Affordable Housing In Gilroy
Santa Clara County,
23 Low Income Apartment Communities In Gilroy
Housing Authorities that serve Gilroy
|San Jose City Housing Authority||Section 8 Housing Choice Voucher (HCV)|
|Santa Clara County Housing Authority||Section 8 Housing Choice Voucher (HCV); Public Housing; Moving to Work|
Guide To Affordable Housing in Gilroy, California
There are 23 low income housing apartment communities offering 1,433 affordable apartments for rent in Gilroy, California.
Income Based Apartments in Gilroy, California
Gilroy features 438 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Gilroy, California
There are 840 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Gilroy.
Housing Choice Vouchers in Gilroy, California
On average, Section 8 Housing Choice vouchers pay Gilroy landlords $1,700 per month towards rent. The average voucher holder contributes $600 towards rent in Gilroy.
The maximum amount a voucher would pay on behalf of a low-income tenant in Gilroy, California for a two-bedroom apartment is between $2,673 and $3,267.
2020 Gilroy, California Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|Fair Market Rent||$2,103||$2,458||$2,970||$3,943||$4,525|
|Payment Standard Range||$1,893 to $2,313||$2,212 to $2,704||$2,673 to $3,267||$3,549 to $4,337||$4,073 to $4,978|
Sourced from federal housing data and AffordableHousingOnline.com research.
Gilroy, CA Affordable Housing Snapshot
|Total Affordable Apartment Properties||23|
|Total Low Income Apartments||1,433|
|Total Housing Units with Rental Assistance||438|
|Percentage of Housing Units Occupied By Renters||42.44%|
|Average Renter Household Size||3.74|
|Average Household Size||3.41|
|Median Household Income||$83,027 ±$4,036|
|Median Rent||$1,432 ±$65|
|Percentage Of Renters Overburdened||56.93% ± 5.75pp|
Population and Household Demographics
Gilroy is a city in Santa Clara County, California with a population of 51,649. There are 14,989 households in the city with an average household size of 3.41 persons. 42.44% of households in Gilroy are renters.
Income and Rent Overburden in Gilroy
The median gross income for households in Gilroy is $83,027 a year, or $6,919 a month. The median rent for the city is $1,432 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Gilroy, a household making less than $4,773 a month would be considered overburdened when renting an apartment at or above the median rent. 56.93% of households who rent are overburdened in Gilroy.
Area Median Income In Gilroy
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Gilroy, the AMI is calculated from all households within Santa Clara County.
In Gilroy, HUD calculates the Area Median Income for a family of four as $141,600
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Gilroy
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Gilroy
|Income||1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% of Median||$33,150||$37,900||$42,650||$47,350||$51,150||$54,950||$58,750||$62,550|
|50% of Median||$55,300||$63,200||$71,100||$78,950||$85,300||$91,600||$97,900||$104,250|
|80% of Median||$78,550||$89,750||$100,950||$112,150||$121,150||$130,100||$139,100||$148,050|