Low Income Apartments and Affordable Housing For Rent in South Bend, IN

Discover affordable housing in South Bend where there are 77+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

725 California Ave

725 California Ave, South Bend, Indiana 46616

bed 2
payment $900/mo.

407 E South St Unit 3

407 E South St Unit 3, South Bend, Indiana 46601

bed 1
payment $700/mo.

745 S 23rd St Unit 23 UP

745 S 23rd St Unit 23 UP, South Bend, Indiana 46615

bed 1
payment $770/mo.

313 E Ewing Ave Unit 2

313 E Ewing Ave Unit 2, South Bend, Indiana 46613

bed 1
payment $650/mo.

St Joseph County Ywca Residence

1102 Fellows St, South Bend, Indiana 46601

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
payment Income Based
accessibility Accessible

The Robertsons Building

211 S Michigan St, South Bend, Indiana 46601

switch_access_shortcut Short Wait
accessibility Accessible

Dunedin Apartments Phase II

53880 Generations Dr, South Bend, Indiana 46635

switch_access_shortcut Short Wait
accessibility Accessible

New Heritage Homes Southeast

501 Pennsylvania Ave, South Bend, Indiana 46601

switch_access_shortcut Short Wait
accessibility Accessible

Hope Avenue Homes

3001 Hope Ave, South Bend, Indiana 46615

payment Subsidized
accessibility Accessible
accessible_forward Disability

Emerald Pointe Apaartments

53880 Generations Drive, South Bend, Indiana 46635

bed 1-3
payment $594-987/mo.

Arbors at Belleville Park I, II, &III

4940 Belleville Cir, South Bend, Indiana 46619

bed 1-4
switch_access_shortcut Short Wait
accessibility Accessible

The Madison Apartments

437 N Niles Ave, South Bend, Indiana 46617

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers

Beacon Heights

3401 Ardmore Trl, South Bend, Indiana 46628

payment Subsidized

Karl King Towers

515 E Monroe St, South Bend, Indiana 46601

payment Subsidized

Miami Hills Apartments

3534 High St, South Bend, Indiana 46614

payment Subsidized

Madison Group Home

801 Riverside Ct, South Bend, Indiana 46616

payment Subsidized
accessibility Accessible
accessible_forward Disability

River Court Apartments

800 Riverside Dr, South Bend, Indiana 46601

payment Subsidized
accessibility Accessible
accessible_forward Disability

Golden Oaks Village

5150 Hamlin Ct, South Bend, Indiana 46637

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
accessibility Accessible

Monroe Park Apartments

526 Fellows St, South Bend, Indiana 46601

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
accessibility Accessible

Central High Apartments

330 W Colfax Ave, South Bend, Indiana 46601

switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
accessibility Accessible

How To Identify Affordable Housing in South Bend, Indiana

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In South Bend, Indiana
$19.26/hour
$12.01 (+166%) more than Indiana minimum wage and $12.01 (+166%) more than the Federal minimum wage.
Learn More About South Bend, Indiana Affordable Housing ↓

What HUD offices serve South Bend, Indiana?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Family Self-Sufficiency programs for South Bend, Indiana.
Operates the Section 8 Housing Choice Voucher (HCV) programs for South Bend, Indiana.

Go to the Indiana Public Housing and Low-Income Apartments Waiting Lists page for openings near South Bend.

How many renters live in South Bend, Indiana?

The City of South Bend has people living in households.

There are renters living in renter households in this City. Renters make up 41.72 percent of the population living in South Bend.

What is the rental market like in South Bend, Indiana?

There are an estimated housing units in the South Bend area. Of these, units are rental homes, making up percent of the housing market. For every renter household in South Bend, Indiana, there are 1.12 rental units.

What is the vacancy rate for rentals in South Bend?

The rental vacancy rate in South Bend is 9 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in South Bend for each bedroom size?

Occupied Rental Units by Size in South Bend
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
791 3,372 7,763 4,022 1,370
Occupied Rental Units by Size in South Bend

A large number of apartments in South Bend have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in South Bend

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $689 to $1,354. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $689
One BR $862
Two BR $1,017
Three BR $1,267
Four BR $1,354
2024 Fair Market Rents in South Bend, Indiana

How many units are rented at Fair Market Rent (FMR) in South Bend?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 231 29 percent
One BR 1,851 55 percent
Two BR 4,423 57 percent
Rental Units Below FMR in South Bend, Indiana

How many affordable rental units are in South Bend?

There are a variety of federal affordable housing programs serving households in South Bend, Indiana including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Public Housing
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
Section 811 Supportive Housing for Persons with Disabilities
Tracked Units by Federal Program in South Bend, Indiana

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in South Bend, Indiana

South Bend features 2,055 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in South Bend, Indiana

There are 1,078 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in South Bend.

Housing Choice Vouchers in South Bend, Indiana

On average, Section 8 Housing Choice vouchers pay South Bend landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in South Bend.

The maximum amount a voucher would pay on behalf of a low-income tenant in South Bend, Indiana for a two-bedroom apartment is between $915 and $1,119.

Sourced from federal housing data and AffordableHousingOnline.com research.

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