Low Income Apartments and Affordable Housing For Rent in South Bend, IN

Discover affordable housing in South Bend where there are 76+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Laurel Woods

5110 Lindenwood Dr W, South Bend, Indiana 46637

bed 1-3

La Salle Park Homes

102 S Falcon St, South Bend, Indiana 46619

bed 1

William C. Ellison Residence

3505 W Washington St, South Bend, Indiana 46619

bed 1

Prairie Apartments

2630 Prairie Ave, South Bend, Indiana 46614

Fairington South Bend

1220 E Fairington Cir, South Bend, Indiana 46614

Saint Joseph Towers

316 S Saint Joseph St, South Bend, Indiana 46601

Ahepa 100

53871 Generations Dr, South Bend, Indiana 46635

1134 W Rose St

1134 W Rose St, South Bend, Indiana 46616

bed 3
payment $1150/mo.

2110 S Gertrude St

2110 S Gertrude St, South Bend, Indiana 46613

bed 2
payment $950/mo.

1212 E Madison St

1212 E Madison St, South Bend, Indiana 46617

bed 4
payment $1300/mo.

216 Huey St

216 Huey St, South Bend, Indiana 46628

bed 3
payment $800/mo.

3145 N Mountain Maple Ct Unit 3149

3145 N Mountain Maple Ct Unit 3149, South Bend, Indiana 46628

bed 2
payment $995/mo.

713 Rex St

713 Rex St, South Bend, Indiana 46616

bed 3
payment $1200/mo.

2024 Lathrop St

2024 Lathrop St, South Bend, Indiana 46628

bed 2
payment $800/mo.

501 S Gladstone St

501 S Gladstone St, South Bend, Indiana 46619

bed 3
payment $1250/mo.

713 Rex St

713 Rex St, South Bend, Indiana 46616

bed 3
payment $1200/mo.

1722 S Douglas St

1722 S Douglas St, South Bend, Indiana 46613

bed 4
payment $1200/mo.

501 N Eddy St

501 N Eddy St, South Bend, Indiana 46617

bed 3
payment $1200/mo.

1503 Hermosa Pl

1503 Hermosa Pl, South Bend, Indiana 46613

bed 2
payment $950/mo.

1709 Huey St

1709 Huey St, South Bend, Indiana 46628

bed 2
payment $995/mo.

How To Identify Affordable Housing in South Bend, Indiana

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In South Bend, Indiana
$19.26/hour
$12.01 (+166%) more than Indiana minimum wage and $12.01 (+166%) more than the Federal minimum wage.
Learn More About South Bend, Indiana Affordable Housing ↓

What HUD offices serve South Bend, Indiana?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Family Self-Sufficiency programs for South Bend, Indiana.
Operates the Section 8 Housing Choice Voucher (HCV) programs for South Bend, Indiana.

Go to the Indiana Public Housing and Low-Income Apartments Waiting Lists page for openings near South Bend.

How many renters live in South Bend, Indiana?

The City of South Bend has 105,984 people living in 41,488 households.

There are 44,220 renters living in 17,620 renter households in this City. Renters make up 41.72 percent of the population living in South Bend.

What is the rental market like in South Bend, Indiana?

There are an estimated 48,918 housing units in the South Bend area. Of these, 19,761 units are rental homes, making up 40 percent of the housing market. For every renter household in South Bend, Indiana, there are 1 rental units.

What is the vacancy rate for rentals in South Bend?

The rental vacancy rate in South Bend is 9 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in South Bend for each bedroom size?

Occupied Rental Units by Size in South Bend
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
791 3,372 7,763 4,022 1,370
Occupied Rental Units by Size in South Bend

A large number of apartments in South Bend have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in South Bend are overburdened by housing costs?

Among renter households in this market, 50 percent have housing cost burden. Further, 25 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in South Bend

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $689 to $1,354. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $689
One BR $862
Two BR $1,017
Three BR $1,267
Four BR $1,354
2024 Fair Market Rents in South Bend, Indiana

How many units are rented at Fair Market Rent (FMR) in South Bend?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 231 29 percent
One BR 1,851 55 percent
Two BR 4,423 57 percent
Rental Units Below FMR in South Bend, Indiana

How many affordable rental units are in South Bend?

There are a variety of federal affordable housing programs serving households in South Bend, Indiana including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 1,092
Public Housing 810
Section 8 Project-Based Rental Assistance 1,198
Section 202 Supportive Housing for the Elderly 42
Section 811 Supportive Housing for Persons with Disabilities 42
Tracked Units by Federal Program in South Bend, Indiana

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in South Bend, Indiana

South Bend features 2,055 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in South Bend, Indiana

There are 1,078 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in South Bend.

Housing Choice Vouchers in South Bend, Indiana

On average, Section 8 Housing Choice vouchers pay South Bend landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in South Bend.

The maximum amount a voucher would pay on behalf of a low-income tenant in South Bend, Indiana for a two-bedroom apartment is between $915 and $1,119.

Sourced from federal housing data and AffordableHousingOnline.com research.