Affordable Housing In Saint Cloud
Stearns County, Minnesota

Saint Cloud city limits extend into  Sherburne County and  Benton County.

Affordable Housing programs support 783 income based apartments in Saint Cloud where households pay rent based on how much they earn.

There are 764 affordable apartments in Saint Cloud that offer reduced rents to low-income households.

Waiting Lists in Saint Cloud, Minnesota

There are no open Section 8 Housing Choice Voucher waiting lists in Saint Cloud. Go to the Minnesota Section 8 Waiting Lists page for openings near Saint Cloud.

Westwind Apartments

765 Savanna Ave
Saint Cloud, Minnesota
$759-888
1-2 BR
62+
Affordable

Cedar Terrace Townhomes

1335 14th St N
Saint Cloud, Minnesota
$841-845
2 BR
Rent Assisted

Courtyard Apartments

700-790 14th St S
Saint Cloud, Minnesota
Income Based
Studio-2 BR
Rent Assisted

Wimbledon Green Apartments

401 33rd Ave N
Saint Cloud, Minnesota
Call For Rent
1-2 BR
Rent Assisted
62+

Oak Grove Townhomes

1728 Oak Grove Rd SW
Saint Cloud, Minnesota
$815-915
2-3 BR
Affordable

Westwood Village Apartments

770 Savanna Ave
Saint Cloud, Minnesota
$659-824
2-3 BR
Affordable

La Paz Community Apartments

530 16th St S
Saint Cloud, Minnesota
Call For Rent
1-2 BR
Rent Assisted
62+
Accessible
Elderly Supportive Housing
Disabled Supportive Housing
Accessible

The Highlands

2015 27th St SE
Saint Cloud, Minnesota
$804-1,029
1-3 BR
Affordable

The Sanctuary at St Cloud

2410 20th Avenue Southeast
Saint Cloud, Minnesota
Call For Rent
Studio-1 BR
Affordable

Westwood Village Apartments Two

822 Savanna Ave
Saint Cloud, Minnesota
$659-824
2-3 BR
Affordable
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Affordable Housing Near Saint Cloud

View affordable apartments and waiting lists in cities near Saint Cloud

City Apartments
Affordable Housing In Albany, MN Affordable Housing programs support 3 apartment communities in Albany.
Affordable Housing In Avon, MN Affordable Housing programs support 2 apartment communities in Avon.
Affordable Housing In Belgrade, MN Affordable Housing programs support 2 apartment communities in Belgrade.
Affordable Housing In Cold Spring, MN Affordable Housing programs support 5 apartment communities in Cold Spring.
Affordable Housing In Freeport, MN Affordable Housing programs support 1 apartment communities in Freeport.
Affordable Housing In Holdingford, MN Affordable Housing programs support 2 apartment communities in Holdingford.
Affordable Housing In Melrose, MN Affordable Housing programs support 4 apartment communities in Melrose.
Affordable Housing In Paynesville, MN Affordable Housing programs support 2 apartment communities in Paynesville.
Affordable Housing In Raymond, MN Affordable Housing programs support 1 apartment communities in Raymond.
Affordable Housing In Richmond, MN Affordable Housing programs support 2 apartment communities in Richmond.
Affordable Housing In Sartell, MN Affordable Housing programs support 4 apartment communities in Sartell.
Affordable Housing In Sauk Centre, MN Affordable Housing programs support 6 apartment communities in Sauk Centre.
Affordable Housing In St Joseph, MN Affordable Housing programs support 3 apartment communities in St Joseph.
Affordable Housing In St Martin, MN Affordable Housing programs support 1 apartment communities in St Martin.
Affordable Housing In St. Cloud, MN Affordable Housing programs support 1 apartment communities in St. Cloud.
Affordable Housing In Waite Park, MN Affordable Housing programs support 1 apartment communities in Waite Park.

Public Housing Agencies Serving Saint Cloud, Minnesota

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Waiting lists for project-based assistance, like the Public Housing program, are open:

Housing Authority Programs
St. Cloud Housing and Redevelopment Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Stearns County HRA Section 8 Housing Choice Voucher (HCV); Public Housing
Go to the Minnesota Public Housing and Low-Income Apartments Waiting Lists page for openings near Saint Cloud.

Saint Cloud, Minnesota Affordable Housing Data

Income Based Apartments in Saint Cloud, Minnesota

Saint Cloud features 783 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Saint Cloud, Minnesota

There are 764 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Saint Cloud.

Housing Choice Vouchers in Saint Cloud, Minnesota

On average, Section 8 Housing Choice vouchers pay Saint Cloud landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Saint Cloud.

The maximum amount a voucher would pay on behalf of a low-income tenant in Saint Cloud, Minnesota for a two-bedroom apartment is between $875 and $1,069.

2023 Saint Cloud, Minnesota Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Saint Cloud, Minnesota Fair Market Rent $754 $781 $972 $1,309 $1,552
Saint Cloud, Minnesota Payment Standard Range $679 to $829 $703 to $859 $875 to $1,069 $1,178 to $1,440 $1,397 to $1,707

Sourced from federal housing data and AffordableHousingOnline.com research.

Saint Cloud, MN Affordable Housing Snapshot

Total Affordable Apartment Properties 32
Total Low Income Apartments 1,583
Total Housing Units with Rental Assistance 783
Percentage of Housing Units Occupied By Renters 47.99%
Average Renter Household Size 2.32
Average Household Size 2.42
Median Household Income $45,437 ±$1,993
Median Rent $721 ±$19
Percentage Of Renters Overburdened 49.55% ± 3.87pp
Total Population 66,298

Population and Household Demographics

Saint Cloud is a city in Stearns County, Minnesota with a population of 66,298. There are 25,204 households in the city with an average household size of 2.42 persons. 47.99% of households in Saint Cloud are renters.

Income and Rent Overburden in Saint Cloud

The median gross income for households in Saint Cloud is $45,437 a year, or $3,786 a month. The median rent for the city is $721 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Saint Cloud, a household making less than $2,403 a month would be considered overburdened when renting an apartment at or above the median rent. 49.55% of households who rent are overburdened in Saint Cloud.

Area Median Income In Saint Cloud

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Saint Cloud, the AMI is calculated from all households within Stearns County.

In Saint Cloud, HUD calculates the Area Median Income for a family of four as $88,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Saint Cloud

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Saint Cloud

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Saint Cloud AMI may qualify for rental assistance programs that target Extremely Low Income households.
$18,550 $21,200 $23,850 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Saint Cloud AMI may qualify for rental assistance programs that target Very Low Income households.
$30,950 $35,350 $39,750 $44,150 $47,700 $51,250 $54,750 $58,300
80% AMI Income Limits
Renters earning up to 80% of the Saint Cloud AMI may qualify for rental assistance programs that target Low Income households.
$49,500 $56,550 $63,600 $70,650 $76,350 $82,000 $87,650 $93,300