Affordable Housing In Dubuque County
Iowa

28 Low Income Apartment Communities In Dubuque County

Marquette Hall

2222 Queen St
Dubuque, IA
$500-600
1-2 BR
55+
HCV Welcome
Market Rate

Henry Stout Senior Apartments

125 W 9th St
Dubuque, IA
$460-650
1-2 BR
HCV Welcome

Alverno Apartments

3525 Windsor Ave
Dubuque, IA
Income Based
1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Applewood IV Senior Apartments

3275 Pennsylvania Ave
Dubuque, IA
Call For Rent
1-2 BR
55+
HCV Welcome
Market Rate

Fifthteenth Street Apartments

180 W 15th St
Dubuque, IA
Call For Rent
1-2 BR
HCV Welcome
Market Rate

Kennedy Point

3395 Kennedy Cir
Dubuque, IA
HCV Welcome

Sheridan Village

3260 Getty Terrace
Dubuque, IA
Subsidized

Hillcrest Apartments

3290 Hillcrest Rd
Dubuque, IA
Subsidized

Ecumenical Towers

250 W 6th St
Dubuque, IA
Subsidized

Kennedy Park West

2671 Owen Ct
Dubuque, IA
Subsidized

There are 28 low income housing apartment complexes which contain 1,143 affordable apartments for rent in Dubuque County. Many of these rental apartments are income based housing with 437 apartments that set rent based on your income. In Dubuque County, HUD housing programs support 329 rental assistance apartments through programs like Project-based Section 8. There are 706 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Dubuque County

Housing Authority Programs
Eastern Iowa Regional Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-sufficiency

Other Housing Authorities located in Dubuque County

Housing Authority Programs
City of Dubuque Housing and Community Development Department Section 8 Housing Choice Voucher (HCV); Section 8 Project-Based Voucher (PBV); Moderate Rehabilitation; Homeownership Voucher; Family Self-sufficiency

Guide To Affordable Housing in Dubuque County, Iowa

Dubuque County, IA Affordable Housing Snapshot

Total Affordable Apartment Properties 28
Total Low Income Apartments 1,143
Total Rent Assisted Apartments 437
Percentage of Housing Units Occupied By Renters 27.57%
Average Renter Household Size 2.09
Total Population 95,906
Housing Units 37,891
Average Household Size 2.41
Median Household Income $54,605 ±$1,219
Median Rent $696 ±$18
Percentage Of Renters Overburdened 47.07% ± 3.29pp

Population and Household Demographics

Dubuque County is a County in Iowa with a population of 95,906. There are 37,891 households in the county with an average household size of 2.41 persons. 27.57% of households in Dubuque County are renters.

Income and Rent Overburden in Dubuque County

The median gross income for households in Dubuque County is $54,605 a year, or $4,550 a month. The median rent for the county is $696 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Dubuque County, a household making less than $2,320 a month would be considered overburdened when renting an apartment at or above the median rent. 47.07% of households who rent are overburdened in Dubuque County.1

Area Median Income In Dubuque County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Dubuque County, HUD calculates the Area Median Income for a family of four as $84,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Dubuque County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Dubuque County HUD Rental Assistance in Dubuque County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,100 $19,550 $22,000 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $28,500 $32,600 $36,650 $40,700 $44,000 $47,250 $50,500 $53,750
80% of Median $45,550 $52,050 $58,550 $65,050 $70,300 $75,500 $80,700 $85,900
Low Income Housing Tax Credits in Dubuque County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2010, 16 low income apartment communities containing 469 rental apartments have been constructed and made affordable to low income persons in Dubuque County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Dubuque County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $28,500 $32,600 $36,650 $40,700 $44,000 $47,250 $50,500 $53,750
60% of Median $34,200 $39,120 $43,980 $48,840 $52,800 $56,700 $60,600 $64,500

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Dubuque County is $43,980 a year, or $3,665 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,665 by 30% to get a maximum rent of $1,100 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $713 $764 $916 $1,059 $1,181 $1,303
60% $855 $917 $1,100 $1,271 $1,418 $1,564
Fair Market Rents in Dubuque County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$509 $599 $793 $1,059 $1,272

Cities In Dubuque County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Dubuque 23 The HUD funded Public Housing Agency that serves Dubuque is the City of Dubuque Housing and Community Development Department.
Epworth 1 The HUD funded Public Housing Agency that serves Epworth is the Eastern Iowa Regional Housing Authority.
Peosta 2 The HUD funded Public Housing Agency that serves Peosta is the Eastern Iowa Regional Housing Authority.
Asbury 1 The HUD funded Public Housing Agency that serves Asbury is the Eastern Iowa Regional Housing Authority.
Worthington 1 The HUD funded Public Housing Agency that serves Worthington is the Eastern Iowa Regional Housing Authority.
Balltown 0 The HUD funded Public Housing Agency that serves Balltown is the Eastern Iowa Regional Housing Authority.
Bankston 0 The HUD funded Public Housing Agency that serves Bankston is the Eastern Iowa Regional Housing Authority.
Cascade 0 The HUD funded Public Housing Agency that serves Cascade is the Eastern Iowa Regional Housing Authority.
Durango 0 The HUD funded Public Housing Agency that serves Durango is the Eastern Iowa Regional Housing Authority.
Farley 0 The HUD funded Public Housing Agency that serves Farley is the Eastern Iowa Regional Housing Authority.
Graf 0 The HUD funded Public Housing Agency that serves Graf is the Eastern Iowa Regional Housing Authority.
Holy Cross 0 The HUD funded Public Housing Agency that serves Holy Cross is the Eastern Iowa Regional Housing Authority.
Rickardsville 0 The HUD funded Public Housing Agency that serves Rickardsville is the Eastern Iowa Regional Housing Authority.
Zwingle 0 The HUD funded Public Housing Agency that serves Zwingle is the Eastern Iowa Regional Housing Authority.
Bernard 0 The HUD funded Public Housing Agency that serves Bernard is the Eastern Iowa Regional Housing Authority.
Centralia 0 The HUD funded Public Housing Agency that serves Centralia is the Eastern Iowa Regional Housing Authority.
Luxemburg 0 The HUD funded Public Housing Agency that serves Luxemburg is the Eastern Iowa Regional Housing Authority.
New Vienna 0 The HUD funded Public Housing Agency that serves New Vienna is the Eastern Iowa Regional Housing Authority.
Sageville 0 The HUD funded Public Housing Agency that serves Sageville is the Eastern Iowa Regional Housing Authority.
Sherrill 0 The HUD funded Public Housing Agency that serves Sherrill is the Eastern Iowa Regional Housing Authority.