. Low Income Apartments For Rent in Lowell, Massachusetts - Affordable Housing Online

Apply to Lowell Apartment Waiting Lists

Parkside Village

195 Hildreth Street
Lowell, Massachusetts
Rent Assisted
LIHTC
$665-1,353
Studio-2 BR

Appleton Mills

219 Jackson Street
Lowell, Massachusetts
Rent Assisted
LIHTC
Call For Rent
Studio-2 BR

Lowell Sun

73 Market Street
Lowell, Massachusetts
Rent Assisted
LIHTC
Income Based
1-2 BR

Perry Street Apartments

223 Perry Street
Lowell, Massachusetts
Call For Rent
3 BR

Chestnut Square Apartments

77 Chestnut St
Lowell, Massachusetts
Rent Assisted
LIHTC
Local Program
Call For Rent
2-5 BR

Sirk Building

80 Bridge St
Lowell, Massachusetts
Rent Assisted
LIHTC
Call For Rent
Studio-2 BR

Redwood Terrace

451 Blackbrook Dr
Lowell, Massachusetts
Rent Assisted
LIHTC
$1,250-1,425
2-3 BR

Westminster Village Arms

1349 Pawtucket Blvd
Lowell, Massachusetts
Subsidized
Rent Assisted
S. 236
PBRA

Centennial Island Apartments

576 Lawrence St
Lowell, Massachusetts
Subsidized
PBRA

The Wentworth

1 Shattuck Street
Lowell, Massachusetts
Subsidized
PBRA

Three Gems

738 Merrimack St
Lowell, Massachusetts
Subsidized
Supportive
S. 811 Supportive

Lowell Residence

111 Fort Hill Ave
Lowell, Massachusetts
Subsidized
Supportive
S. 811 Supportive

Townhouse of Lowell

16 Middle St
Lowell, Massachusetts
Subsidized
PBRA

Rogers Hall

196 Rogers St
Lowell, Massachusetts
Subsidized
Senior
S. 202

Dyouville Elderly

975 Varnum Ave
Lowell, Massachusetts
Subsidized
Senior
S. 202
Showing Results 1-15

There are 3,176 low-income apartments in Lowell that offer reduced rents to eligible households. Low-income rents in Lowell, Massachusetts can range from $665 to $1,353 depending on the number of bedrooms.

Rental assistance programs support 3,383 low-income homes in Lowell where households pay rent based on how much they earn. For 2023, elgible households participating in federally assisted housing pay an average of $442 towards rent each month.

Affordable rent data for some communities last confirmed on July 3rd, 2023. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Lowell, Massachusetts

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Lowell Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Mainstream Voucher
Massachusetts Department of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Moving to Work
Go to the Massachusetts Public Housing and Low-Income Apartments Waiting Lists page for openings near Lowell.

Lowell, Massachusetts Affordable Housing Data

Income Based Apartments in Lowell, Massachusetts

Lowell features 3,383 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Lowell, Massachusetts

There are 3,176 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Lowell.

Housing Choice Vouchers in Lowell, Massachusetts

On average, Section 8 Housing Choice vouchers pay Lowell landlords $1,000 per month towards rent. The average voucher holder contributes $400 towards rent in Lowell.

The maximum amount a voucher would pay on behalf of a low-income tenant in Lowell, Massachusetts for a two-bedroom apartment is between $1,760 and $2,151.

2023 Lowell, Massachusetts Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Lowell, Massachusetts Fair Market Rent $1,340 $1,490 $1,955 $2,379 $2,626
Lowell, Massachusetts Payment Standard Range $1,206 to $1,474 $1,341 to $1,639 $1,760 to $2,151 $2,141 to $2,617 $2,363 to $2,889

Sourced from federal housing data and AffordableHousingOnline.com research.

Lowell, MA Affordable Housing Snapshot

Total Affordable Apartment Properties 55
Total Low Income Apartments 6,559
Total Housing Units with Rental Assistance 3,383
Percentage of Housing Units Occupied By Renters 56.84%
Average Renter Household Size 2.51
Average Household Size 2.72
Median Household Income $48,002 ±$1,866
Median Rent $1,005 ±$22
Percentage Of Renters Overburdened 53.71% ± 3.02pp
Total Population 109,349

Population and Household Demographics

Lowell is a city in Middlesex County, Massachusetts with a population of 109,349. There are 38,489 households in the city with an average household size of 2.72 persons. 56.84% of households in Lowell are renters.

Income and Rent Overburden in Lowell

The median gross income for households in Lowell is $48,002 a year, or $4,000 a month. The median rent for the city is $1,005 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Lowell, a household making less than $3,350 a month would be considered overburdened when renting an apartment at or above the median rent. 53.71% of households who rent are overburdened in Lowell.

Area Median Income In Lowell

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Lowell, the AMI is calculated from all households within Middlesex County.

In Lowell, HUD calculates the Area Median Income for a family of four as $149,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Lowell

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Lowell

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Lowell AMI may qualify for rental assistance programs that target Extremely Low Income households.
$31,150 $35,600 $40,050 $44,500 $48,100 $51,650 $55,200 $58,750
50% AMI Income Limits
Renters earning up to 50% of the Lowell AMI may qualify for rental assistance programs that target Very Low Income households.
$51,950 $59,400 $66,800 $74,200 $80,150 $86,100 $92,050 $97,950
80% AMI Income Limits
Renters earning up to 80% of the Lowell AMI may qualify for rental assistance programs that target Low Income households.
$82,950 $94,800 $106,650 $118,450 $127,950 $137,450 $146,900 $156,400