Baltimore a city in Maryland

About Affordable Housing In Baltimore

Baltimore has 357 low income housing communities. Baltimore is served by Housing Authority of Baltimore City and Baltimore County Housing Office.

Affordable Apartments in Baltimore

514 Orchard Street
Orchard Mews Apartments features 2-4 bedroom apartments. Rents at Orchard Mews Apartments start at $880-1,236.
Orchard Mews Apartments participates in the following programs:
Low Income Housing Tax Credit Project-Based Section 8
1050 E 33rd St
Ednor Apartments II At Stadium Place features 1-2 bedroom apartments. Rents at Ednor Apartments II At Stadium Place start at $416-1,282.
Ednor Apartments II At Stadium Place participates in the following programs:
Low Income Housing Tax Credit
1118 Cherry Hill Rd
Cherrydale Apartments features St.-3 bedroom apartments. Rents at Cherrydale Apartments start at $704-811.
Cherrydale Apartments participates in the following programs:
Low Income Housing Tax Credit
301 McMehen St.
Linden Park Apartments in Bolton Hill features St.-2 bedroom apartments. Rents at Linden Park Apartments in Bolton Hill start at $739-1,194.
Linden Park Apartments in Bolton Hill participates in the following programs:
Project-Based Section 8
4906 Alson Drive
Westhills Square features 1-2 bedroom apartments.
Westhills Square participates in the following programs:
Low Income Housing Tax Credit Public Housing

Housing Authorities that serve Baltimore

Understanding Affordable Housing in Baltimore, Maryland

Population and Household Demographics

Baltimore is a City in Maryland with a population of 620,961. There are 249,903 households in the city with an average household size of 2.08 persons. 52.32% of households in Baltimore are renters.

Income and Rent Overburden in Baltimore

The median gross income for households in Baltimore is $41,819 a year, or $3,485 a month. The median rent for the city is $944 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Baltimore, a household making less than $3,147 a month would be considered overburdened when renting an apartment at or above the median rent. 51.76% of households who rent are overburdened in Baltimore.1

Data derived from 2010 Census and 2014 5-Year American Community Survey. Learn More.
1 Margin of Error: +/- 1.13 percentage points.

Fair Market Rents in Baltimore

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2017 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$903 $1,097 $1,376 $1,769 $2,072
Area Median Income In Baltimore

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Baltimore, HUD calculates the Area Median Income for a family of four as $86,700.

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Low Income Housing Tax Credits in Baltimore

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1994 to 2009, 21 low income apartment communities containing 2,285 rental apartments have been constructed and made affordable to low income persons in Baltimore by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Baltimore by looking for the tag in the apartment list above. View Apartments.

Low Income Housing Tax Credit Income Limits

For affordable apartment communities in Baltimore that received funding in part through the Low Income Housing Tax Credit (LIHTC) program, monthly rent cannot exceed the Tax Credit maximum rent for the community.

If your income does not exceed 60% of the Area Median Income (AMI), you may qualify to rent a unit that is subject to the rent limits established by the Low Income Housing Tax Credit program.

% of AMI 1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons 7 Persons 8 Persons
50% $30,350 $34,700 $39,050 $43,350 $46,850 $50,300 $53,800 $57,250
60% $36,420 $41,640 $46,860 $52,020 $56,220 $60,360 $64,560 $68,700
Low Income Housing Tax Credit Rent Limits

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Baltimore is $46,860 a year, or $3,905 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,905 by 30% to get a maximum rent of $1,172 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $759 $813 $976 $1,128 $1,258 $1,388
60% $911 $976 $1,172 $1,353 $1,509 $1,666
Rental Assistance in Baltimore

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

HUD Rental Assistance Income Limits

To qualify for most rental assistance programs a renter must earn no more than 50% of the Area Median Income (AMI). In some cases, rental assistance is reserved for renters earning 30% or less of the AMI. In Baltimore, to qualify for Section 8 assistance, a renter household containing four persons must earn $43,350 or less. For some targeted rental assistance programs, a renter household of four can’t earn more than $26,000.

It’s important to remember that in many rental assistance programs there are minimum rent regulations requiring assistance recipients to make a minimum payment of between $25 and $50 per month no matter how low their income.

% of AMI 1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons 7 Persons 8 Persons
30% $18,200 $20,800 $23,400 $26,000 $28,440 $32,580 $36,730 $40,890
50% $30,350 $34,700 $39,050 $43,350 $46,850 $50,300 $53,800 $57,250
80% $46,000 $52,600 $59,150 $65,700 $71,000 $76,250 $81,500 $86,750