Affordable Housing In Island County

17 Low Income Apartment Communities In Island County

Madrona Valley Apartments

204 N. Main St.
Coupeville, WA
1-3 BR
HCV Welcome

Saratoga Terrace Apartments

350 Manchester Way
Langley, WA
2-3 BR
HCV Welcome

Fir Village Apartments

869 N. Oak Harbor Street
Oak Harbor, WA
1-2 BR

Oak Harbor Estates

191 NE Ernst St
Oak Harbor, WA
Call For Rent
1-3 BR
HCV Welcome

Newport Apartments

280 NE Izett St
Oak Harbor, WA
HCV Welcome

Cam - Bey Senior Apartments

50 N Main St
Coupeville, WA
Elderly Supportive Housing


141 Southwest Sixth Ave
Oak Harbor, WA
Call For Rent
1-3 BR

Harbor Village Apartments

55 SW 6th Ave
Oak Harbor, WA

Cambridge Cove Ltp

470 SE 4th Avenue
Oak Harbor, WA

Newport Apartments

280 NE Izett St
Oak Harbor, WA
HCV Welcome

Housing Authorities that serve Island County

Housing Authority Programs
Island County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Island County, Washington

There are 17 low income housing apartment communities offering 642 affordable apartments for rent in Island County, Washington. Island County features 368 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 274 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Island County.

Sourced from federal housing data and research.

Island County, WA Affordable Housing Snapshot

Total Affordable Apartment Properties 17
Total Low Income Apartments 642
Total Housing Units with Rental Assistance 368
Percentage of Housing Units Occupied By Renters 32.24%
Average Renter Household Size 2.34
Average Household Size 2.33
Median Household Income $58,815 ±$2,402
Median Rent $1,076 ±$32
Percentage Of Renters Overburdened 46.24% ± 3.58pp
Total Population 79,329

Population and Household Demographics

Island County is a County in Washington with a population of 79,329. There are 33,125 households in the county with an average household size of 2.33 persons. 32.24% of households in Island County are renters.

Income and Rent Overburden in Island County

The median gross income for households in Island County is $58,815 a year, or $4,901 a month. The median rent for the county is $1,076 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Island County, a household making less than $3,587 a month would be considered overburdened when renting an apartment at or above the median rent. 46.24% of households who rent are overburdened in Island County.1

Area Median Income In Island County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Island County, HUD calculates the Area Median Income for a family of four as $73,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Island County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Island County HUD Rental Assistance in Island County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,550 $17,750 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,900 $29,600 $33,300 $36,950 $39,950 $42,900 $45,850 $48,800
80% of Median $41,400 $47,300 $53,200 $59,100 $63,850 $68,600 $73,300 $78,050
Low Income Housing Tax Credits in Island County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2008, 13 low income apartment communities containing 491 rental apartments have been constructed and made affordable to low income persons in Island County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Island County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $25,900 $29,600 $33,300 $36,950 $39,950 $42,900 $45,850 $48,800
60% of Median $31,080 $35,520 $39,960 $44,340 $47,940 $51,480 $55,020 $58,560

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Island County is $39,960 a year, or $3,330 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,330 by 30% to get a maximum rent of $999 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $648 $694 $833 $961 $1,073 $1,183
60% $777 $833 $999 $1,154 $1,287 $1,420
Fair Market Rents in Island County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$899 $905 $1,139 $1,643 $1,986

Cities In Island County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Oak Harbor 13 The HUD funded Public Housing Agency that serves Oak Harbor is the Island County Housing Authority.
Langley 2
Coupeville 2
Freeland 0
Clinton 0
Whidbey Island Station 0