Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. As of March 13, 2020, Public Housing Agencies across the nation are closing their doors to the public. Most offices are still running and will communicate by phone, email, or mail. Some offices have drop boxes installed outside, so documents can still be hand-delivered. Visit the housing authority's website for the latest on its current operations, if one is available. If there is no information online, contact the housing authority directly. Due to a high volume of calls and modified office hours in most areas, expect a long wait time (days or weeks) for a response. To find your local PHA's contact info, browse by state here.

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Saint Paul
Ramsey County, Minnesota

134 Low Income Apartment Communities In Saint Paul

Hanover Townhomes

408 Farrington St
Saint Paul, Minnesota
Income Based
1-3 BR
Subsidized

Community Plaza

709 Central Ave W
Saint Paul, Minnesota
Income Based
2-3 BR
Subsidized

Wilder Square

750 Milton St N
Saint Paul, Minnesota
$488-881
Studio-3 BR
Subsidized

Hamline Station

1305 University Avenue West
Saint Paul, Minnesota
Call For Rent
1-3 BR
Family & Senior

Cathedral Hill Homes

280 Dayton Ave
Saint Paul, Minnesota
$809-1,410
1-3 BR
Subsidized

Como by the Lake

901 Como Boulevard East
Saint Paul, Minnesota
$860-1,245
1-2 BR
Subsidized
55+

Afton View Apartments

365 Winthrop St S
Saint Paul, Minnesota
$727-1,160
1-3 BR
Subsidized

Parkway Gardens

1145 Hudson Rd
Saint Paul, Minnesota
$865-975
1-2 BR

Winslow Commons

160 Western Avenue S
Saint Paul, Minnesota
Call For Rent
1 BR
Subsidized
62+

Press House Apartments

345 Cedar St
Saint Paul, Minnesota
$970-1,032
Studio-1 BR

Housing Authorities that serve Saint Paul

Housing Authority Programs
Saint Paul Public Housing Agency Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Rental Assistance Demonstration (RAD); Family Unification Program (FUP)
Mental Health Resources Section 8 Housing Choice Voucher (HCV)
Metropolitan Council Housing and Redevelopment Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Saint Paul, Minnesota

There are 134 low income housing apartment communities offering 13,746 affordable apartments for rent in Saint Paul, Minnesota.

Income Based Apartments in Saint Paul, Minnesota

Saint Paul features 8,225 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Saint Paul, Minnesota

There are 5,257 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Saint Paul.

Housing Choice Vouchers in Saint Paul, Minnesota

On average, Section 8 Housing Choice vouchers pay Saint Paul landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Saint Paul.

The maximum amount a voucher would pay on behalf of a low-income tenant in Saint Paul, Minnesota for a two-bedroom apartment is between $1,093 and $1,335.

2020 Saint Paul, Minnesota Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $820 $971 $1,214 $1,722 $2,025
Payment Standard Range $738 to $902 $874 to $1,068 $1,093 to $1,335 $1,550 to $1,894 $1,823 to $2,228

Sourced from federal housing data and AffordableHousingOnline.com research.

Saint Paul, MN Affordable Housing Snapshot

Total Affordable Apartment Properties 134
Total Low Income Apartments 13,746
Total Housing Units with Rental Assistance 8,225
Percentage of Housing Units Occupied By Renters 33.19%
Average Renter Household Size 2.02
Average Household Size 2.47
Median Household Income $55,708 ±$6,281
Median Rent $755 ±$36
Percentage Of Renters Overburdened 51.69% ± 11.99pp
Total Population 11,966

Population and Household Demographics

Saint Paul is a city in Ramsey County, Minnesota with a population of 11,966. There are 4,809 households in the city with an average household size of 2.47 persons. 33.19% of households in Saint Paul are renters.

Income and Rent Overburden in Saint Paul

The median gross income for households in Saint Paul is $55,708 a year, or $4,642 a month. The median rent for the city is $755 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Saint Paul, a household making less than $2,517 a month would be considered overburdened when renting an apartment at or above the median rent. 51.69% of households who rent are overburdened in Saint Paul.

Area Median Income In Saint Paul

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Saint Paul, the AMI is calculated from all households within Ramsey County.

In Saint Paul, HUD calculates the Area Median Income for a family of four as $103,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Saint Paul

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Saint Paul

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,700 $24,800 $27,900 $31,000 $33,500 $36,000 $39,640 $44,120
50% of Median $36,200 $41,400 $46,550 $51,700 $55,850 $60,000 $64,150 $68,250
80% of Median $54,950 $62,800 $70,650 $78,500 $84,800 $91,100 $97,350 $103,650