Affordable Housing In San Francisco
San Francisco County, California

248 Low Income Apartment Communities In San Francisco

Plaza Apartments

988 Howard St
San Francisco, CA
HCV Welcome

350 Ellis Street Apartments

350 Ellis Street Apartments
San Francisco, CA
Call For Rent
Studio-1 BR

Hunters View Phase I

1101 Fairfax Ave
San Francisco, CA
HCV Welcome

JFK Tower

2451 Sacramento St
San Francisco, CA
62+

Park Sunset

1353 7th Ave
San Francisco, CA
Subsidized

626 Mission Bay Boulevard

626 Mission Bay Boulevard
San Francisco, CA
Call For Rent
1-3 BR

John Burton Advocates for Youth Housing Complex

800 Presidio Avenue
San Francisco, CA
Call For Rent
1 BR

1036 Mission Street Apartments

1036 Mission Street
San Francisco, CA
Call For Rent
1-3 BR

Hunters View Phase II

1101 Fairfax Ave
San Francisco, CA

Crescent Manor Apartments

467 Turk St
San Francisco, CA
Call For Rent
Studio BR
Subsidized

Housing Authorities that serve San Francisco

Housing Authority Programs
San Francisco Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Section 8 Project-Based Voucher (PBV); Rental Assistance Demonstration (RAD)

Guide To Affordable Housing in San Francisco, California

According to federal housing data and AffordableHousingOnline.com research, there are 248 low income housing apartment communities offering 24,079 affordable apartments for rent in San Francisco, California. San Francisco features 15,216 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 8,070 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in San Francisco.

San Francisco, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 248
Total Low Income Apartments 24,079
Total Housing Units with Rental Assistance 15,216
Percentage of Housing Units Occupied By Renters 63.57%
Average Renter Household Size 2.10
Average Household Size 2.32
Median Household Income $81,294 ±$1,099
Median Rent $1,558 ±$16
Percentage Of Renters Overburdened 41.71% ± 0.98pp
Total Population 840,763

Population and Household Demographics

San Francisco is a City in San Francisco County, California with a population of 840,763. There are 353,287 households in the city with an average household size of 2.32 persons. 63.57% of households in San Francisco are renters.

Income and Rent Overburden in San Francisco

The median gross income for households in San Francisco is $81,294 a year, or $6,775 a month. The median rent for the city is $1,558 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In San Francisco, a household making less than $5,193 a month would be considered overburdened when renting an apartment at or above the median rent. 41.71% of households who rent are overburdened in San Francisco.1

Area Median Income In San Francisco

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For San Francisco, the AMI is calculated from all households within San Francisco County.

In San Francisco, HUD calculates the Area Median Income for a family of four as $136,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in San Francisco

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for San Francisco HUD Rental Assistance in San Francisco

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $33,850 $38,700 $43,550 $48,350 $52,250 $56,100 $60,000 $63,850
50% of Median $56,450 $64,500 $72,550 $80,600 $87,050 $93,500 $99,950 $106,400
80% of Median $90,450 $103,350 $116,250 $129,150 $139,500 $149,850 $160,150 $170,500
Low Income Housing Tax Credits in San Francisco

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1989 to 2011, 112 low income apartment communities containing 10,459 rental apartments have been constructed and made affordable to low income persons in San Francisco by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in San Francisco

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $56,450 $64,500 $72,550 $80,600 $87,050 $93,500 $99,950 $106,400
60% of Median $67,740 $77,400 $87,060 $96,720 $104,460 $112,200 $119,940 $127,680

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in San Francisco is $87,060 a year, or $7,255 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $7,255 by 30% to get a maximum rent of $2,177 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $1,411 $1,512 $1,814 $2,096 $2,338 $2,579
60% $1,694 $1,814 $2,177 $2,515 $2,805 $3,095
Fair Market Rents in San Francisco

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$2,197 $2,720 $3,339 $4,365 $4,657