Affordable Housing In Westchester County
New York

174 Low Income Apartment Communities In Westchester County

Broadway Terrace Apartments

182 N Broadway
Yonkers, NY
Income Based
Studio-2 BR
Subsidized

Pinecrest Manor

1100 Amuso Drive
Mount Kisco, NY
Call For Rent
1-3 BR
Subsidized

Bridleside Apartments

70 Bridleside Lane
North Salem, NY
Call For Rent
1-3 BR
HCV Welcome
Subsidized

The Prelude at Brookfield Commons

301 Quarropas St
White Plains, NY
Call For Rent
1-2 BR
HCV Welcome
Subsidized

Dorado Apartments

160 Warburton Ave
Yonkers, NY
Call For Rent
1-2 BR
HCV Welcome
Subsidized

Schoolhouse Terrace at The Ridgeway

33 Ashburn Ave
Yonkers, NY
Call For Rent
1-3 BR
HCV Welcome
Subsidized

Crossroads at Baldwin Place for Seniors

54 Route 6
Somers, NY
Income Based
1-2 BR
55+
HCV Welcome

Crossroads at Baldwin Place

54 Route 6
Somers, NY
Income Based
2 BR
HCV Welcome

322 Kear Street

322 Kear Street
Yorktown, NY
Income Based
1-2 BR
HCV Welcome

Greater Centennial Homes

103 W 5th St
Mount Vernon, NY
Income Based
1-4 BR
Subsidized

Housing Authorities that serve Westchester County

Housing Authority Programs
Town of Mamaroneck Housing Authority Section 8 Housing Choice Voucher (HCV)
CVR New York Section 8 Housing Choice Voucher (HCV)
White Plains Housing Authority Public Housing

Other Housing Authorities located in Westchester County

Housing Authority Programs
Municipal Housing Authority for the City of Yonkers Section 8 Housing Choice Voucher (HCV); Public Housing
Tuckahoe Housing Authority (Public Housing) Public Housing
Tarrytown Municipal Housing Authority Public Housing
Port Chester Housing Authority Public Housing
North Tarrytown Housing Authority Public Housing
Mount Kisco Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Greenburgh Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Peekskill Housing Authority Public Housing
New Rochelle Municipal Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Village of Ossining Section 8 Program Section 8 Housing Choice Voucher (HCV)
Village of Mamaroneck HA Section 8 Housing Choice Voucher (HCV)
The City of New Rochelle PHA Section 8 Housing Choice Voucher (HCV)
City of White Plains Comm Dev Prog Section 8 Housing Choice Voucher (HCV)
Village of Pelham HA Section 8 Housing Choice Voucher (HCV)
Village of Port Chester Section 8 Housing Choice Voucher (HCV)
City of Peekskill Section 8 Housing Choice Voucher (HCV)
Town of Yorktown Housing Choice Voucher Office Section 8 Housing Choice Voucher (HCV)
Tuckahoe Housing Authority (Section 8) Section 8 Housing Choice Voucher (HCV)
Village of Mount Kisco Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Westchester County, New York

There are 174 low income housing apartment communities offering 16,577 affordable apartments for rent in Westchester County, New York. Westchester County features 10,408 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 6,083 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Westchester County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Westchester County, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 174
Total Low Income Apartments 16,577
Total Housing Units with Rental Assistance 10,408
Percentage of Housing Units Occupied By Renters 38.52%
Average Renter Household Size 2.60
Average Household Size 2.75
Median Household Income $83,958 ±$1,045
Median Rent $1,364 ±$12
Percentage Of Renters Overburdened 52.71% ± 1.06pp
Total Population 967,315

Population and Household Demographics

Westchester County is a County in New York with a population of 967,315. There are 341,866 households in the county with an average household size of 2.75 persons. 38.52% of households in Westchester County are renters.

