Baltimore a city in Maryland

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About Affordable Housing In Baltimore

There are 345 low income housing apartment complexes which contain 34,748 subsidized apartments for rent in Baltimore, Maryland. Many of these rental apartments are income based housing with about 10,063 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 7,015 Project-Based Section 8 subsidized apartments in Baltimore. There are 14,147 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Fair Market Rents are used to establish the payment standards for the Section 8 Housing Choice Voucher Program. In Baltimore, the fair market rents range from $903 to $2,072. To learn more about rents for low income apartments in Baltimore read the Fair Market Rents section of the Understanding Affordable Housing in Baltimore guide.

To qualify for low income housing in Baltimore a family of four would generally have to earn less than $43,350. For more detailed income qualification information for affordable apartments in Baltimore read the Income section of the Understanding Affordable Housing in Baltimore guide.

The HUD funded Public Housing Agencies that serve Baltimore are the Housing Authority of Baltimore City and Baltimore County Housing Office.

  • The Housing Authority of Baltimore City Housing Choice Voucher Waiting List is Closed.
  • The Baltimore County Housing Office Housing Choice Voucher Waiting List is Open Indefinitely.
  • The Housing Authority of Baltimore City Public Housing Waiting List is Open Now.

The Housing Authority of Baltimore City offers 52 Public Housing complexes containing 11,890 HUD apartments. The rent at these subsidized apartments are always income based. To find a public housing unit, look for the tag in the apartment list below.

Affordable Apartments in Baltimore

514 Orchard Street
Orchard Mews Apartments is a 101 unit low income housing apartment community that provides 2-4 bedroom apartments for rent in Baltimore. Rents at Orchard Mews Apartments are $880-1,236.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8 Low Income Housing Tax Credit Project Based Rental Assistance
1050 E 33rd St
Ednor Apartments II At Stadium Place is a 85 unit low income housing apartment community that provides 1-2 bedroom apartments for rent in Baltimore. Rents at Ednor Apartments II At Stadium Place are $416-1,282.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Baltimore.
Low Income Housing Tax Credit
1118 Cherry Hill Rd
Cherrydale Apartments is a 186 unit low income housing apartment community that provides St.-3 bedroom apartments for rent in Baltimore. Rents at Cherrydale Apartments are $704-811.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Baltimore.
Low Income Housing Tax Credit
301 McMehen St.
Linden Park Apartments in Bolton Hill is a 286 unit low income housing apartment community that provides St.-2 bedroom apartments for rent in Baltimore. Rents at Linden Park Apartments in Bolton Hill are $739-1,194.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8 Project Based Rental Assistance
4906 Alson Drive
Westhills Square is a 12 unit low income housing apartment community that provides 1-2 bedroom apartments for rent in Baltimore.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Baltimore.
Low Income Housing Tax Credit

Housing Authorities that serve Baltimore

Understanding Affordable Housing in Baltimore, Maryland

Baltimore, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 345
Total Low Income Apartments 34,748
Total Rent Assisted Apartments 10,063
Percentage of Housing Units Occupied By Renters 52.32%
Average Renter Household Size 1.93
Total Population 620,961
Housing Units 249,903
Average Household Size 2.08
Median Household Income $41,819 ±$576
Median Rent $944 ±$8
Percentage Of Renters Overburdened 51.76% ± 1.13pp

Population and Household Demographics

Baltimore is a City in Maryland with a population of 620,961. There are 249,903 households in the city with an average household size of 2.08 persons. 52.32% of households in Baltimore are renters.

Income and Rent Overburden in Baltimore

The median gross income for households in Baltimore is $41,819 a year, or $3,485 a month. The median rent for the city is $944 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Baltimore, a household making less than $3,147 a month would be considered overburdened when renting an apartment at or above the median rent. 51.76% of households who rent are overburdened in Baltimore.1

Data derived from 2010 Census and 2014 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 1.13 percentage points.

Fair Market Rents in Baltimore

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2017 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$903 $1,097 $1,376 $1,769 $2,072
Area Median Income In Baltimore

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Baltimore, HUD calculates the Area Median Income for a family of four as $86,700.

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Low Income Housing Tax Credits in Baltimore

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2012, 177 low income apartment communities containing 13,725 rental apartments have been constructed and made affordable to low income persons in Baltimore by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Baltimore by looking for the tag in the apartment list above. View Apartments.

Low Income Housing Tax Credit Income Limits

For affordable apartment communities in Baltimore that received funding in part through the Low Income Housing Tax Credit (LIHTC) program, monthly rent cannot exceed the Tax Credit maximum rent for the community.

If your income does not exceed 60% of the Area Median Income (AMI), you may qualify to rent a unit that is subject to the rent limits established by the Low Income Housing Tax Credit program.

% of AMI 1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons 7 Persons 8 Persons
50% $30,350 $34,700 $39,050 $43,350 $46,850 $50,300 $53,800 $57,250
60% $36,420 $41,640 $46,860 $52,020 $56,220 $60,360 $64,560 $68,700
Low Income Housing Tax Credit Rent Limits

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Baltimore is $46,860 a year, or $3,905 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,905 by 30% to get a maximum rent of $1,172 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $759 $813 $976 $1,128 $1,258 $1,388
60% $911 $976 $1,172 $1,353 $1,509 $1,666
Rental Assistance in Baltimore

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

HUD Rental Assistance Income Limits

To qualify for most rental assistance programs a renter must earn no more than 50% of the Area Median Income (AMI). In some cases, rental assistance is reserved for renters earning 30% or less of the AMI. In Baltimore, to qualify for Section 8 assistance, a renter household containing four persons must earn $43,350 or less. For some targeted rental assistance programs, a renter household of four can’t earn more than $26,000.

It’s important to remember that in many rental assistance programs there are minimum rent regulations requiring assistance recipients to make a minimum payment of between $25 and $50 per month no matter how low their income.

% of AMI 1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons 7 Persons 8 Persons
30% $18,200 $20,800 $23,400 $26,000 $28,440 $32,580 $36,730 $40,890
50% $30,350 $34,700 $39,050 $43,350 $46,850 $50,300 $53,800 $57,250
80% $46,000 $52,600 $59,150 $65,700 $71,000 $76,250 $81,500 $86,750