Affordable Housing In El Paso
El Paso County,
Texas
175 Low Income Apartment Communities In El Paso
Section 8 Vouchers, Apartments, and Waiting Lists in El Paso, Texas
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.
Public Housing Agencies Serving El Paso, Texas
| Housing Authority | Programs |
|---|---|
| Housing Authority of the City of El Paso | Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-Sufficiency; Section 8 Project-Based Voucher (PBV); Mainstream Voucher; Rental Assistance Demonstration (RAD) |
| El Paso County Housing Authority | Section 8 Housing Choice Voucher (HCV) |
| El Paso County Housing Authority | Public Housing |
Guide To Affordable Housing in El Paso, Texas
There are 175 low income housing apartment communities offering 16,270 affordable apartments for rent in El Paso, Texas.
Income Based Apartments in El Paso, Texas
El Paso features 8,825 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in El Paso, Texas
There are 6,852 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in El Paso.
Housing Choice Vouchers in El Paso, Texas
On average, Section 8 Housing Choice vouchers pay El Paso landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in El Paso.
The maximum amount a voucher would pay on behalf of a low-income tenant in El Paso, Texas for a two-bedroom apartment is between $756 and $924.
2022 El Paso, Texas Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| El Paso, Texas Fair Market Rent | $558 | $701 | $840 | $1,174 | $1,438 |
| El Paso, Texas Payment Standard Range | $502 to $614 | $631 to $771 | $756 to $924 | $1,057 to $1,291 | $1,294 to $1,582 |
Sourced from federal housing data and AffordableHousingOnline.com research.
El Paso, TX Affordable Housing Snapshot
| Total Affordable Apartment Properties | 175 |
|---|---|
| Total Low Income Apartments | 16,270 |
| Total Housing Units with Rental Assistance | 8,825 |
| Percentage of Housing Units Occupied By Renters | 40.69% |
| Average Renter Household Size | 2.81 |
| Average Household Size | 3.03 |
| Median Household Income | $42,772 ±$803 |
| Median Rent | $752 ±$9 |
| Percentage Of Renters Overburdened | 45.38% ± 1.45pp |
| Total Population | 676,325 |
Population and Household Demographics
El Paso is a city in El Paso County, Texas with a population of 676,325. There are 220,682 households in the city with an average household size of 3.03 persons. 40.69% of households in El Paso are renters.
Income and Rent Overburden in El Paso
The median gross income for households in El Paso is $42,772 a year, or $3,564 a month. The median rent for the city is $752 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In El Paso, a household making less than $2,507 a month would be considered overburdened when renting an apartment at or above the median rent. 45.38% of households who rent are overburdened in El Paso.
Area Median Income In El Paso
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For El Paso, the AMI is calculated from all households within El Paso County.
In El Paso, HUD calculates the Area Median Income for a family of four as $59,500
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in El Paso
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in El Paso
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the El Paso AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$14,350 | $18,310 | $23,030 | $27,750 | $32,470 | $37,190 | $41,910 | $44,950 |
| 50% AMI Income Limits Renters earning up to 50% of the El Paso AMI may qualify for rental assistance programs that target Very Low Income households. |
$23,850 | $27,250 | $30,650 | $34,050 | $36,800 | $39,500 | $42,250 | $44,950 |
| 80% AMI Income Limits Renters earning up to 80% of the El Paso AMI may qualify for rental assistance programs that target Low Income households. |
$38,150 | $43,600 | $49,050 | $54,450 | $58,850 | $63,200 | $67,550 | $71,900 |
