Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. As of March 13, 2020, Public Housing Agencies across the nation are closing their doors to the public. Most offices are still running and will communicate by phone, email, or mail. Some offices have drop boxes installed outside, so documents can still be hand-delivered. Visit the housing authority's website for the latest on its current operations, if one is available. If there is no information online, contact the housing authority directly. Due to a high volume of calls and modified office hours in most areas, expect a long wait time (days or weeks) for a response. To find your local PHA's contact info, browse by state here.

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Shelby County
Tennessee

203 Low Income Apartment Communities In Shelby County

Independent Apartments

875 Linden Ave.
Memphis, Tennessee
Call For Rent
1-2 BR
Subsidized
62+
Accessible
Elderly Supportive Housing

Memphis Towers

1081 Court Ave
Memphis, Tennessee
Income Based
1 BR
Subsidized
62+

Uptown Square Apartments

252 North Lauderdale Street
Memphis, Tennessee
Call For Rent
Studio-3 BR

Robinhood Park Apartments

3717 Robin Park Circle
Memphis, Tennessee
Income Based
1-4 BR
Subsidized

Madison Towers

383 Madison Ave
Memphis, Tennessee
Income Based
Studio-1 BR
Subsidized
62+

Wesley Graceland Gardens

1430 Graceland Pines
Memphis, Tennessee
Call For Rent
1 BR
Subsidized

College Park II

838 Walker Ave
Memphis, Tennessee
Income Based
1-4 BR

College Park Senior - Ph

838 Walker Ave
Memphis, Tennessee
Income Based
1-4 BR

Latham and Magnolia Terrace

669 N 3rd St
Memphis, Tennessee
Call For Rent
1 BR

Bethel Towers

1360 E. Alcy
Memphis, Tennessee
Call For Rent
1 BR
Subsidized
62+
Accessible
Elderly Supportive Housing

Housing Authorities that serve Shelby County

Housing Authority Programs
Shelby County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Tennessee Housing Development Agency Central Office Section 8 Housing Choice Voucher (HCV); Mainstream Voucher
Tennessee Housing Development Agency West Tennessee Office Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Mainstream Voucher

Guide To Affordable Housing in Shelby County, Tennessee

There are 203 low income housing apartment communities offering 22,820 affordable apartments for rent in Shelby County, Tennessee.

Income Based Apartments in Shelby County, Tennessee

Shelby County features 9,556 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Shelby County, Tennessee

There are 12,852 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Shelby County.

Housing Choice Vouchers in Shelby County, Tennessee

On average, Section 8 Housing Choice vouchers pay Shelby County landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Shelby County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Shelby County, Tennessee for a two-bedroom apartment is between $796 and $972.

2020 Shelby County, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $665 $755 $884 $1,203 $1,374
Payment Standard Range $599 to $732 $680 to $831 $796 to $972 $1,083 to $1,323 $1,237 to $1,511

Sourced from federal housing data and AffordableHousingOnline.com research.

Shelby County, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 203
Total Low Income Apartments 22,820
Total Housing Units with Rental Assistance 9,556
Percentage of Housing Units Occupied By Renters 42.68%
Average Renter Household Size 2.62
Average Household Size 2.65
Median Household Income $46,224 ±$707
Median Rent $859 ±$6
Percentage Of Renters Overburdened 52.24% ± 1.15pp
Total Population 937,750

Population and Household Demographics

Shelby County is a county in Tennessee with a population of 937,750. There are 347,224 households in the county with an average household size of 2.65 persons. 42.68% of households in Shelby County are renters.

Income and Rent Overburden in Shelby County

The median gross income for households in Shelby County is $46,224 a year, or $3,852 a month. The median rent for the county is $859 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Shelby County, a household making less than $2,863 a month would be considered overburdened when renting an apartment at or above the median rent. 52.24% of households who rent are overburdened in Shelby County.

Area Median Income In Shelby County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Shelby County, HUD calculates the Area Median Income for a family of four as $67,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Shelby County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Shelby County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,250 $17,240 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $23,800 $27,200 $30,600 $33,950 $36,700 $39,400 $42,100 $44,850
80% of Median $38,050 $43,450 $48,900 $54,300 $58,650 $63,000 $67,350 $71,700

Cities In Shelby County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Arlington The HUD funded Public Housing Agencies that serve Arlington are the Shelby County Housing Authority, Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency West Tennessee Office.
Bartlett The HUD funded Public Housing Agencies that serve Bartlett are the Tennessee Housing Development Agency Central Office, Tennessee Housing Development Agency West Tennessee Office and Shelby County Housing Authority.
Germantown The HUD funded Public Housing Agencies that serve Germantown are the Tennessee Housing Development Agency Central Office, Tennessee Housing Development Agency West Tennessee Office and Shelby County Housing Authority.
Lakeland The HUD funded Public Housing Agencies that serve Lakeland are the Tennessee Housing Development Agency Central Office, Tennessee Housing Development Agency West Tennessee Office and Shelby County Housing Authority.
Memphis The HUD funded Public Housing Agencies that serve Memphis are the Memphis Housing Authority, Shelby County Housing Authority, Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency West Tennessee Office.
Millington The HUD funded Public Housing Agencies that serve Millington are the Millington Housing Authority, Shelby County Housing Authority, Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency West Tennessee Office.