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Affordable Housing In Crystal
McKinley County, New Mexico

Housing Authorities that serve Crystal

Housing Authority Programs
Northern Regional Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Veteran Affairs Supportive Housing (VASH)

Guide To Affordable Housing in Crystal, New Mexico

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Crystal, New Mexico.

Income Based Apartments in Crystal, New Mexico

Crystal features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Crystal, New Mexico

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Crystal.

Housing Choice Vouchers in Crystal, New Mexico

On average, Section 8 Housing Choice vouchers pay Crystal landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Crystal.

The maximum amount a voucher would pay on behalf of a low-income tenant in Crystal, New Mexico for a two-bedroom apartment is between $668 and $816.

2021 Crystal, New Mexico Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Crystal, New Mexico Fair Market Rent $636 $645 $742 $966 $1,006
Crystal, New Mexico Payment Standard Range $572 to $700 $581 to $710 $668 to $816 $869 to $1,063 $905 to $1,107

Sourced from federal housing data and research.

Crystal, NM Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 17.31%
Average Renter Household Size 2.22
Average Household Size 3.50
Median Household Income $33,333 ±$5,665
Median Rent $667 ±$387
Percentage Of Renters Overburdened 22.22% ± 108.73pp
Total Population 364

Population and Household Demographics

Crystal is a city in McKinley County, New Mexico with a population of 364. There are 104 households in the city with an average household size of 3.50 persons. 17.31% of households in Crystal are renters.

Income and Rent Overburden in Crystal

The median gross income for households in Crystal is $33,333 a year, or $2,778 a month. The median rent for the city is $667 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Crystal, a household making less than $2,223 a month would be considered overburdened when renting an apartment at or above the median rent. 22.22% of households who rent are overburdened in Crystal.

Area Median Income In Crystal

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Crystal, the AMI is calculated from all households within McKinley County.

In Crystal, HUD calculates the Area Median Income for a family of four as $36,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Crystal

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Crystal

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Crystal AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,760 $17,240 $21,720 $26,200 $29,650 $31,850 $34,050 $36,250
50% AMI Income Limits
Renters earning up to 50% of the Crystal AMI may qualify for rental assistance programs that target Very Low Income households.
$19,250 $22,000 $24,750 $27,450 $29,650 $31,850 $34,050 $36,250
80% AMI Income Limits
Renters earning up to 80% of the Crystal AMI may qualify for rental assistance programs that target Low Income households.
$30,750 $35,150 $39,550 $43,900 $47,450 $50,950 $54,450 $57,950