Affordable Housing In Bloomington
Monroe County, Indiana

33 Low Income Apartment Communities In Bloomington

Patterson Pointe Senior Residence

454 South Westplex Avenue
Bloomington, IN
1-2 BR

Arlington Park Apartments

1320 N Arlington Park Dr.
Bloomington, IN
1-3 BR
HCV Welcome

Canterbury House Apartments - Bloomington

540 S Basswood Dr
Bloomington, IN
1 BR
HCV Welcome

Woodbridge Apartments Bloomington I

3401 E John Hinkle Pl
Bloomington, IN
Call For Rent
1-3 BR

Cambridge Square Bloomington

307 N Pete Ellis Dr
Bloomington, IN
Call For Rent
1 BR

Westplex Woods Apartments

100 S Westplex Ave
Bloomington, IN
Disabled Supportive Housing

Henderson Court Apartments

2475 S Winslow Ct
Bloomington, IN

Cfc, Inc.

200 S. Madison Street
Bloomington, IN
HCV Welcome

Crawford Apartments

2440 S Henderson St
Bloomington, IN

Providence Place of Bloomington I

2500 S Rockport Rd
Bloomington, IN
Elderly Supportive Housing

Housing Authorities that serve Bloomington

Housing Authority Programs
Bloomington Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
South Central Community Action Program Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Bloomington, Indiana

There are 33 low income housing apartment communities offering 2,084 affordable apartments for rent in Bloomington, Indiana. Bloomington features 991 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 997 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Bloomington.

Sourced from federal housing data and research.

Bloomington, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 33
Total Low Income Apartments 2,084
Total Housing Units with Rental Assistance 991
Percentage of Housing Units Occupied By Renters 66.26%
Average Renter Household Size 2.19
Average Household Size 2.27
Median Household Income $30,019 ±$1,841
Median Rent $821 ±$16
Percentage Of Renters Overburdened 62.9% ± 2.76pp
Total Population 82,813

Population and Household Demographics

Bloomington is a City in Monroe County, Indiana with a population of 82,813. There are 30,232 households in the city with an average household size of 2.27 persons. 66.26% of households in Bloomington are renters.

Income and Rent Overburden in Bloomington

The median gross income for households in Bloomington is $30,019 a year, or $2,502 a month. The median rent for the city is $821 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Bloomington, a household making less than $2,737 a month would be considered overburdened when renting an apartment at or above the median rent. 62.9% of households who rent are overburdened in Bloomington.1

Area Median Income In Bloomington

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Bloomington, the AMI is calculated from all households within Monroe County.

In Bloomington, HUD calculates the Area Median Income for a family of four as $73,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Bloomington

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Bloomington HUD Rental Assistance in Bloomington

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,550 $17,750 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,850 $29,550 $33,250 $36,900 $39,900 $42,850 $45,800 $48,750
80% of Median $41,350 $47,250 $53,150 $59,050 $63,800 $68,500 $73,250 $77,950
Low Income Housing Tax Credits in Bloomington

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2008, 19 low income apartment communities containing 1,206 rental apartments have been constructed and made affordable to low income persons in Bloomington by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Bloomington

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $25,850 $29,550 $33,250 $36,900 $39,900 $42,850 $45,800 $48,750
60% of Median $31,020 $35,460 $39,900 $44,280 $47,880 $51,420 $54,960 $58,500

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Bloomington is $39,900 a year, or $3,325 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,325 by 30% to get a maximum rent of $998 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $646 $693 $831 $960 $1,071 $1,182
60% $776 $831 $998 $1,152 $1,286 $1,418
Fair Market Rents in Bloomington

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$646 $689 $879 $1,175 $1,543