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Affordable Housing In Utica
Macomb County, Michigan

Housing Authorities that serve Utica

Housing Authority Programs
Detroit Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-Sufficiency; Section 8 Project-Based Voucher (PBV); Moderate Rehabilitation; Family Unification Program (FUP)
Michigan State Housing Development Authority Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)
Ferndale Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing
Plymouth Housing Commission Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Rental Assistance Demonstration (RAD); Family Unification Program (FUP)

Guide To Affordable Housing in Utica, Michigan

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Utica, Michigan.

Income Based Apartments in Utica, Michigan

Utica features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Utica, Michigan

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Utica.

Housing Choice Vouchers in Utica, Michigan

On average, Section 8 Housing Choice vouchers pay Utica landlords $600 per month towards rent. The average voucher holder contributes $400 towards rent in Utica.

The maximum amount a voucher would pay on behalf of a low-income tenant in Utica, Michigan for a two-bedroom apartment is between $879 and $1,075.

2020 Utica, Michigan Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $639 $764 $977 $1,266 $1,376
Payment Standard Range $575 to $703 $688 to $840 $879 to $1,075 $1,139 to $1,393 $1,238 to $1,514

Sourced from federal housing data and AffordableHousingOnline.com research.

Utica, MI Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 46.65%
Average Renter Household Size 1.83
Average Household Size 2.15
Median Household Income $48,555 ±$7,327
Median Rent $723 ±$33
Percentage Of Renters Overburdened 45.69% ± 8.63pp
Total Population 4,794

Population and Household Demographics

Utica is a city in Macomb County, Michigan with a population of 4,794. There are 2,191 households in the city with an average household size of 2.15 persons. 46.65% of households in Utica are renters.

Income and Rent Overburden in Utica

The median gross income for households in Utica is $48,555 a year, or $4,046 a month. The median rent for the city is $723 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Utica, a household making less than $2,410 a month would be considered overburdened when renting an apartment at or above the median rent. 45.69% of households who rent are overburdened in Utica.

Area Median Income In Utica

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Utica, the AMI is calculated from all households within Macomb County.

In Utica, HUD calculates the Area Median Income for a family of four as $78,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Utica

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Utica

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,500 $18,850 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $27,500 $31,400 $35,350 $39,250 $42,400 $45,550 $48,700 $51,850
80% of Median $44,000 $50,250 $56,550 $62,800 $67,850 $72,850 $77,900 $82,900