Affordable Housing In Palestine
Anderson County, Texas

12 Low Income Apartment Communities In Palestine

Woodside Village

2020 Martin Luther King Blvd
Palestine, TX
Call For Rent
2-3 BR
Subsidized

Pinehurst Apartments

122 Kickapoo Street
Palestine, TX
Call For Rent
Studio-1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Academy Hilltop Apartments

1905 E Murchinson
Palestine, TX
Subsidized

D Hilltop Apartments Ltd

1500 E Murchison St
Palestine, TX
Subsidized

Palestine Seniors Community Ltd

712 Gardner Dr
Palestine, TX
HCV Welcome
Subsidized

Sycamore Lane Apartments

321 Old Elkhart Rd
Palestine, TX
Subsidized

Turner Street Apartments

1020 S Turner Dr
Palestine, TX
HCV Welcome

Murchison Street Apartments

1600 E Murchison St
Palestine, TX
Subsidized

Treehouse Apartments

1910 S Sycamore St
Palestine, TX
HCV Welcome

Hilltop Apartments

1911 E Murchison St
Palestine, TX
HCV Welcome

Housing Authorities that serve Palestine

Housing Authority Programs
Anderson County Housing Authority Section 8 Housing Choice Voucher (HCV)
City of Tyler Housing Agency Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Palestine, Texas

There are 12 low income housing apartment communities offering 887 affordable apartments for rent in Palestine, Texas. Palestine features 496 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 391 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Palestine.

Sourced from federal housing data and AffordableHousingOnline.com research.

Palestine, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 12
Total Low Income Apartments 887
Total Housing Units with Rental Assistance 496
Percentage of Housing Units Occupied By Renters 41.8%
Average Renter Household Size 2.81
Average Household Size 2.75
Median Household Income $36,348 ±$4,171
Median Rent $729 ±$40
Percentage Of Renters Overburdened 42.51% ± 6.5pp
Total Population 18,488

Population and Household Demographics

Palestine is a City in Anderson County, Texas with a population of 18,488. There are 6,584 households in the city with an average household size of 2.75 persons. 41.8% of households in Palestine are renters.

Income and Rent Overburden in Palestine

The median gross income for households in Palestine is $36,348 a year, or $3,029 a month. The median rent for the city is $729 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Palestine, a household making less than $2,430 a month would be considered overburdened when renting an apartment at or above the median rent. 42.51% of households who rent are overburdened in Palestine.1

Area Median Income In Palestine

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Palestine, the AMI is calculated from all households within Anderson County.

In Palestine, HUD calculates the Area Median Income for a family of four as $55,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Palestine

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Palestine HUD Rental Assistance in Palestine

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $34,050 $36,400 $38,750
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
80% of Median $32,900 $37,600 $42,300 $46,950 $50,750 $54,500 $58,250 $62,000
Low Income Housing Tax Credits in Palestine

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1995 to 2006, 8 low income apartment communities containing 696 rental apartments have been constructed and made affordable to low income persons in Palestine by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Palestine

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $20,550 $23,500 $26,450 $29,350 $31,700 $34,050 $36,400 $38,750
60% of Median $24,660 $28,200 $31,740 $35,220 $38,040 $40,860 $43,680 $46,500

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Palestine is $31,740 a year, or $2,645 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,645 by 30% to get a maximum rent of $794 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $514 $551 $661 $763 $851 $939
60% $617 $661 $794 $916 $1,022 $1,127
Fair Market Rents in Palestine

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$575 $661 $775 $1,095 $1,361