Public Housing Agencies that serve Harrison are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Hartsdale The HUD funded Public Housing Agencies that serve Hartsdale are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Hastings on hudson The HUD funded Public Housing Agencies that serve Hastings on hudson are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Hastings-on-Hudson The HUD funded Public Housing Agencies that serve Hastings-on-Hudson are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Hawthorne The HUD funded Public Housing Agencies that serve Hawthorne are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Heritage Hills The HUD funded Public Housing Agencies that serve Heritage Hills are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Irvington The HUD funded Public Housing Agencies that serve Irvington are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Jefferson Valley Yorktown The HUD funded Public Housing Agencies that serve Jefferson Valley Yorktown are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Jefferson Valley-Yorktown The HUD funded Public Housing Agencies that serve Jefferson Valley-Yorktown are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Katonah The HUD funded Public Housing Agencies that serve Katonah are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Lake Mohegan The HUD funded Public Housing Agencies that serve Lake Mohegan are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Larchmont The HUD funded Public Housing Agencies that serve Larchmont are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Lewisboro The HUD funded Public Housing Agencies that serve Lewisboro are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Lincolndale The HUD funded Public Housing Agencies that serve Lincolndale are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Mamaroneck The HUD funded Public Housing Agencies that serve Mamaroneck are the Village of Mamaroneck HA, Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Montrose The HUD funded Public Housing Agencies that serve Montrose are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Mount Kisco The HUD funded Public Housing Agencies that serve Mount Kisco are the Mount Kisco Housing Authority, Village of Mount Kisco, Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Mount Pleasant The HUD funded Public Housing Agencies that serve Mount Pleasant are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Mount Vernon The HUD funded Public Housing Agencies that serve Mount Vernon are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
New Castle The HUD funded Public Housing Agencies that serve New Castle are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
New Rochelle The HUD funded Public Housing Agencies that serve New Rochelle are the New Rochelle Municipal Housing Authority, The City of New Rochelle PHA, Village of Pelham HA, Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
North Castle The HUD funded Public Housing Agencies that serve North Castle are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
North Salem The HUD funded Public Housing Agencies that serve North Salem are the Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Ossining The HUD funded Public Housing Agencies that serve Ossining are the Village of Ossining Section 8 Program, Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Peekskill The HUD funded Public Housing Agencies that serve Peekskill are the Peekskill Housing Authority, City of Peekskill, Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Pelham The HUD funded Public Housing Agencies that serve Pelham are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Pelham Manor The HUD funded Public Housing Agencies that serve Pelham Manor are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Pleasantville The HUD funded Public Housing Agencies that serve Pleasantville are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Port Chester The HUD funded Public Housing Agencies that serve Port Chester are the Port Chester Housing Authority, Village of Port Chester, Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Pound Ridge The HUD funded Public Housing Agencies that serve Pound Ridge are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Rye The HUD funded Public Housing Agencies that serve Rye are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Rye Brook The HUD funded Public Housing Agencies that serve Rye Brook are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Scarsdale The HUD funded Public Housing Agencies that serve Scarsdale are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Scotts Corners The HUD funded Public Housing Agencies that serve Scotts Corners are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Shenorock The HUD funded Public Housing Agencies that serve Shenorock are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Shrub Oak The HUD funded Public Housing Agencies that serve Shrub Oak are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Sleepy Hollow The HUD funded Public Housing Agencies that serve Sleepy Hollow are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Somers The HUD funded Public Housing Agencies that serve Somers are the Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Tarrytown The HUD funded Public Housing Agencies that serve Tarrytown are the Tarrytown Municipal Housing Authority, Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Thornwood The HUD funded Public Housing Agencies that serve Thornwood are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Tuckahoe The HUD funded Public Housing Agencies that serve Tuckahoe are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Valhalla The HUD funded Public Housing Agencies that serve Valhalla are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Verplanck The HUD funded Public Housing Agencies that serve Verplanck are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
White Plains The HUD funded Public Housing Agencies that serve White Plains are the White Plains Housing Authority, City of White Plains Comm Dev Prog, Town of Mamaroneck Housing Authority and CVR New York.
Yonkers The HUD funded Public Housing Agencies that serve Yonkers are the Municipal Housing Authority for the City of Yonkers, Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Yorktown The HUD funded Public Housing Agencies that serve Yorktown are the Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Yorktown Heights The HUD funded Public Housing Agencies that serve Yorktown Heights are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.