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Affordable Housing In Santa Cruz County
California

68 Low Income Apartment Communities In Santa Cruz County

Sunny Meadows Apartments

200 Ross Ave
Freedom, California
Income Based
1-4 BR
Accepts Vouchers

Parkhurst Terrace

100-A Parkhurst Cir
Aptos, California
Income Based
1-4 BR
Accepts Vouchers

Aptos Blue

3200 Aptos Rancho Rd
Aptos, California
Income Based
1-3 BR
Accepts Vouchers

Via Del Mar

124 W Beach St
Watsonville, California
Income Based
1-3 BR
Accepts Vouchers

Villas Del Paraiso

340A Paraiso Dr
Watsonville, California
Income Based
1-4 BR
Accepts Vouchers

Pippin Orchards Apartments

56 Atkinson Lane
Watsonville, California
Call For Rent
1-3 BR

Emerald Hill

101 Civic Center Dr
Scotts Valley, California
Income Based
1-4 BR
Accepts Vouchers

Jardines Del Valle

76 Murphy's Crossing Rd
Watsonville, California
Income Based
2-4 BR
Accepts Vouchers

San Andreas

295 San Andreas Rd
Watsonville, California
Income Based
1-4 BR
Accepts Vouchers

Schapiro Knolls

33 Minto Rd
Watsonville, California
Income Based
1-4 BR
Accepts Vouchers

Housing Authorities that serve Santa Cruz County

Housing Authority Programs
Housing Authority of the County of Santa Cruz Section 8 Housing Choice Voucher (HCV); Public Housing; Veteran Affairs Supportive Housing (VASH); Family Unification Program (FUP)

Guide To Affordable Housing in Santa Cruz County, California

There are 68 low income housing apartment communities offering 4,240 affordable apartments for rent in Santa Cruz County, California.

Income Based Apartments in Santa Cruz County, California

Santa Cruz County features 1,576 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Santa Cruz County, California

There are 2,499 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Santa Cruz County.

Housing Choice Vouchers in Santa Cruz County, California

On average, Section 8 Housing Choice vouchers pay Santa Cruz County landlords $1,300 per month towards rent. The average voucher holder contributes $600 towards rent in Santa Cruz County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Santa Cruz County, California for a two-bedroom apartment is between $2,267 and $2,771.

2020 Santa Cruz County, California Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $1,641 $1,913 $2,519 $3,342 $3,746
Payment Standard Range $1,477 to $1,805 $1,722 to $2,104 $2,267 to $2,771 $3,008 to $3,676 $3,371 to $4,121

Sourced from federal housing data and AffordableHousingOnline.com research.

Santa Cruz County, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 68
Total Low Income Apartments 4,240
Total Housing Units with Rental Assistance 1,576
Percentage of Housing Units Occupied By Renters 42.38%
Average Renter Household Size 2.82
Average Household Size 2.72
Median Household Income $67,256 ±$1,534
Median Rent $1,441 ±$26
Percentage Of Renters Overburdened 59.29% ± 2.41pp
Total Population 269,278

Population and Household Demographics

Santa Cruz County is a county in California with a population of 269,278. There are 94,802 households in the county with an average household size of 2.72 persons. 42.38% of households in Santa Cruz County are renters.

Income and Rent Overburden in Santa Cruz County

The median gross income for households in Santa Cruz County is $67,256 a year, or $5,605 a month. The median rent for the county is $1,441 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Santa Cruz County, a household making less than $4,803 a month would be considered overburdened when renting an apartment at or above the median rent. 59.29% of households who rent are overburdened in Santa Cruz County.

