Affordable Housing In Oceanside
San Diego County, California

20 Low Income Apartment Communities In Oceanside

Old Grove Apartments

190 Via Pelicano
Oceanside, California
Income Based
1 BR

Mission Cove Family

3247 Anchor Way
Oceanside, California
Call For Rent
1-3 BR

Villa Storia Apartments

4254 Corte Sol
Oceanside, California
Call For Rent
1-3 BR

Mission Cove Seniors Apartments

3229 Mission Cove Way
Oceanside, California
Call For Rent
Studio-2 BR
62+

Oceanside Silvercrest

3839 Lake Boulevard
Oceanside, California
Subsidized
62+
Accessible
Elderly Supportive Housing

Mar Vista House

4602 Allende Ave
Oceanside, California
Subsidized
Accessible
Accessible
Disabled Supportive Housing

North River Club

4520 N River Road
Oceanside, California
Subsidized

Lil Jackson Senior Community

Lake Blvd
Oceanside, California
Subsidized
62+
Accessible
Elderly Supportive Housing

Eldorado

115 S Clementine St
Oceanside, California
Subsidized

Mar Vista Eldorado

802 Topeka St
Oceanside, California
Subsidized
62+
Accessible
Elderly Supportive Housing

Section 8 Vouchers, Apartments, and Waiting Lists in Oceanside, California

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Oceanside, California

Housing Authority Programs
City of Oceanside Community Development Comm Section 8 Housing Choice Voucher (HCV)
Housing Authority of the County of San Diego Section 8 Housing Choice Voucher (HCV); Public Housing; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Moderate Rehabilitation; Housing Opportunities for Persons with AIDS (HOPWA)

Guide To Affordable Housing in Oceanside, California

There are 20 low income housing apartment communities offering 1,442 affordable apartments for rent in Oceanside, California.

Income Based Apartments in Oceanside, California

Oceanside features 403 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Oceanside, California

There are 1,039 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Oceanside.

Housing Choice Vouchers in Oceanside, California

On average, Section 8 Housing Choice vouchers pay Oceanside landlords $1,200 per month towards rent. The average voucher holder contributes $500 towards rent in Oceanside.

The maximum amount a voucher would pay on behalf of a low-income tenant in Oceanside, California for a two-bedroom apartment is between $1,781 and $2,177.

2022 Oceanside, California Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Oceanside, California Fair Market Rent $1,394 $1,542 $1,979 $2,748 $3,365
Oceanside, California Payment Standard Range $1,255 to $1,533 $1,388 to $1,696 $1,781 to $2,177 $2,473 to $3,023 $3,029 to $3,702

Sourced from federal housing data and AffordableHousingOnline.com research.

Oceanside, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 20
Total Low Income Apartments 1,442
Total Housing Units with Rental Assistance 403
Percentage of Housing Units Occupied By Renters 43.57%
Average Renter Household Size 2.91
Average Household Size 2.85
Median Household Income $57,703 ±$1,748
Median Rent $1,416 ±$25
Percentage Of Renters Overburdened 56.22% ± 2.56pp
Total Population 173,050

Population and Household Demographics

Oceanside is a city in San Diego County, California with a population of 173,050. There are 60,493 households in the city with an average household size of 2.85 persons. 43.57% of households in Oceanside are renters.

Income and Rent Overburden in Oceanside

The median gross income for households in Oceanside is $57,703 a year, or $4,809 a month. The median rent for the city is $1,416 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Oceanside, a household making less than $4,720 a month would be considered overburdened when renting an apartment at or above the median rent. 56.22% of households who rent are overburdened in Oceanside.

Area Median Income In Oceanside

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Oceanside, the AMI is calculated from all households within San Diego County.

In Oceanside, HUD calculates the Area Median Income for a family of four as $95,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Oceanside

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Oceanside

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Oceanside AMI may qualify for rental assistance programs that target Extremely Low Income households.
$25,450 $29,100 $32,750 $36,350 $39,300 $42,200 $45,100 $48,000
50% AMI Income Limits
Renters earning up to 50% of the Oceanside AMI may qualify for rental assistance programs that target Very Low Income households.
$42,450 $48,500 $54,550 $60,600 $65,450 $70,300 $75,150 $80,000
80% AMI Income Limits
Renters earning up to 80% of the Oceanside AMI may qualify for rental assistance programs that target Low Income households.
$67,900 $77,600 $87,300 $97,000 $104,800 $112,550 $120,300 $128,050