Low Income Apartments In San Francisco
San Francisco County, California

Low Income Apartments In San Francisco

Carter Terrace

530 Carter St
San Francisco, CA
Income Based
1-3 BR
HCV Welcome

Leland Polk Senior Community

1315 Polk St
San Francisco, CA
Income Based
Studio-1 BR
62+
HCV Welcome

Alcantara Court

670 Valencia St
San Francisco, CA
Income Based
Studio-1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Apartmentos De La Esperanza

3590 19th St
San Francisco, CA
Income Based
Studio-1 BR
Subsidized

Abel Gonzales

1045 Capp St
San Francisco, CA
Income Based
Studio-1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Crocker Amazon Senior Apartments

5199 Mission St
San Francisco, CA
Income Based
Studio-1 BR
62+
Accessible
Elderly Supportive Housing
HCV Welcome
Subsidized

Mission Creek Senior Community

225 Berry St
San Francisco, CA
Income Based
1 BR
HCV Welcome

Presentation Senior Housing

301 Ellis St
San Francisco, CA
Income Based
Studio-1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Natalie Gubb Commons

255 Fremont Street
San Francisco, CA
Income Based
1-3 BR

Derek Silva Community

20 Franklin St
San Francisco, CA
Income Based
1 BR
Accessible
HCV Welcome

There are 233 low income housing apartment complexes which contain 25,234 affordable apartments for rent in San Francisco, California. Many of these rental apartments are income based housing with about 16,404 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 7,195 Project-Based Section 8 subsidized apartments in San Francisco. There are 8,492 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve San Francisco

Housing Authority Programs
San Francisco Housing Authority Section 8 Housing Choice Voucher; Public Housing

Guide To Affordable Housing in San Francisco, California

San Francisco, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 233
Total Low Income Apartments 25,234
Total Rent Assisted Apartments 16,404
Percentage of Housing Units Occupied By Renters 63.57%
Average Renter Household Size 2.10
Total Population 840,763
Housing Units 353,287
Average Household Size 2.32
Median Household Income $81,294 ±$1,099
Median Rent $1,558 ±$16
Percentage Of Renters Overburdened 41.71% ± 0.98pp

Population and Household Demographics

San Francisco is a City in San Francisco County, California with a population of 840,763. There are 353,287 households in the city with an average household size of 2.32 persons. 63.57% of households in San Francisco are renters.

Income and Rent Overburden in San Francisco

The median gross income for households in San Francisco is $81,294 a year, or $6,775 a month. The median rent for the city is $1,558 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In San Francisco, a household making less than $5,193 a month would be considered overburdened when renting an apartment at or above the median rent. 41.71% of households who rent are overburdened in San Francisco.1

Area Median Income In San Francisco

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For San Francisco, the AMI is calculated from all households within San Francisco County.

In San Francisco, HUD calculates the Area Median Income for a family of four as $118,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in San Francisco

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for San Francisco HUD Rental Assistance in San Francisco

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $30,800 $35,200 $39,600 $44,000 $47,550 $51,050 $54,600 $58,100
50% of Median $51,350 $58,650 $66,000 $73,300 $79,200 $85,050 $90,900 $96,800
80% of Median $82,200 $93,950 $105,700 $117,400 $126,800 $136,200 $145,600 $155,000
Low Income Housing Tax Credits in San Francisco

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2011, 112 low income apartment communities containing 10,459 rental apartments have been constructed and made affordable to low income persons in San Francisco by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in San Francisco

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $61,620 $70,380 $79,200 $87,960 $95,040 $102,060 $109,080 $116,160

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in San Francisco is $79,200 a year, or $6,600 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $6,600 by 30% to get a maximum rent of $1,980 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $1,284 $1,375 $1,650 $1,906 $2,126 $2,346
60% $1,541 $1,650 $1,980 $2,288 $2,552 $2,816
Fair Market Rents in San Francisco

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,822 $2,255 $2,809 $3,663 $3,912