Income and Rent Overburden in Westchester County

The median gross income for households in Westchester County is $83,958 a year, or $6,997 a month. The median rent for the county is $1,364 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Westchester County, a household making less than $4,547 a month would be considered overburdened when renting an apartment at or above the median rent. 52.71% of households who rent are overburdened in Westchester County.1

Area Median Income In Westchester County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Westchester County, HUD calculates the Area Median Income for a family of four as $120,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Westchester County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Westchester County HUD Rental Assistance in Westchester County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $22,400 $25,600 $28,800 $32,000 $34,600 $37,150 $39,700 $43,430
50% of Median $37,350 $42,700 $48,050 $53,350 $57,650 $61,900 $66,200 $70,450
80% of Median $59,750 $68,300 $76,850 $85,350 $92,200 $99,050 $105,850 $112,700
Low Income Housing Tax Credits in Westchester County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2012, 75 low income apartment communities containing 5,606 rental apartments have been constructed and made affordable to low income persons in Westchester County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Westchester County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $42,150 $48,150 $54,150 $60,150 $65,000 $69,800 $74,600 $79,400
60% of Median $50,580 $57,780 $64,980 $72,180 $78,000 $83,760 $89,520 $95,280

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Westchester County is $64,980 a year, or $5,415 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $5,415 by 30% to get a maximum rent of $1,625 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $1,054 $1,129 $1,354 $1,564 $1,745 $1,925
60% $1,265 $1,355 $1,625 $1,877 $2,094 $2,310
Fair Market Rents in Westchester County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,399 $1,641 $1,975 $2,543 $2,855