Area Median Income In Santa Cruz County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Santa Cruz County, HUD calculates the Area Median Income for a family of four as $98,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Santa Cruz County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Santa Cruz County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $25,800 $29,450 $33,150 $36,800 $39,750 $42,700 $45,650 $48,600
50% of Median $42,950 $49,100 $55,250 $61,350 $66,300 $71,200 $76,100 $81,000
80% of Median $68,900 $78,750 $88,600 $98,400 $106,300 $114,150 $122,050 $129,900

Cities In Santa Cruz County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Amesti The HUD funded Public Housing Agency that serves Amesti is the Housing Authority of the County of Santa Cruz.
Aptos The HUD funded Public Housing Agency that serves Aptos is the Housing Authority of the County of Santa Cruz.
Aptos Hills Larkin Valley The HUD funded Public Housing Agency that serves Aptos Hills Larkin Valley is the Housing Authority of the County of Santa Cruz.
Aptos Hills-Larkin Valley The HUD funded Public Housing Agency that serves Aptos Hills-Larkin Valley is the Housing Authority of the County of Santa Cruz.
Ben Lomond The HUD funded Public Housing Agency that serves Ben Lomond is the Housing Authority of the County of Santa Cruz.
Bonny Doon The HUD funded Public Housing Agency that serves Bonny Doon is the Housing Authority of the County of Santa Cruz.
Boulder Creek The HUD funded Public Housing Agency that serves Boulder Creek is the Housing Authority of the County of Santa Cruz.
Brookdale The HUD funded Public Housing Agency that serves Brookdale is the Housing Authority of the County of Santa Cruz.
Capitola The HUD funded Public Housing Agency that serves Capitola is the Housing Authority of the County of Santa Cruz.
Corralitos The HUD funded Public Housing Agency that serves Corralitos is the Housing Authority of the County of Santa Cruz.
Davenport The HUD funded Public Housing Agency that serves Davenport is the Housing Authority of the County of Santa Cruz.
Day Valley The HUD funded Public Housing Agency that serves Day Valley is the Housing Authority of the County of Santa Cruz.
Felton The HUD funded Public Housing Agency that serves Felton is the Housing Authority of the County of Santa Cruz.
Freedom The HUD funded Public Housing Agency that serves Freedom is the Housing Authority of the County of Santa Cruz.
Interlaken The HUD funded Public Housing Agency that serves Interlaken is the Housing Authority of the County of Santa Cruz.
La Selva Beach The HUD funded Public Housing Agency that serves La Selva Beach is the Housing Authority of the County of Santa Cruz.
Live Oak The HUD funded Public Housing Agency that serves Live Oak is the Housing Authority of the County of Santa Cruz.
Lompico The HUD funded Public Housing Agency that serves Lompico is the Housing Authority of the County of Santa Cruz.
Mount Hermon The HUD funded Public Housing Agency that serves Mount Hermon is the Housing Authority of the County of Santa Cruz.
Pajaro Dunes The HUD funded Public Housing Agency that serves Pajaro Dunes is the Housing Authority of the County of Santa Cruz.
Paradise Park The HUD funded Public Housing Agency that serves Paradise Park is the Housing Authority of the County of Santa Cruz.
Pasatiempo The HUD funded Public Housing Agency that serves Pasatiempo is the Housing Authority of the County of Santa Cruz.
Pleasure Point The HUD funded Public Housing Agency that serves Pleasure Point is the Housing Authority of the County of Santa Cruz.
Rio del Mar The HUD funded Public Housing Agency that serves Rio del Mar is the Housing Authority of the County of Santa Cruz.
Santa Cruz The HUD funded Public Housing Agency that serves Santa Cruz is the Housing Authority of the County of Santa Cruz.
Scotts Valley The HUD funded Public Housing Agency that serves Scotts Valley is the Housing Authority of the County of Santa Cruz.
Seacliff The HUD funded Public Housing Agency that serves Seacliff is the Housing Authority of the County of Santa Cruz.
Soquel The HUD funded Public Housing Agency that serves Soquel is the Housing Authority of the County of Santa Cruz.
Twin Lakes The HUD funded Public Housing Agency that serves Twin Lakes is the Housing Authority of the County of Santa Cruz.
Watsonville The HUD funded Public Housing Agency that serves Watsonville is the Housing Authority of the County of Santa Cruz.
Zayante The HUD funded Public Housing Agency that serves Zayante is the Housing Authority of the County of Santa Cruz.