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Affordable Housing In Chicago
Cook County, Illinois


Waiting List Openings In Chicago

Waiting ListStatus
Housing Authority of Cook County Housing Choice Voucher Open Now

739 Low Income Apartment Communities In Chicago

Sangamon Terrace

6145 S Sangamon Street
Chicago, Illinois
Call For Rent
1 BR
55+
Subsidized

Martin Luther King Jr. Plaza Apartments

3220 W Madison St
Chicago, Illinois
Call For Rent
2-4 BR

Dr Lucy Lang Chappell Housing

3222 W Maypole Ave
Chicago, Illinois
Call For Rent
1-3 BR
Subsidized
Accessible

Haven Towers

7947 S South Chicago Ave
Chicago, Illinois
Call For Rent
1 BR
Subsidized
Elderly Supportive Housing

Beth-Anne Extended Living

1143 N LaVergne Ave
Chicago, Illinois
Income Based
Studio-1 BR
Subsidized
Elderly Supportive Housing

Beth-Anne Residences

4952 W Thomas St
Chicago, Illinois
Call For Rent
Studio-1 BR
Subsidized
Elderly Supportive Housing

Bethel Pace Center

4349 W Washington Blvd
Chicago, Illinois
Call For Rent
Studio-1 BR
Subsidized
Elderly Supportive Housing

Northpoint Apartments

7717 North Paulina
Chicago, Illinois
Income Based
1-4 BR
Subsidized

Bethel Terrace

900 W 63rd Pkwy
Chicago, Illinois
Call For Rent
Studio-1 BR

Cabrini Rowhouses

900 N Hudson Ave
Chicago, Illinois
Call For Rent
1-3 BR

Housing Authorities that serve Chicago

Housing Authority Programs
Chicago Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Moving to Work; Rental Assistance Demonstration (RAD)

Guide To Affordable Housing in Chicago, Illinois

There are 739 low income housing apartment communities offering 86,116 affordable apartments for rent in Chicago, Illinois.

Income Based Apartments in Chicago, Illinois

Chicago features 57,161 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Chicago, Illinois

There are 28,461 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Chicago.

Housing Choice Vouchers in Chicago, Illinois

On average, Section 8 Housing Choice vouchers pay Chicago landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Chicago.

The maximum amount a voucher would pay on behalf of a low-income tenant in Chicago, Illinois for a two-bedroom apartment is between $1,169 and $1,429.

2021 Chicago, Illinois Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $1,012 $1,122 $1,299 $1,649 $1,969
Payment Standard Range $911 to $1,113 $1,010 to $1,234 $1,169 to $1,429 $1,484 to $1,814 $1,772 to $2,166

Sourced from federal housing data and AffordableHousingOnline.com research.

Chicago, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 739
Total Low Income Apartments 86,116
Total Housing Units with Rental Assistance 57,161
Percentage of Housing Units Occupied By Renters 55.71%
Average Renter Household Size 2.41
Average Household Size 2.57
Median Household Income $48,522 ±$405
Median Rent $965 ±$4
Percentage Of Renters Overburdened 49.18% ± 0.56pp
Total Population 2,717,534

Population and Household Demographics

Chicago is a city in Cook County, Illinois with a population of 2,717,534. There are 1,035,436 households in the city with an average household size of 2.57 persons. 55.71% of households in Chicago are renters.

Income and Rent Overburden in Chicago

The median gross income for households in Chicago is $48,522 a year, or $4,044 a month. The median rent for the city is $965 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Chicago, a household making less than $3,217 a month would be considered overburdened when renting an apartment at or above the median rent. 49.18% of households who rent are overburdened in Chicago.

Area Median Income In Chicago

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Chicago, the AMI is calculated from all households within Cook County.

In Chicago, HUD calculates the Area Median Income for a family of four as $91,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Chicago

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Chicago

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $19,150 $21,850 $24,600 $27,300 $30,680 $35,160 $39,640 $44,120
50% of Median $31,850 $36,400 $40,950 $45,500 $49,150 $52,800 $56,450 $60,100
80% of Median $51,000 $58,250 $65,550 $72,800 $78,650 $84,450 $90,300 $96,100