Cities In Westchester County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Yonkers 56 The HUD funded Public Housing Agencies that serve Yonkers are the Municipal Housing Authority for the City of Yonkers, Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Mount Vernon 26 The HUD funded Public Housing Agencies that serve Mount Vernon are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
New Rochelle 17 The HUD funded Public Housing Agencies that serve New Rochelle are the New Rochelle Municipal Housing Authority, The City of New Rochelle PHA, Village of Pelham HA, Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
White Plains 17 The HUD funded Public Housing Agencies that serve White Plains are the White Plains Housing Authority, City of White Plains Comm Dev Prog, Town of Mamaroneck Housing Authority and CVR New York.
Yorktown Heights 2 The HUD funded Public Housing Agencies that serve Yorktown Heights are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Elmsford 2 The HUD funded Public Housing Agencies that serve Elmsford are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Shrub Oak 1 The HUD funded Public Housing Agencies that serve Shrub Oak are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Mamaroneck 4 The HUD funded Public Housing Agencies that serve Mamaroneck are the Village of Mamaroneck HA, Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Tarrytown 5 The HUD funded Public Housing Agencies that serve Tarrytown are the Tarrytown Municipal Housing Authority, Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Peekskill 9 The HUD funded Public Housing Agencies that serve Peekskill are the Peekskill Housing Authority, City of Peekskill, Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Port Chester 6 The HUD funded Public Housing Agencies that serve Port Chester are the Port Chester Housing Authority, Village of Port Chester, Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Irvington 1 The HUD funded Public Housing Agencies that serve Irvington are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Ossining 4 The HUD funded Public Housing Agencies that serve Ossining are the Village of Ossining Section 8 Program, Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Pleasantville 3 The HUD funded Public Housing Agencies that serve Pleasantville are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Mount Kisco 2 The HUD funded Public Housing Agencies that serve Mount Kisco are the Mount Kisco Housing Authority, Village of Mount Kisco, Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Harrison 1 The HUD funded Public Housing Agencies that serve Harrison are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Thornwood 1 The HUD funded Public Housing Agencies that serve Thornwood are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Briarcliff Manor 1 The HUD funded Public Housing Agencies that serve Briarcliff Manor are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Rye 1 The HUD funded Public Housing Agencies that serve Rye are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Pound Ridge 1 The HUD funded Public Housing Agencies that serve Pound Ridge are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Eastchester 1 The HUD funded Public Housing Agencies that serve Eastchester are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Greenburgh 0 The HUD funded Public Housing Agencies that serve Greenburgh are the Greenburgh Housing Authority, Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Hastings on hudson 1 The HUD funded Public Housing Agencies that serve Hastings on hudson are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Cortlandt 0 The HUD funded Public Housing Agencies that serve Cortlandt are the Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Somers 2 The HUD funded Public Housing Agencies that serve Somers are the Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Ardsley 0 The HUD funded Public Housing Agencies that serve Ardsley are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Armonk 0 The HUD funded Public Housing Agencies that serve Armonk are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Bedford 0 The HUD funded Public Housing Agencies that serve Bedford are the Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Bedford Hills 0 The HUD funded Public Housing Agencies that serve Bedford Hills are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Bronxville 0 The HUD funded Public Housing Agencies that serve Bronxville are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Buchanan 0 The HUD funded Public Housing Agencies that serve Buchanan are the Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Chappaqua 0 The HUD funded Public Housing Agencies that serve Chappaqua are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Crompond 0 The HUD funded Public Housing Agencies that serve Crompond are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Croton-on-Hudson 2 The HUD funded Public Housing Agencies that serve Croton-on-Hudson are the Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Crugers 0 The HUD funded Public Housing Agencies that serve Crugers are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Dobbs Ferry 0 The HUD funded Public Housing Agencies that serve Dobbs Ferry are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Fairview 0 The HUD funded Public Housing Agencies that serve Fairview are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Golden's Bridge 0 The HUD funded Public Housing Agencies that serve Golden's Bridge are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Greenville 0 The HUD funded Public Housing Agencies that serve Greenville are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Hartsdale 0 The HUD funded Public Housing Agencies that serve Hartsdale are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Hastings-on-Hudson 0 The HUD funded Public Housing Agencies that serve Hastings-on-Hudson are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Hawthorne 0 The HUD funded Public Housing Agencies that serve Hawthorne are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Heritage Hills 0 The HUD funded Public Housing Agencies that serve Heritage Hills are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Jefferson Valley Yorktown 0 The HUD funded Public Housing Agencies that serve Jefferson Valley Yorktown are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Katonah 0 The HUD funded Public Housing Agencies that serve Katonah are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Lake Mohegan 0 The HUD funded Public Housing Agencies that serve Lake Mohegan are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Larchmont 0 The HUD funded Public Housing Agencies that serve Larchmont are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Lewisboro 0 The HUD funded Public Housing Agencies that serve Lewisboro are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Lincolndale 0 The HUD funded Public Housing Agencies that serve Lincolndale are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Montrose 1 The HUD funded Public Housing Agencies that serve Montrose are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Mount Pleasant 0 The HUD funded Public Housing Agencies that serve Mount Pleasant are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
New Castle 0 The HUD funded Public Housing Agencies that serve New Castle are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
North Castle 0 The HUD funded Public Housing Agencies that serve North Castle are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
North Salem 1 The HUD funded Public Housing Agencies that serve North Salem are the Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Pelham 0 The HUD funded Public Housing Agencies that serve Pelham are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Pelham Manor 0 The HUD funded Public Housing Agencies that serve Pelham Manor are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Rye Brook 1 The HUD funded Public Housing Agencies that serve Rye Brook are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Scarsdale 0 The HUD funded Public Housing Agencies that serve Scarsdale are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Scotts Corners 0 The HUD funded Public Housing Agencies that serve Scotts Corners are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Shenorock 0 The HUD funded Public Housing Agencies that serve Shenorock are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Sleepy Hollow 4 The HUD funded Public Housing Agencies that serve Sleepy Hollow are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Tuckahoe 0 The HUD funded Public Housing Agencies that serve Tuckahoe are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Valhalla 0 The HUD funded Public Housing Agencies that serve Valhalla are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Verplanck 0 The HUD funded Public Housing Agencies that serve Verplanck are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.
Yorktown 1 The HUD funded Public Housing Agencies that serve Yorktown are the Town of Mamaroneck Housing Authority, CVR New York, White Plains Housing Authority and Town of Yorktown Housing Choice Voucher Office.
Jefferson Valley-Yorktown 0 The HUD funded Public Housing Agencies that serve Jefferson Valley-Yorktown are the Town of Mamaroneck Housing Authority, CVR New York and White Plains Housing Authority.