Affordable Housing programs support 783 income based apartments in Saint Cloud where households pay rent based on how much they earn.
There are 764 affordable apartments in Saint Cloud that offer reduced rents to low-income households.
There are no open Section 8 Housing Choice Voucher waiting lists in Saint Cloud. Go to the Minnesota Section 8 Waiting Lists page for openings near Saint Cloud.
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Waiting lists for project-based assistance, like the Public Housing program, are open:
|St. Cloud Housing and Redevelopment Authority||Section 8 Housing Choice Voucher (HCV); Public Housing|
|Stearns County HRA||Section 8 Housing Choice Voucher (HCV); Public Housing|
Saint Cloud features 783 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
There are 764 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Saint Cloud.
On average, Section 8 Housing Choice vouchers pay Saint Cloud landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Saint Cloud.
The maximum amount a voucher would pay on behalf of a low-income tenant in Saint Cloud, Minnesota for a two-bedroom apartment is between $875 and $1,069.
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|Saint Cloud, Minnesota Fair Market Rent||$754||$781||$972||$1,309||$1,552|
|Saint Cloud, Minnesota Payment Standard Range||$679 to $829||$703 to $859||$875 to $1,069||$1,178 to $1,440||$1,397 to $1,707|
Sourced from federal housing data and AffordableHousingOnline.com research.
|Total Affordable Apartment Properties||32|
|Total Low Income Apartments||1,583|
|Total Housing Units with Rental Assistance||783|
|Percentage of Housing Units Occupied By Renters||47.99%|
|Average Renter Household Size||2.32|
|Average Household Size||2.42|
|Median Household Income||$45,437 ±$1,993|
|Median Rent||$721 ±$19|
|Percentage Of Renters Overburdened||49.55% ± 3.87pp|
Saint Cloud is a city in Stearns County, Minnesota with a population of 66,298. There are 25,204 households in the city with an average household size of 2.42 persons. 47.99% of households in Saint Cloud are renters.
The median gross income for households in Saint Cloud is $45,437 a year, or $3,786 a month. The median rent for the city is $721 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Saint Cloud, a household making less than $2,403 a month would be considered overburdened when renting an apartment at or above the median rent. 49.55% of households who rent are overburdened in Saint Cloud.
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Saint Cloud, the AMI is calculated from all households within Stearns County.
In Saint Cloud, HUD calculates the Area Median Income for a family of four as $88,500
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
|1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% AMI Income Limits
Renters earning up to 30% of the Saint Cloud AMI may qualify for rental assistance programs that target Extremely Low Income households.
|50% AMI Income Limits
Renters earning up to 50% of the Saint Cloud AMI may qualify for rental assistance programs that target Very Low Income households.
|80% AMI Income Limits
Renters earning up to 80% of the Saint Cloud AMI may qualify for rental assistance programs that target Low Income households.