Low Income Apartments and Affordable Housing For Rent in Westchester County, NY

Discover affordable housing in Westchester County where there are 226+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

La Porte Apartments

203 Gramatan Ave., Mount Vernon, New York 10550

bed Studio-2

The Ridgeway

188 Warburton Ave., Yonkers, New York 10701

bed 1-4
payment $973-2391/mo.

Monastery Manor

2 Father Finian Sullivan Dr, Yonkers, New York 10709

Finian Sullivan Tower

1 Father Finian Sullivan Dr, Yonkers, New York 10703

Croton Heights Apartments

193 Ashburton Ave, Yonkers, New York 10701

bed 1-3

Maple Terrace

55 Maple Ave, New Rochelle, New York 10801

Woodstock Manor

755 Palisade Ave, Yonkers, New York 10703

Park Terrace

110 Ashburton Ave, Yonkers, New York 10701

Queen City Towers

50 Sickles Ave, New Rochelle, New York 10801

La Rochelle Manor

111 Lockwood Ave, New Rochelle, New York 10801

August P. Petrillo Apartments

110 N 3RD AVE, Mount Vernon, New York 10550

Troy Manor

200 Willow St, Yonkers, New York 10701

bed 1

Snowden House

35 Snowden Ave, Ossining, New York 10562

Lakeview

120 Lake St, White Plains, New York 10604

Warburton Riverview

49 N Broadway, Yonkers, New York 10701

Jacobs Hill

2500 Jacobs Hill Rd, Cortlandt, New York 10567

bed 1-2

Bracey Apartments

345 Main St, New Rochelle, New York 10801

Hartley Park Apartments

110 N 3RD AVE, Mount Vernon, New York 10550

Soundview Low-Savin Apartments

391 Pelham Road, New Rochelle, New York 10805

Kensico Terrace Apartments

24 S Kensico Ave, White Plains, New York 10601

How To Identify Affordable Housing in Westchester County, New York

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Westchester County, New York
$44.55/hour
$29.55 (+197%) more than New York minimum wage and $37.30 (+514%) more than the Federal minimum wage.
Learn More About Westchester County, New York Affordable Housing ↓

What HUD offices serve Westchester County, New York?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Public Housing programs for Westchester County, New York.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Westchester County, New York.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Westchester County, New York.

Go to the New York Public Housing and Low-Income Apartments Waiting Lists page for openings near Westchester County.

How many renters live in Westchester County, New York?

The County of Westchester County has 990,427 people living in 373,505 households.

There are 322,962 renters living in 139,607 renter households in this County. Renters make up 32.61 percent of the population living in Westchester County.

What is the rental market like in Westchester County, New York?

There are an estimated 394,275 housing units in the Westchester County area. Of these, 145,002 units are rental homes, making up 37 percent of the housing market. For every renter household in Westchester County, New York, there are 1 rental units.

What is the vacancy rate for rentals in Westchester County?

The rental vacancy rate in Westchester County is 2 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Westchester County for each bedroom size?

Occupied Rental Units by Size in Westchester County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
14,216 50,859 44,090 22,996 6,387
Occupied Rental Units by Size in Westchester County

A large number of apartments in Westchester County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Westchester County are overburdened by housing costs?

Among renter households in this market, 55 percent have housing cost burden. Further, 30 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Westchester County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,648 to $3,132. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,648
One BR $1,934
Two BR $2,352
Three BR $2,885
Four BR $3,132
2024 Fair Market Rents in Westchester County, New York

How many units are rented at Fair Market Rent (FMR) in Westchester County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 8,747 62 percent
One BR 22,258 44 percent
Two BR 13,394 30 percent
Rental Units Below FMR in Westchester County, New York

How many affordable rental units are in Westchester County?

There are a variety of federal affordable housing programs serving households in Westchester County, New York including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 10,193
Public Housing 1,535
Section 8 Project-Based Rental Assistance 6,032
Mod Rehab Project-Based Rental Assistance 13
Section 236 Rental Assistance 15
Section 202 Supportive Housing for the Elderly 320
Section 811 Supportive Housing for Persons with Disabilities 12
Tracked Units by Federal Program in Westchester County, New York

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Westchester County, New York

Westchester County features 11,000 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Westchester County, New York

There are 7,106 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Westchester County.

Housing Choice Vouchers in Westchester County, New York

On average, Section 8 Housing Choice vouchers pay Westchester County landlords $1,000 per month towards rent. The average voucher holder contributes $500 towards rent in Westchester County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Westchester County, New York for a two-bedroom apartment is between $2,117 and $2,587.

Sourced from federal housing data and AffordableHousingOnline.com research.