Affordable Housing In White Plains
Westchester County, New York

18 Low Income Apartment Communities In White Plains

The Prelude

301 Quarropas St
White Plains, New York
Call For Rent
1-2 BR
Subsidized

40 Mitchell Place

40 Mitchell Pl
White Plains, New York
$1790
1 BR
Market Rate

Kensico Terrace Apartments

24 S Kensico Ave
White Plains, New York

Lakeview

120 Lake St
White Plains, New York

Schuyler - Dekalb Apartments

86 Dekalb Ave
White Plains, New York

Armory Plaza

35 S Broadway
White Plains, New York
Subsidized

82 Bank Street

82 Bank St
White Plains, New York
Subsidized

Battle Hill Houses

13-15 Harmon St
White Plains, New York
Subsidized

Franklin Windsor Apartments

40 Windsor Ter
White Plains, New York
Subsidized
62+
Accessible
Elderly Supportive Housing

Fairview Manhattan Park

33 Oak St
White Plains, New York
Subsidized

Section 8 Vouchers, Apartments, and Waiting Lists in White Plains, New York

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving White Plains, New York

Housing Authority Programs
White Plains Housing Authority Public Housing
City of White Plains Comm Dev Prog Section 8 Housing Choice Voucher (HCV)
Town of Mamaroneck Housing Authority Section 8 Housing Choice Voucher (HCV)
CVR New York Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in White Plains, New York

There are 18 low income housing apartment communities offering 1,945 affordable apartments for rent in White Plains, New York.

Income Based Apartments in White Plains, New York

White Plains features 1,722 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in White Plains, New York

There are 211 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in White Plains.

Housing Choice Vouchers in White Plains, New York

On average, Section 8 Housing Choice vouchers pay White Plains landlords $900 per month towards rent. The average voucher holder contributes $600 towards rent in White Plains.

The maximum amount a voucher would pay on behalf of a low-income tenant in White Plains, New York for a two-bedroom apartment is between $1,826 and $2,232.

2023 White Plains, New York Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
White Plains, New York Fair Market Rent $1,436 $1,669 $2,029 $2,515 $2,782
White Plains, New York Payment Standard Range $1,292 to $1,580 $1,502 to $1,836 $1,826 to $2,232 $2,264 to $2,767 $2,504 to $3,060

Sourced from federal housing data and AffordableHousingOnline.com research.

White Plains, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 18
Total Low Income Apartments 1,945
Total Housing Units with Rental Assistance 1,722
Percentage of Housing Units Occupied By Renters 49.12%
Average Renter Household Size 2.60
Average Household Size 2.57
Median Household Income $80,442 ±$3,844
Median Rent $1,554 ±$55
Percentage Of Renters Overburdened 55.11% ± 4.76pp
Total Population 57,790

Population and Household Demographics

White Plains is a city in Westchester County, New York with a population of 57,790. There are 21,877 households in the city with an average household size of 2.57 persons. 49.12% of households in White Plains are renters.

Income and Rent Overburden in White Plains

The median gross income for households in White Plains is $80,442 a year, or $6,704 a month. The median rent for the city is $1,554 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In White Plains, a household making less than $5,180 a month would be considered overburdened when renting an apartment at or above the median rent. 55.11% of households who rent are overburdened in White Plains.

Area Median Income In White Plains

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For White Plains, the AMI is calculated from all households within Westchester County.

In White Plains, HUD calculates the Area Median Income for a family of four as $138,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in White Plains

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in White Plains

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the White Plains AMI may qualify for rental assistance programs that target Extremely Low Income households.
$29,150 $33,300 $37,450 $41,600 $44,950 $48,300 $51,600 $54,950
50% AMI Income Limits
Renters earning up to 50% of the White Plains AMI may qualify for rental assistance programs that target Very Low Income households.
$48,550 $55,450 $62,400 $69,300 $74,850 $80,400 $85,950 $91,500
80% AMI Income Limits
Renters earning up to 80% of the White Plains AMI may qualify for rental assistance programs that target Low Income households.
$63,000 $72,000 $81,000 $90,000 $97,200 $104,400 $111,600 $118,800