Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
|Detroit Housing Commission||Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-Sufficiency; Section 8 Project-Based Voucher (PBV); Moderate Rehabilitation; Family Unification Program (FUP)|
|Michigan State Housing Development Authority||Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)|
|Ferndale Housing Commission||Section 8 Housing Choice Voucher (HCV); Public Housing|
|Eastpointe Housing Commission||Section 8 Housing Choice Voucher (HCV); Public Housing|
|Plymouth Housing Commission||Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Rental Assistance Demonstration (RAD); Family Unification Program (FUP)|
St. Clair Shores features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in St. Clair Shores.
On average, Section 8 Housing Choice vouchers pay St. Clair Shores landlords $600 per month towards rent. The average voucher holder contributes $400 towards rent in St. Clair Shores.
The maximum amount a voucher would pay on behalf of a low-income tenant in St. Clair Shores, Michigan for a two-bedroom apartment is between $1,092 and $1,334.
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|St. Clair Shores, Michigan Fair Market Rent||$845||$952||$1,213||$1,511||$1,629|
|St. Clair Shores, Michigan Payment Standard Range||$761 to $930||$857 to $1,047||$1,092 to $1,334||$1,360 to $1,662||$1,466 to $1,792|
Sourced from federal housing data and AffordableHousingOnline.com research.
|Total Affordable Apartment Properties||0|
|Total Low Income Apartments||0|
|Total Housing Units with Rental Assistance||0|
|Percentage of Housing Units Occupied By Renters||22.48%|
|Average Renter Household Size||2.24|
|Average Household Size||2.22|
|Median Household Income||$53,093 ±$1,697|
|Median Rent||$925 ±$31|
|Percentage Of Renters Overburdened||42.05% ± 3.73pp|
St. Clair Shores is a city in Macomb County, Michigan with a population of 59,888. There are 26,808 households in the city with an average household size of 2.22 persons. 22.48% of households in St. Clair Shores are renters.
The median gross income for households in St. Clair Shores is $53,093 a year, or $4,424 a month. The median rent for the city is $925 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In St. Clair Shores, a household making less than $3,083 a month would be considered overburdened when renting an apartment at or above the median rent. 42.05% of households who rent are overburdened in St. Clair Shores.
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For St. Clair Shores, the AMI is calculated from all households within Macomb County.
In St. Clair Shores, HUD calculates the Area Median Income for a family of four as $94,700
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
|1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% AMI Income Limits
Renters earning up to 30% of the St. Clair Shores AMI may qualify for rental assistance programs that target Extremely Low Income households.
|50% AMI Income Limits
Renters earning up to 50% of the St. Clair Shores AMI may qualify for rental assistance programs that target Very Low Income households.
|80% AMI Income Limits
Renters earning up to 80% of the St. Clair Shores AMI may qualify for rental assistance programs that target Low Income households.