Low Income Apartments and Affordable Housing For Rent in St. Joseph, MI

Discover affordable housing in St. Joseph where there are 2+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

514 Court St Unit #1

514 Court St Unit #1, St. Joseph, Michigan 49085

bed 2
payment $1000/mo.

514 Court St Unit #3

514 Court St Unit #3, St. Joseph, Michigan 49085

bed 1
payment $800/mo.

How To Identify Affordable Housing in St. Joseph, Michigan

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In St. Joseph, Michigan
$20.17/hour
$9.84 (+95%) more than Michigan minimum wage and $12.92 (+178%) more than the Federal minimum wage.
Learn More About St. Joseph, Michigan Affordable Housing ↓

What HUD offices serve St. Joseph, Michigan?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Homeownership Voucher, Family Self-Sufficiency, Veteran Affairs Supportive Housing (VASH), Section 8 Project-Based Voucher (PBV) programs for St. Joseph, Michigan.

Go to the Michigan Public Housing and Low-Income Apartments Waiting Lists page for openings near St. Joseph.

How many renters live in St. Joseph, Michigan?

The City of St. Joseph has people living in households.

There are renters living in renter households in this City. Renters make up 27.76 percent of the population living in St. Joseph.

What is the rental market like in St. Joseph, Michigan?

There are an estimated housing units in the St. Joseph area. Of these, units are rental homes, making up percent of the housing market. For every renter household in St. Joseph, Michigan, there are 1.03 rental units.

What is the vacancy rate for rentals in St. Joseph?

The rental vacancy rate in St. Joseph is 0 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in St. Joseph for each bedroom size?

Occupied Rental Units by Size in St. Joseph
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
115 796 437 161 0
Occupied Rental Units by Size in St. Joseph

A large number of apartments in St. Joseph have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in St. Joseph

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $722 to $1,431. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $722
One BR $811
Two BR $1,065
Three BR $1,364
Four BR $1,431
2024 Fair Market Rents in St. Joseph, Michigan

How many units are rented at Fair Market Rent (FMR) in St. Joseph?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 31 27 percent
One BR 351 44 percent
Two BR 71 16 percent
Rental Units Below FMR in St. Joseph, Michigan

How many affordable rental units are in St. Joseph?

There are a variety of federal affordable housing programs serving households in St. Joseph, Michigan including the following:

Federal Program Unit Count
Public Housing
Section 8 Project-Based Rental Assistance
Tracked Units by Federal Program in St. Joseph, Michigan

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in St. Joseph, Michigan

St. Joseph features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in St. Joseph, Michigan

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in St. Joseph.

Housing Choice Vouchers in St. Joseph, Michigan

On average, Section 8 Housing Choice vouchers pay St. Joseph landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in St. Joseph.

The maximum amount a voucher would pay on behalf of a low-income tenant in St. Joseph, Michigan for a two-bedroom apartment is between $959 and $1,172.

Sourced from federal housing data and AffordableHousingOnline.com research.

Email Signup
Don't Miss A Waiting List Opening