Affordable Housing In Oceanside
San Diego County, California

19 Low Income Apartment Communities In Oceanside

Old Grove Apartments

190 Via Pelicano
Oceanside, CA
Income Based
1 BR
HCV Welcome

Mission Cove Apartments Phase I

3247 Anchor Way
Oceanside, CA
Call For Rent
1-3 BR
HCV Welcome

Mission Cove Seniors Apartments

3229 Mission Cove Way
Oceanside, CA
Call For Rent
Studio-2 BR
62+
HCV Welcome

Villa Storia Apartments

4254 Corte Sol
Oceanside, CA
Call For Rent
1-3 BR
HCV Welcome

Oceanside Silvercrest

3839 Lake Boulevard
Oceanside, CA
62+
Accessible
Elderly Supportive Housing
Subsidized

Mar Vista House

4602 Allende Ave
Oceanside, CA
Accessible
Disabled Supportive Housing
Subsidized

North River Club

4520 N River Road
Oceanside, CA
Subsidized

Lil Jackson Senior Community

Lake Blvd
Oceanside, CA
62+
Accessible
Elderly Supportive Housing
Subsidized

Eldorado

115 S Clementine St
Oceanside, CA
Subsidized

Mar Vista Eldorado

802 Topeka St
Oceanside, CA
62+
Accessible
Elderly Supportive Housing
Subsidized

Housing Authorities that serve Oceanside

Housing Authority Programs
City of Oceanside Community Development Comm Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Oceanside, California

According to federal housing data and AffordableHousingOnline.com research, there are 19 low income housing apartment communities offering 1,419 affordable apartments for rent in Oceanside, California. Oceanside features 380 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 1,039 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Oceanside.

Oceanside, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 19
Total Low Income Apartments 1,419
Total Housing Units with Rental Assistance 380
Percentage of Housing Units Occupied By Renters 43.57%
Average Renter Household Size 2.91
Average Household Size 2.85
Median Household Income $57,703 ±$1,748
Median Rent $1,416 ±$25
Percentage Of Renters Overburdened 56.22% ± 2.56pp
Total Population 173,050

Population and Household Demographics

Oceanside is a City in San Diego County, California with a population of 173,050. There are 60,493 households in the city with an average household size of 2.85 persons. 43.57% of households in Oceanside are renters.

Income and Rent Overburden in Oceanside

The median gross income for households in Oceanside is $57,703 a year, or $4,809 a month. The median rent for the city is $1,416 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Oceanside, a household making less than $4,720 a month would be considered overburdened when renting an apartment at or above the median rent. 56.22% of households who rent are overburdened in Oceanside.1

Area Median Income In Oceanside

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Oceanside, the AMI is calculated from all households within San Diego County.

In Oceanside, HUD calculates the Area Median Income for a family of four as $86,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Oceanside

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Oceanside HUD Rental Assistance in Oceanside

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $22,500 $25,700 $28,900 $32,100 $34,700 $37,250 $39,850 $43,430
50% of Median $37,450 $42,800 $48,150 $53,500 $57,800 $62,100 $66,350 $70,650
80% of Median $59,950 $68,500 $77,050 $85,600 $92,450 $99,300 $106,150 $113,000
Low Income Housing Tax Credits in Oceanside

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1997 to 2009, 8 low income apartment communities containing 725 rental apartments have been constructed and made affordable to low income persons in Oceanside by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Oceanside

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $37,450 $42,800 $48,150 $53,500 $57,800 $62,100 $66,350 $70,650
60% of Median $44,940 $51,360 $57,780 $64,200 $69,360 $74,520 $79,620 $84,780

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Oceanside is $57,780 a year, or $4,815 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,815 by 30% to get a maximum rent of $1,445 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $936 $1,003 $1,204 $1,391 $1,553 $1,713
60% $1,124 $1,204 $1,445 $1,670 $1,863 $2,055
Fair Market Rents in Oceanside

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,404 $1,566 $2,037 $2,894 $3,576