Low Income Apartments In El Paso
El Paso County, Texas

Waiting List Openings In El Paso

Waiting ListStatus
Housing Authority of the City of El Paso Housing Choice Voucher Open Now

Low Income Apartments In El Paso

Canyon Square Village

8622 North Loop Drive
El Paso, TX
1-4 BR
HCV Welcome

Artspace El Paso Lofts

601 N. Oregon Street
El Paso, TX
HCV Welcome

Good Samaritan Towers II

7740 Lilac Way
El Paso, TX

Good Samaritan Towers

7750 Lilac Way
El Paso, TX
HCV Welcome

Suncrest Apartments

611 Rubin Dr
El Paso, TX

Chai Manor

406 Wallenberg Dr
El Paso, TX
Elderly Supportive Housing

Henderson Heights

9401 Stonewall Rd
El Paso, TX

Corona Del Valle

5453 Ridge St
El Paso, TX
HCV Welcome

Westside Senior Housing

225 McClintock Dr
El Paso, TX
Elderly Supportive Housing

Cien Palmas Apts.

7845 Lilac Way
El Paso, TX

There are 122 low income housing apartment complexes which contain 11,536 affordable apartments for rent in El Paso, Texas. Many of these rental apartments are income based housing with about 7,513 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 1,256 Project-Based Section 8 subsidized apartments in El Paso. There are 4,023 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Housing Authorities that serve El Paso

Housing Authority Programs
Housing Authority of the City of El Paso Section 8 Housing Choice Voucher; Public Housing; Homeownership Voucher; Family Self-sufficiency; Section 8 Project-Based Voucher; Mainstream Voucher; Rental Assistance Demonstration
El Paso County Housing Authority Section 8 Housing Choice Voucher
El Paso County Housing Authority Public Housing

Guide To Affordable Housing in El Paso, Texas

El Paso, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 122
Total Low Income Apartments 11,536
Total Rent Assisted Apartments 7,513
Percentage of Housing Units Occupied By Renters 40.69%
Average Renter Household Size 2.81
Total Population 676,325
Housing Units 220,682
Average Household Size 3.03
Median Household Income $42,772 ±$803
Median Rent $752 ±$9
Percentage Of Renters Overburdened 45.38% ± 1.45pp

Population and Household Demographics

El Paso is a City in El Paso County, Texas with a population of 676,325. There are 220,682 households in the city with an average household size of 3.03 persons. 40.69% of households in El Paso are renters.

Income and Rent Overburden in El Paso

The median gross income for households in El Paso is $42,772 a year, or $3,564 a month. The median rent for the city is $752 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In El Paso, a household making less than $2,507 a month would be considered overburdened when renting an apartment at or above the median rent. 45.38% of households who rent are overburdened in El Paso.1

Area Median Income In El Paso

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For El Paso, the AMI is calculated from all households within El Paso County.

In El Paso, HUD calculates the Area Median Income for a family of four as $51,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in El Paso

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for El Paso HUD Rental Assistance in El Paso

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,140 $16,460 $20,780 $25,100 $29,420 $32,800 $35,050 $37,300
50% of Median $19,800 $22,600 $25,450 $28,250 $30,550 $32,800 $35,050 $37,300
80% of Median $31,650 $36,200 $40,700 $45,200 $48,850 $52,450 $56,050 $59,700
Low Income Housing Tax Credits in El Paso

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2010, 66 low income apartment communities containing 4,004 rental apartments have been constructed and made affordable to low income persons in El Paso by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in El Paso

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $23,760 $27,120 $30,540 $33,900 $36,660 $39,360 $42,060 $44,760

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in El Paso is $30,540 a year, or $2,545 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,545 by 30% to get a maximum rent of $764 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $495 $530 $636 $735 $820 $904
60% $594 $636 $764 $882 $984 $1,085
Fair Market Rents in El Paso

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$534 $678 $831 $1,189 $1,416