Affordable Housing In Chemung County
New York

15 Low Income Apartment Communities In Chemung County

St. Patricks Apartments

517 Park Place
Elmira, NY
Call For Rent
Studio-2 BR
HCV Welcome

St Josephs Apartments

550 E Church St
Elmira, NY
Call For Rent
1 BR
HCV Welcome

Riverview Apartments

101 Harmon St
Elmira, NY
Subsidized

Carpenter Housing

551 E Church St
Elmira, NY
62+
Accessible
Elderly Supportive Housing
Subsidized

Villa Serene Apartments

399 E 14th St
Elmira Heights, NY
Subsidized

Town Haven Apartments

50 Olcott Rd S
Big Flats, NY
HCV Welcome

Heritage Park Apartments

199 Harriet Ct
Elmira, NY
Subsidized

Village Green Apartments

160 Wygant Rd
Horseheads, NY
Subsidized

Eastgate Homes

150 Harriet St
Elmira, NY
HCV Welcome

There are 15 low income housing apartment complexes which contain 1,734 affordable apartments for rent in Chemung County. Many of these rental apartments are income based housing with 1,176 apartments that set rent based on your income. In Chemung County, HUD housing programs support 521 rental assistance apartments through programs like Project-based Section 8. There are 558 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Other Housing Authorities located in Chemung County

Housing Authority Programs
Elmira Housing Authority Public Housing
Village of Elmira Heights Section 8 Housing Choice Voucher (HCV)
Village of Horseheads Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Chemung County, New York

Chemung County, NY Affordable Housing Snapshot

Total Affordable Apartment Properties 15
Total Low Income Apartments 1,734
Total Rent Assisted Apartments 1,176
Percentage of Housing Units Occupied By Renters 30.94%
Average Renter Household Size 2.14
Total Population 88,267
Housing Units 35,167
Average Household Size 2.35
Median Household Income $50,320 ±$1,785
Median Rent $713 ±$26
Percentage Of Renters Overburdened 49.38% ± 3.28pp

Population and Household Demographics

Chemung County is a County in New York with a population of 88,267. There are 35,167 households in the county with an average household size of 2.35 persons. 30.94% of households in Chemung County are renters.

Income and Rent Overburden in Chemung County

The median gross income for households in Chemung County is $50,320 a year, or $4,193 a month. The median rent for the county is $713 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Chemung County, a household making less than $2,377 a month would be considered overburdened when renting an apartment at or above the median rent. 49.38% of households who rent are overburdened in Chemung County.1

Area Median Income In Chemung County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Chemung County, HUD calculates the Area Median Income for a family of four as $74,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Chemung County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Chemung County HUD Rental Assistance in Chemung County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,550 $17,800 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $25,900 $29,600 $33,300 $37,000 $40,000 $42,950 $45,900 $48,850
80% of Median $41,450 $47,400 $53,300 $59,200 $63,950 $68,700 $73,450 $78,150
Low Income Housing Tax Credits in Chemung County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2007, 7 low income apartment communities containing 548 rental apartments have been constructed and made affordable to low income persons in Chemung County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Chemung County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $31,080 $35,520 $39,960 $44,400 $48,000 $51,540 $55,080 $58,620

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Chemung County is $39,960 a year, or $3,330 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,330 by 30% to get a maximum rent of $999 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $648 $694 $833 $963 $1,074 $1,184
60% $777 $833 $999 $1,155 $1,289 $1,421
Fair Market Rents in Chemung County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$630 $663 $834 $1,074 $1,127

Cities In Chemung County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Big Flats 1
Elmira 11 The HUD funded Public Housing Agency that serves Elmira is the Elmira Housing Authority.
Horseheads 1
Van Etten 1
Elmira Heights 1 The HUD funded Public Housing Agencies that serve Elmira Heights are the Village of Elmira Heights and Village of Horseheads.
Ashland 0
Baldwin 0
Breesport 0
Catlin 0
Chemung 0
Erin 0
Horseheads North 0
Millport 0
Pine Valley 0
Southport 0
Veteran 0
Wellsburg 0
West Elmira 0