Affordable Housing In Oakland
Alameda County,California

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There are 152 low income housing apartment complexes which contain 11,450 affordable apartments for rent in Oakland, California. Many of these rental apartments are income based housing with about 6,643 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 3,518 Project-Based Section 8 subsidized apartments in Oakland. There are 6,657 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

The HUD funded Public Housing Agency that serves Oakland is the Oakland Housing Authority.

Affordable Apartments in Oakland

Image of The Uptown Apartments
500 William Street
Oakland, California
The Uptown Apartments is a 133 unit low income housing apartment community that provides St.-3 bedroom apartments for rent in Oakland. Rents at The Uptown Apartments are $1,773-2,677.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Oakland.
Low Income Housing Tax Credit
Accepts Housing Choice Vouchers
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Image of Baywood Apartments
225 41st Street
Oakland, California
Baywood Apartments is a 77 unit low income housing apartment community in Oakland.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Oakland.
Senior (62+)
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Image of San Antonio Terrace Apartments
1485 E 22nd Street
Oakland, California
San Antonio Terrace Apartments is a 23 unit low income housing apartment community that provides 2 bedroom apartments for rent in Oakland.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Oakland.
Low Income Housing Tax Credit
Accepts Housing Choice Vouchers
View More
Image of Piedmont Apartments
215 West MacArthur Blvd.
Oakland, California
Piedmont Apartments is a 250 unit low income housing apartment community that provides St.-2 bedroom apartments for rent in Oakland.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Oakland.
Low Income Housing Tax Credit
Accepts Housing Choice Vouchers
View More
1223 37th Ave
Oakland, California
Las Bougainvilleas is a 68 unit low income housing apartment community in Oakland.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 202 Supportive Housing for the Elderly
Project Based Rental Assistance
Senior (62+)
Accessible Units
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Housing Authorities that serve Oakland

The Oakland Housing Authority is a Section 8 and Public Housing public housing agency in Oakland, California.

Understanding Affordable Housing in Oakland, California

Oakland, CA Affordable Housing Snapshot

Total Affordable Apartment Properties152
Total Low Income Apartments11,450
Total Rent Assisted Apartments6,643
Percentage of Housing Units Occupied By Renters60.22%
Average Renter Household Size2.43
Total Population408,073
Housing Units158,424
Average Household Size2.53
Median Household Income$54,618 ±$1,132
Median Rent$1,144 ±$12
Percentage Of Renters Overburdened52.75% ± 1.29pp

Population and Household Demographics

Oakland is a City in Alameda County, California with a population of 408,073. There are 158,424 households in the city with an average household size of 2.53 persons. 60.22% of households in Oakland are renters.

Income and Rent Overburden in Oakland

The median gross income for households in Oakland is $54,618 a year, or $4,552 a month. The median rent for the city is $1,144 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Oakland, a household making less than $3,813 a month would be considered overburdened when renting an apartment at or above the median rent.52.75% of households who rent are overburdened in Oakland.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 1.29 percentage points.

Area Median Income In Oakland

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Oakland, the AMI is calculated from all households within Alameda County.

In Oakland, HUD calculates the Area Median Income for a family of four as $97,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Oakland

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Oakland HUD Rental Assistance Income Limits

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
30%$21,950$25,050$28,200$31,300$33,850$36,350$38,850$41,350
50%$36,550$41,750$46,950$52,150$56,350$60,500$64,700$68,850
80%$56,300$64,350$72,400$80,400$86,850$93,300$99,700$106,150

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Oakland

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2012, 95 low income apartment communities containing 5,877 rental apartments have been constructed and made affordable to low income persons in Oakland by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Oakland by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Oakland Low Income Housing Tax Credit Income Limits

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
50%$36,550$41,750$46,950$52,150$56,350$60,500$64,700$68,850
60%$43,860$50,100$56,340$62,580$67,620$72,600$77,640$82,620

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Oakland is $56,340 a year, or $4,695 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,695 by 30% to get a maximum rent of $1,409 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMIStudio2 Bed3 Bed4 Bed1 Bed5 Bed
50%$914$979$1,174$1,356$1,513$1,669
60%$1,097$1,175$1,409$1,628$1,815$2,003
Fair Market Rents in Oakland

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2017 Fair Market Rents
StudioOne BRTwo BRThree BRFour BR
$1,435$1,723$2,173$3,017$3,477