Affordable Housing In Dubuque
Dubuque County, Iowa

23 Low Income Apartment Communities In Dubuque

Marquette Hall

2222 Queen St
Dubuque, IA
$500-600
1-2 BR
55+
HCV Welcome
Market Rate

Henry Stout Senior Apartments

125 W 9th St
Dubuque, IA
$460-650
1-2 BR
HCV Welcome

Alverno Apartments

3525 Windsor Ave
Dubuque, IA
Income Based
1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Applewood IV Senior Apartments

3275 Pennsylvania Ave
Dubuque, IA
Call For Rent
1-2 BR
55+
HCV Welcome
Market Rate

Fifthteenth Street Apartments

180 W 15th St
Dubuque, IA
Call For Rent
1-2 BR
HCV Welcome
Market Rate

Kennedy Point

3395 Kennedy Cir
Dubuque, IA
HCV Welcome

Sheridan Village

3260 Getty Terrace
Dubuque, IA
Subsidized

Hillcrest Apartments

3290 Hillcrest Rd
Dubuque, IA
Subsidized

Ecumenical Towers

250 W 6th St
Dubuque, IA
Subsidized

Kennedy Park West

2671 Owen Ct
Dubuque, IA
Subsidized

Housing Authorities that serve Dubuque

Housing Authority Programs
City of Dubuque Housing and Community Development Department Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-sufficiency; Section 8 Project-Based Voucher (PBV); Moderate Rehabilitation

Other Housing Authorities located in Dubuque

Housing Authority Programs
Eastern Iowa Regional Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-sufficiency

Guide To Affordable Housing in Dubuque, Iowa

According to federal housing data and AffordableHousingOnline.com research, there are 23 low income housing apartment communities offering 1,015 affordable apartments for rent in Dubuque, Iowa. Dubuque features 429 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 586 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Dubuque.

Dubuque, IA Affordable Housing Snapshot

Total Affordable Apartment Properties 23
Total Low Income Apartments 1,015
Total Housing Units with Rental Assistance 429
Percentage of Housing Units Occupied By Renters 36.28%
Average Renter Household Size 2.06
Average Household Size 2.27
Median Household Income $47,450 ±$1,643
Median Rent $707 ±$25
Percentage Of Renters Overburdened 49.2% ± 3.72pp
Total Population 58,409

Population and Household Demographics

Dubuque is a City in Dubuque County, Iowa with a population of 58,409. There are 23,901 households in the city with an average household size of 2.27 persons. 36.28% of households in Dubuque are renters.

Income and Rent Overburden in Dubuque

The median gross income for households in Dubuque is $47,450 a year, or $3,954 a month. The median rent for the city is $707 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Dubuque, a household making less than $2,357 a month would be considered overburdened when renting an apartment at or above the median rent. 49.2% of households who rent are overburdened in Dubuque.1

Area Median Income In Dubuque

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Dubuque, the AMI is calculated from all households within Dubuque County.

In Dubuque, HUD calculates the Area Median Income for a family of four as $84,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Dubuque

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Dubuque HUD Rental Assistance in Dubuque

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,100 $19,550 $22,000 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $28,500 $32,600 $36,650 $40,700 $44,000 $47,250 $50,500 $53,750
80% of Median $45,550 $52,050 $58,550 $65,050 $70,300 $75,500 $80,700 $85,900
Low Income Housing Tax Credits in Dubuque

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2010, 14 low income apartment communities containing 413 rental apartments have been constructed and made affordable to low income persons in Dubuque by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Dubuque

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $28,500 $32,600 $36,650 $40,700 $44,000 $47,250 $50,500 $53,750
60% of Median $34,200 $39,120 $43,980 $48,840 $52,800 $56,700 $60,600 $64,500

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Dubuque is $43,980 a year, or $3,665 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,665 by 30% to get a maximum rent of $1,100 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $713 $764 $916 $1,059 $1,181 $1,303
60% $855 $917 $1,100 $1,271 $1,418 $1,564
Fair Market Rents in Dubuque

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$510 $595 $783 $1,048 $1,290