What HUD offices serve Santa Cruz, California?
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Go to the California Public Housing and Low-Income Apartments Waiting Lists page for openings near Santa Cruz.
How many renters live in Santa Cruz, California?
The City of Santa Cruz has people living in households.
There are renters living in renter households in this City. Renters make up 41.85 percent of the population living in Santa Cruz.
What is the rental market like in Santa Cruz, California?
There are an estimated housing units in the Santa Cruz area. Of these, units are rental homes, making up percent of the housing market. For every renter household in Santa Cruz, California, there are 1.03 rental units.
What is the vacancy rate for rentals in Santa Cruz?
The rental vacancy rate in Santa Cruz is 2 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.
How many rental units are in Santa Cruz for each bedroom size?
Occupied Rental Units by Size in Santa Cruz
| Studio | One-Bedroom | Two-Bedroom | Three-Bedroom | Four+ Bedrooms |
|---|---|---|---|---|
| 1,793 | 3,267 | 3,683 | 1,757 | 656 |
Occupied Rental Units by Size in Santa Cruz
A large number of apartments in Santa Cruz have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.
How Much Is Rent in Santa Cruz
Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $2,849 to $5,504. FMRs are updated annually by HUD for every city and county nationwide.
| Bed Size | 2024 Fair Market Rents |
| Studio | $2,849 |
| One BR | $3,085 |
| Two BR | $4,054 |
| Three BR | $5,000 |
| Four BR | $5,504 |
2024 Fair Market Rents in Santa Cruz, California
How many units are rented at Fair Market Rent (FMR) in Santa Cruz?
Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.
These are the approximate number of units renting below the FMR in this market:
| Unit Size | Count of Units Below FMR | Percentage of Total Units Below FMR |
| Studio | 779 | 43 percent |
| One BR | 789 | 24 percent |
| Two BR | 487 | 13 percent |
Rental Units Below FMR in Santa Cruz, California
How many affordable rental units are in Santa Cruz?
There are a variety of federal affordable housing programs serving households in Santa Cruz, California including the following:
| Federal Program | Unit Count |
| Low Income Housing Tax Credit | |
| Section 8 Project-Based Rental Assistance | |
| Mod Rehab Project-Based Rental Assistance | |
| Section 202 Supportive Housing for the Elderly | |
| Section 811 Supportive Housing for Persons with Disabilities |
Tracked Units by Federal Program in Santa Cruz, California
Rental units may be funded in part by multiple federal programs.
Income Based Apartments in Santa Cruz, California
Santa Cruz features 1,077 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Santa Cruz, California
There are 800 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Santa Cruz.
Housing Choice Vouchers in Santa Cruz, California
On average, Section 8 Housing Choice vouchers pay Santa Cruz landlords $1,400 per month towards rent. The average voucher holder contributes $500 towards rent in Santa Cruz.
The maximum amount a voucher would pay on behalf of a low-income tenant in Santa Cruz, California for a two-bedroom apartment is between $3,649 and $4,459.
Sourced from federal housing data and AffordableHousingOnline.com research.