Low Income Apartments and Affordable Housing For Rent in Oak Harbor, WA

Discover affordable housing in Oak Harbor where there are 14+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Harbor Ridge Apartments

950 N Oak Harbor St, Oak Harbor, Washington 98277

Oak Bay Station

135 NE Barron Dr, Oak Harbor, Washington 98277

Oak Harbor Estates

191 NE Ernst St, Oak Harbor, Washington 98277

Newport Apartments

280 NE Izett St, Oak Harbor, Washington 98277

Harbor Village Apartments

55 SW 6th Ave, Oak Harbor, Washington 98277

Chelsea

280 Northeast Izett Street, Oak Harbor, Washington 98277

Cambridge Cove

470 SE 4th Avenue, Oak Harbor, Washington 98277

Fir Village Apartments

869 N Oak Harbor St, Oak Harbor, Washington 98277

Seagate

141 Southwest Sixth Ave , Oak Harbor, Washington 98277

Chealsea Apartments

280 NE Izett St, Oak Harbor, Washington 98277

Lexy Manor

300 NE 7th Ave, Oak Harbor, Washington 98277

Madrona Manor

890 SW Kimball Dr, Oak Harbor, Washington 98277

Harbor Heights

31 NW Crosby Ave, Oak Harbor, Washington 98277

Victorian Village ( Frannsen )

3782 Ave W, Oak Harbor, Washington 98277

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Oak Harbor, Washington
$28.84/hour
$12.56 (+77%) more than Washington minimum wage and $21.59 (+298%) more than the Federal minimum wage.
Learn More About Oak Harbor, Washington Affordable Housing ↓

What HUD offices serve Oak Harbor, Washington?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing programs for Oak Harbor, Washington.

Go to the Washington Public Housing and Low-Income Apartments Waiting Lists page for openings near Oak Harbor.

How many renters live in Oak Harbor, Washington?

The City of Oak Harbor has 24,458 people living in 9,852 households.

There are 12,536 renters living in 5,194 renter households in this City. Renters make up 51.26 percent of the population living in Oak Harbor.

What is the rental market like in Oak Harbor, Washington?

There are an estimated 10,469 housing units in the Oak Harbor area. Of these, 5,616 units are rental homes, making up 54 percent of the housing market. For every renter household in Oak Harbor, Washington, there are 1 rental units.

What is the vacancy rate for rentals in Oak Harbor?

The rental vacancy rate in Oak Harbor is 7 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in Oak Harbor for each bedroom size?

Occupied Rental Units by Size in Oak Harbor
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
330 670 1,792 1,882 459
Occupied Rental Units by Size in Oak Harbor

A large number of apartments in Oak Harbor have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Oak Harbor are overburdened by housing costs?

Among renter households in this market, 53 percent have housing cost burden. Further, 20 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Oak Harbor

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,156 to $2,536. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,156
One BR $1,236
Two BR $1,523
Three BR $2,146
Four BR $2,536
2024 Fair Market Rents in Oak Harbor, Washington

How many units are rented at Fair Market Rent (FMR) in Oak Harbor?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 224 68 percent
One BR 346 52 percent
Two BR 1,191 66 percent
Rental Units Below FMR in Oak Harbor, Washington

How many affordable rental units are in Oak Harbor?

There are a variety of federal affordable housing programs serving households in Oak Harbor, Washington including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 705
Public Housing 50
Section 8 Project-Based Rental Assistance 28
USDA Section 515 Rural Rental Housing 122
Tracked Units by Federal Program in Oak Harbor, Washington

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Oak Harbor, Washington

Oak Harbor features 430 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Oak Harbor, Washington

There are 166 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Oak Harbor.

Housing Choice Vouchers in Oak Harbor, Washington

On average, Section 8 Housing Choice vouchers pay Oak Harbor landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Oak Harbor.

The maximum amount a voucher would pay on behalf of a low-income tenant in Oak Harbor, Washington for a two-bedroom apartment is between $1,371 and $1,675.

Sourced from federal housing data and AffordableHousingOnline.com research.