Affordable Housing In Baltimore
Maryland

320 Low Income Apartment Communities In Baltimore

Bolton House Apartments

1100 Bolton St
Baltimore, MD
Income Based
Studio-2 BR
Subsidized

Wabash Estates Co-op

5500 Wabash Avenue
Baltimore, MD
Income Based
1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Penn Square

2636 Pennsylvania Ave
Baltimore, MD
Income Based
1-3 BR
HCV Welcome

Orchard Mews Apartments

514 Orchard Street
Baltimore, MD
$880-1,236
2-4 BR
Subsidized

Harlem Gardens Senior Apartments

1700 Edmondson Ave
Baltimore, MD
Call For Rent
1-2 BR
62+
HCV Welcome

Clare Court

3725 Ellerslie Ave
Baltimore, MD
$515-986
1-4 BR
HCV Welcome

Venable Apartments II at Stadium Place

1030 E 33rd St
Baltimore, MD
$561
1 BR
62+
Accessible
Elderly Supportive Housing
Subsidized

Printers Square Apartments

1312 Guilford Ave
Baltimore, MD
$762-1,110
1-2 BR
HCV Welcome

Collington Commons

2200 E Biddle St
Baltimore, MD
Income Based
1-3 BR
HCV Welcome

Oaks At Liberty

3501 Howard Park Ave
Baltimore, MD
$791-1,016
Studio-2 BR
HCV Welcome

There are 320 low income housing apartment complexes which contain 31,946 affordable apartments for rent in Baltimore. Many of these rental apartments are income based housing with 22,665 apartments that set rent based on your income. In Baltimore, HUD housing programs support 7,489 rental assistance apartments through programs like Project-based Section 8. There are 9,067 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Baltimore

Housing Authority Programs
Housing Authority of Baltimore City Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-sufficiency; Veteran Affairs Supportive Housing (VASH); Public Housing Homeownership; Section 8 Project-Based Voucher (PBV); Mainstream Voucher; Moving to Work

Other Housing Authorities located in Baltimore

Housing Authority Programs
Baltimore County Office of Housing Section 8 Housing Choice Voucher (HCV); Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Baltimore, Maryland

Baltimore, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 320
Total Low Income Apartments 31,946
Total Rent Assisted Apartments 22,665
Percentage of Housing Units Occupied By Renters 52.88%
Average Renter Household Size 2.37
Total Population 622,454
Housing Units 242,268
Average Household Size 2.47
Median Household Income $42,241 ±$536
Median Rent $951 ±$8
Percentage Of Renters Overburdened 51.56% ± 1.22pp

Population and Household Demographics

Baltimore is a City in Maryland with a population of 622,454. There are 242,268 households in the city with an average household size of 2.47 persons. 52.88% of households in Baltimore are renters.

Income and Rent Overburden in Baltimore

The median gross income for households in Baltimore is $42,241 a year, or $3,520 a month. The median rent for the city is $951 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Baltimore, a household making less than $3,170 a month would be considered overburdened when renting an apartment at or above the median rent. 51.56% of households who rent are overburdened in Baltimore.1

Area Median Income In Baltimore

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Baltimore, HUD calculates the Area Median Income for a family of four as $101,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Baltimore

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Baltimore HUD Rental Assistance in Baltimore

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,250 $24,250 $27,300 $30,300 $32,750 $35,150 $39,010 $43,430
50% of Median $35,350 $40,400 $45,450 $50,500 $54,550 $58,600 $62,650 $66,700
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Baltimore

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2012, 161 low income apartment communities containing 13,725 rental apartments have been constructed and made affordable to low income persons in Baltimore by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Baltimore

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $35,350 $40,400 $45,450 $50,500 $54,550 $58,600 $62,650 $66,700
60% of Median $42,420 $48,480 $54,540 $60,600 $65,460 $70,320 $75,180 $80,040

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Baltimore is $54,540 a year, or $4,545 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,545 by 30% to get a maximum rent of $1,364 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $884 $947 $1,136 $1,313 $1,465 $1,617
60% $1,061 $1,136 $1,364 $1,576 $1,758 $1,940
Fair Market Rents in Baltimore

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$862 $1,074 $1,342 $1,732 $1,992