Affordable Housing In Monroe County
Indiana

36 Low Income Apartment Communities In Monroe County

Patterson Pointe Senior Residence

454 South Westplex Avenue
Bloomington, IN
$507-751
1-2 BR
55+

Arlington Park Apartments

1320 N Arlington Park Dr.
Bloomington, IN
$530-780
1-3 BR
HCV Welcome

Canterbury House Apartments - Bloomington

540 S Basswood Dr
Bloomington, IN
$700-705
1 BR
HCV Welcome

Woodbridge Apartments Bloomington I

3401 E John Hinkle Pl
Bloomington, IN
Call For Rent
1-3 BR
Subsidized

Cambridge Square Bloomington

307 N Pete Ellis Dr
Bloomington, IN
Call For Rent
1 BR
62+
Accessible
Subsidized

Richland Senior Citizens

800 N Allen St
Ellettsville, IN
62+
Subsidized
Supportive Housing

Westplex Woods Apartments

100 S Westplex Ave
Bloomington, IN
Accessible
Disabled Supportive Housing
Subsidized

Henderson Court Apartments

2475 S Winslow Ct
Bloomington, IN
Subsidized

Cfc, Inc.

200 S. Madison Street
Bloomington, IN
HCV Welcome

Crawford Apartments

2440 S Henderson St
Bloomington, IN

Housing Authorities that serve Monroe County

Housing Authority Programs
Bloomington Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
South Central Community Action Program Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Monroe County, Indiana

There are 36 low income housing apartment communities offering 2,172 affordable apartments for rent in Monroe County, Indiana. Monroe County features 1,003 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 1,073 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Monroe County.

Sourced from federal housing data and AffordableHousingOnline.com research.

Monroe County, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 36
Total Low Income Apartments 2,172
Total Housing Units with Rental Assistance 1,003
Percentage of Housing Units Occupied By Renters 46.37%
Average Renter Household Size 2.20
Average Household Size 2.36
Median Household Income $42,404 ±$1,539
Median Rent $836 ±$14
Percentage Of Renters Overburdened 58.98% ± 2.72pp
Total Population 142,404

Population and Household Demographics

Monroe County is a County in Indiana with a population of 142,404. There are 54,165 households in the county with an average household size of 2.36 persons. 46.37% of households in Monroe County are renters.

Income and Rent Overburden in Monroe County

The median gross income for households in Monroe County is $42,404 a year, or $3,534 a month. The median rent for the county is $836 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Monroe County, a household making less than $2,787 a month would be considered overburdened when renting an apartment at or above the median rent. 58.98% of households who rent are overburdened in Monroe County.1

Area Median Income In Monroe County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Monroe County, HUD calculates the Area Median Income for a family of four as $73,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Monroe County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Monroe County HUD Rental Assistance in Monroe County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,550 $17,750 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,850 $29,550 $33,250 $36,900 $39,900 $42,850 $45,800 $48,750
80% of Median $41,350 $47,250 $53,150 $59,050 $63,800 $68,500 $73,250 $77,950
Low Income Housing Tax Credits in Monroe County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2008, 20 low income apartment communities containing 1,254 rental apartments have been constructed and made affordable to low income persons in Monroe County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Monroe County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $25,850 $29,550 $33,250 $36,900 $39,900 $42,850 $45,800 $48,750
60% of Median $31,020 $35,460 $39,900 $44,280 $47,880 $51,420 $54,960 $58,500

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Monroe County is $39,900 a year, or $3,325 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,325 by 30% to get a maximum rent of $998 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $646 $693 $831 $960 $1,071 $1,182
60% $776 $831 $998 $1,152 $1,286 $1,418
Fair Market Rents in Monroe County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$646 $689 $879 $1,175 $1,543

Cities In Monroe County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Bloomington 33 The HUD funded Public Housing Agencies that serve Bloomington are the Bloomington Housing Authority and South Central Community Action Program.
Ellettsville 3 The HUD funded Public Housing Agencies that serve Ellettsville are the South Central Community Action Program and Bloomington Housing Authority.
Harrodsburg 0 The HUD funded Public Housing Agencies that serve Harrodsburg are the South Central Community Action Program and Bloomington Housing Authority.
Smithville Sanders 0 The HUD funded Public Housing Agencies that serve Smithville Sanders are the South Central Community Action Program and Bloomington Housing Authority.
Stinesville 0 The HUD funded Public Housing Agencies that serve Stinesville are the South Central Community Action Program and Bloomington Housing Authority.
Smithville-Sanders 0 The HUD funded Public Housing Agencies that serve Smithville-Sanders are the South Central Community Action Program and Bloomington Housing Authority.