Affordable Housing In Pontiac
Oakland County, Michigan

32 Low Income Apartment Communities In Pontiac

Elmhaven Manor

600 W Walton Blvd
Pontiac, Michigan
Call For Rent
1-2 BR

Unity Park Rentals

333 Auburn Ave
Pontiac, Michigan
Call For Rent
1 BR

Pontiac Village Estates Co-op Senior Apartments

1200 Colony Lane
Pontiac, Michigan
1 BR

Palmer Pointe Townhomes

580 Palmer Dr
Pontiac, Michigan
Call For Rent
2-3 BR

The Hamilton

5 Carter Street
Pontiac, Michigan
Call For Rent
1-3 BR

McDonald Senior Apartments

370 Baldwin Ave
Pontiac, Michigan

Lighthouse Path Teen

285 Whittemore St
Pontiac, Michigan
Call For Rent
1 BR

Volunteers of America Montcalm

Montcalm and Baldwin
Pontiac, Michigan
Elderly Supportive Housing

Spring Lake Village

252 Carriage Circle Dr
Pontiac, Michigan

Newman Court Apartments

630 Kettering Ave
Pontiac, Michigan

Section 8 Vouchers, Apartments, and Waiting Lists in Pontiac, Michigan

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Pontiac, Michigan

Housing Authority Programs
Pontiac Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing
Detroit Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-Sufficiency; Section 8 Project-Based Voucher (PBV); Moderate Rehabilitation; Family Unification Program (FUP)
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)
Ferndale Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing
Plymouth Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Rental Assistance Demonstration (RAD); Family Unification Program (FUP)

Guide To Affordable Housing in Pontiac, Michigan

There are 32 low income housing apartment communities offering 3,947 affordable apartments for rent in Pontiac, Michigan.

Income Based Apartments in Pontiac, Michigan

Pontiac features 1,994 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Pontiac, Michigan

There are 1,826 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Pontiac.

Housing Choice Vouchers in Pontiac, Michigan

On average, Section 8 Housing Choice vouchers pay Pontiac landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in Pontiac.

The maximum amount a voucher would pay on behalf of a low-income tenant in Pontiac, Michigan for a two-bedroom apartment is between $976 and $1,192.

2022 Pontiac, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Pontiac, Michigan Fair Market Rent $733 $848 $1,084 $1,371 $1,473
Pontiac, Michigan Payment Standard Range $660 to $806 $763 to $933 $976 to $1,192 $1,234 to $1,508 $1,326 to $1,620

Sourced from federal housing data and research.

Pontiac, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 32
Total Low Income Apartments 3,947
Total Housing Units with Rental Assistance 1,994
Percentage of Housing Units Occupied By Renters 56.64%
Average Renter Household Size 2.40
Average Household Size 2.46
Median Household Income $28,505 ±$1,274
Median Rent $736 ±$21
Percentage Of Renters Overburdened 50.75% ± 3.5pp
Total Population 59,928

Population and Household Demographics

Pontiac is a city in Oakland County, Michigan with a population of 59,928. There are 23,566 households in the city with an average household size of 2.46 persons. 56.64% of households in Pontiac are renters.

Income and Rent Overburden in Pontiac

The median gross income for households in Pontiac is $28,505 a year, or $2,375 a month. The median rent for the city is $736 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Pontiac, a household making less than $2,453 a month would be considered overburdened when renting an apartment at or above the median rent. 50.75% of households who rent are overburdened in Pontiac.

Area Median Income In Pontiac

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Pontiac, the AMI is calculated from all households within Oakland County.

In Pontiac, HUD calculates the Area Median Income for a family of four as $89,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Pontiac

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Pontiac

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Pontiac AMI may qualify for rental assistance programs that target Extremely Low Income households.
$18,800 $21,500 $24,200 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Pontiac AMI may qualify for rental assistance programs that target Very Low Income households.
$31,350 $35,800 $40,300 $44,750 $48,350 $51,950 $55,500 $59,100
80% AMI Income Limits
Renters earning up to 80% of the Pontiac AMI may qualify for rental assistance programs that target Low Income households.
$50,150 $57,300 $64,450 $71,600 $77,350 $83,100 $88,800 $94,550