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Affordable Housing In Cross Roads
Denton County, Texas

Housing Authorities that serve Cross Roads

Housing Authority Programs
Texas Department of Housing and Community Affairs Section 8 Housing Choice Voucher (HCV)
Dallas Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Cross Roads, Texas

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Cross Roads, Texas.

Income Based Apartments in Cross Roads, Texas

Cross Roads features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cross Roads, Texas

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cross Roads.

Housing Choice Vouchers in Cross Roads, Texas

On average, Section 8 Housing Choice vouchers pay Cross Roads landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Cross Roads.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cross Roads, Texas for a two-bedroom apartment is between $1,183 and $1,445.

2020 Cross Roads, Texas Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $957 $1,093 $1,314 $1,727 $2,262
Payment Standard Range $861 to $1,053 $984 to $1,202 $1,183 to $1,445 $1,554 to $1,900 $2,036 to $2,488

Sourced from federal housing data and AffordableHousingOnline.com research.

Cross Roads, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 9.52%
Average Renter Household Size 2.97
Average Household Size 3.02
Median Household Income $114,583 ±$24,212
Median Rent $1,063 ±$243
Percentage Of Renters Overburdened 81.25% ± 33.29pp
Total Population 1,016

Population and Household Demographics

Cross Roads is a city in Denton County, Texas with a population of 1,016. There are 336 households in the city with an average household size of 3.02 persons. 9.52% of households in Cross Roads are renters.

Income and Rent Overburden in Cross Roads

The median gross income for households in Cross Roads is $114,583 a year, or $9,549 a month. The median rent for the city is $1,063 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cross Roads, a household making less than $3,543 a month would be considered overburdened when renting an apartment at or above the median rent. 81.25% of households who rent are overburdened in Cross Roads.

Area Median Income In Cross Roads

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cross Roads, the AMI is calculated from all households within Denton County.

In Cross Roads, HUD calculates the Area Median Income for a family of four as $86,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cross Roads

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cross Roads

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $18,100 $20,700 $23,300 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $30,200 $34,500 $38,800 $43,100 $46,550 $50,000 $53,450 $56,900
80% of Median $48,300 $55,200 $62,100 $68,950 $74,500 $80,000 $85,500 $91,050