Affordable Housing In Temple
Bell County, Texas

12 Low Income Apartment Communities In Temple

Pecan Pointe Apartments

463 Westfield Blvd
Temple, TX
1-3 BR
HCV Welcome

Canyon Creek Townhomes

1476 Canyon Creek Drive
Temple, TX

Wayman Manor Apartments

1811 E Avenue K
Temple, TX

Golden Haven Apartments

505 N 2nd St
Temple, TX

Country Lane Seniors - Temple Community

2916 Country Lane Dr
Temple, TX
HCV Welcome

Village at Meadowbend Apartments II

2787 S Martin Luther King Jr Dr
Temple, TX
HCV Welcome

Jmh Cv Wb Fam

711 W Calhoun Ave
Temple, TX

Frances Graham Hall

100 N 7th St
Temple, TX

The Kyle Building

111 N Main St
Temple, TX
HCV Welcome

Al Rat Wb Elderly

511 W Avenue V
Temple, TX

There are 12 low income housing apartment complexes which contain 1,285 affordable apartments for rent in Temple. Many of these rental apartments are income based housing with 786 apartments that set rent based on your income. In Temple, HUD housing programs support 460 rental assistance apartments through programs like Project-based Section 8. There are 499 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Temple

Housing Authority Programs
Housing Authority of Temple Section 8 Housing Choice Voucher (HCV); Public Housing
Central Texas Council of Governments Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Temple, Texas

Temple, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 12
Total Low Income Apartments 1,285
Total Rent Assisted Apartments 786
Percentage of Housing Units Occupied By Renters 44.6%
Average Renter Household Size 2.58
Total Population 69,938
Housing Units 25,204
Average Household Size 2.71
Median Household Income $47,475 ±$1,805
Median Rent $804 ±$23
Percentage Of Renters Overburdened 43.9% ± 3.44pp

Population and Household Demographics

Temple is a City in Bell County, Texas with a population of 69,938. There are 25,204 households in the city with an average household size of 2.71 persons. 44.6% of households in Temple are renters.

Income and Rent Overburden in Temple

The median gross income for households in Temple is $47,475 a year, or $3,956 a month. The median rent for the city is $804 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Temple, a household making less than $2,680 a month would be considered overburdened when renting an apartment at or above the median rent. 43.9% of households who rent are overburdened in Temple.1

Area Median Income In Temple

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Temple, the AMI is calculated from all households within Bell County.

In Temple, HUD calculates the Area Median Income for a family of four as $63,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Temple

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Temple HUD Rental Assistance in Temple

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,450 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $42,200
50% of Median $22,400 $25,600 $28,800 $31,950 $34,550 $37,100 $39,650 $42,200
80% of Median $35,800 $40,900 $46,000 $51,100 $55,200 $59,300 $63,400 $67,500
Low Income Housing Tax Credits in Temple

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2007, 4 low income apartment communities containing 593 rental apartments have been constructed and made affordable to low income persons in Temple by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Temple

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,400 $25,600 $28,800 $31,950 $34,550 $37,100 $39,650 $42,200
60% of Median $26,880 $30,720 $34,560 $38,340 $41,460 $44,520 $47,580 $50,640

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Temple is $34,560 a year, or $2,880 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,880 by 30% to get a maximum rent of $864 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $560 $600 $720 $831 $928 $1,023
60% $672 $720 $864 $998 $1,113 $1,228
Fair Market Rents in Temple

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$589 $593 $780 $1,124 $1,370