Affordable Housing In Saint Cloud
Stearns County, Minnesota

Saint Cloud city limits extend into  Stearns CountySherburne County,  and  Benton County.

30 Low Income Apartment Communities In Saint Cloud

Westwind Apartments

765 Savanna Ave
Saint Cloud, Minnesota
$759-888
1-2 BR
62+
Accepts Vouchers

Cedar Terrace Townhomes

1335 14th St N
Saint Cloud, Minnesota
$841-845
2 BR
Subsidized

Oak Grove Townhomes

1728 Oak Grove Rd SW
Saint Cloud, Minnesota
$815-915
2-3 BR
Accepts Vouchers

La Paz Community Apartments

530 16th St S
Saint Cloud, Minnesota
Call For Rent
1-2 BR
Subsidized
62+
Accessible
Elderly Supportive Housing
Disabled Supportive Housing
Accessible

The Highlands

2015 27th St SE
Saint Cloud, Minnesota
$804-1,029
1-3 BR
Accepts Vouchers

Wimbledon Green Apartments

401 33rd Ave N
Saint Cloud, Minnesota
Call For Rent
1-2 BR
Subsidized
Accepts Vouchers

Benet Place

1420 Minnesota Blvd
Saint Cloud, Minnesota
Subsidized
62+
Accessible
Elderly Supportive Housing

Benet Place South

1975 15th Ave SE
Saint Cloud, Minnesota
Subsidized
62+
Accessible
Elderly Supportive Housing

Parkview Terrace Apartments

625 14th St S
Saint Cloud, Minnesota
Subsidized

Northway a and B

1525 Northway Dr
Saint Cloud, Minnesota
Subsidized

Housing Authorities that serve Saint Cloud

Housing Authority Programs
St. Cloud Housing and Redevelopment Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Saint Cloud, Minnesota

There are 30 low income housing apartment communities offering 1,414 affordable apartments for rent in Saint Cloud, Minnesota.

Income Based Apartments in Saint Cloud, Minnesota

Saint Cloud features 783 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Saint Cloud, Minnesota

There are 595 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Saint Cloud.

Housing Choice Vouchers in Saint Cloud, Minnesota

On average, Section 8 Housing Choice vouchers pay Saint Cloud landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Saint Cloud.

The maximum amount a voucher would pay on behalf of a low-income tenant in Saint Cloud, Minnesota for a two-bedroom apartment is between $724 and $884.

2020 Saint Cloud, Minnesota Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $605 $657 $804 $1,151 $1,370
Payment Standard Range $545 to $666 $591 to $723 $724 to $884 $1,036 to $1,266 $1,233 to $1,507

Sourced from federal housing data and AffordableHousingOnline.com research.

Saint Cloud, MN Affordable Housing Snapshot

Total Affordable Apartment Properties 30
Total Low Income Apartments 1,414
Total Housing Units with Rental Assistance 783
Percentage of Housing Units Occupied By Renters 47.99%
Average Renter Household Size 2.32
Average Household Size 2.42
Median Household Income $45,437 ±$1,993
Median Rent $721 ±$19
Percentage Of Renters Overburdened 49.55% ± 3.87pp
Total Population 66,298

Population and Household Demographics

Saint Cloud is a City in Stearns County, Minnesota with a population of 66,298. There are 25,204 households in the city with an average household size of 2.42 persons. 47.99% of households in Saint Cloud are renters.

Income and Rent Overburden in Saint Cloud

The median gross income for households in Saint Cloud is $45,437 a year, or $3,786 a month. The median rent for the city is $721 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Saint Cloud, a household making less than $2,403 a month would be considered overburdened when renting an apartment at or above the median rent. 49.55% of households who rent are overburdened in Saint Cloud.1

Area Median Income In Saint Cloud

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Saint Cloud, the AMI is calculated from all households within Stearns County.

In Saint Cloud, HUD calculates the Area Median Income for a family of four as $76,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Saint Cloud

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Saint Cloud

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,050 $18,350 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $26,750 $30,550 $34,350 $38,150 $41,250 $44,300 $47,350 $50,400
80% of Median $42,750 $48,850 $54,950 $61,050 $65,950 $70,850 $75,750 $80,600