Sacramento a city in Sacramento County, California

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About Affordable Housing In Sacramento

There are 170 low income housing apartment complexes which contain 19,682 subsidized apartments for rent in Sacramento, California. Many of these rental apartments are income based housing with about 3,707 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 3,256 Project-Based Section 8 subsidized apartments in Sacramento. There are 16,178 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

Fair Market Rents are used to establish the payment standards for the Section 8 Housing Choice Voucher Program. In Sacramento, the fair market rents range from $720 to $1,825. To learn more about rents for low income apartments in Sacramento read the Fair Market Rents section of the Understanding Affordable Housing in Sacramento guide.

To qualify for low income housing in Sacramento a family of four would generally have to earn less than $34,700. For more detailed income qualification information for affordable apartments in Sacramento read the Income section of the Understanding Affordable Housing in Sacramento guide.

The HUD funded Public Housing Agency that serves Sacramento is the Sacramento Housing and Redevelopment Agency.

  • The Sacramento Housing and Redevelopment Agency Housing Choice Voucher Waiting List is Open Indefinitely.
  • The Sacramento Housing and Redevelopment Agency Public Housing Waiting List is Open Now.

The Sacramento Housing and Redevelopment Agency offers 7 Public Housing complexes containing 1,868 HUD apartments. The rent at these subsidized apartments are always income based. To find a public housing unit, look for the tag in the apartment list below.

Affordable Apartments in Sacramento

4000 Alan Shepard Street
Vintage at Natomas Field is a 200 unit low income housing apartment community that provides 1-2 bedroom apartments for rent in Sacramento. Rents at Vintage at Natomas Field are $644-773.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Sacramento.
Low Income Housing Tax Credit
4058 Taylor Street
Taylor Terrace Apartments is a 168 unit low income housing apartment community that provides 1-3 bedroom apartments for rent in Sacramento. Rents at Taylor Terrace Apartments are 740.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Sacramento.
Low Income Housing Tax Credit
420 I Street
Ping Yuen Apartments is a 82 unit low income housing apartment community that provides St.-1 bedroom apartments for rent in Sacramento.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Sacramento.
Low Income Housing Tax Credit
655 Howe Ave
Mulberry Gardens Apartments is a 126 unit low income housing apartment community that provides 1-2 bedroom apartments for rent in Sacramento.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8 Low Income Housing Tax Credit HOME Project Based Rental Assistance
5500 Mack Road
Countrywood Village Apartments is a 292 unit low income housing apartment community that provides 1-2 bedroom apartments for rent in Sacramento.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8 Low Income Housing Tax Credit Project Based Rental Assistance

Housing Authorities that serve Sacramento

Understanding Affordable Housing in Sacramento, California

Sacramento, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 170
Total Low Income Apartments 19,682
Total Rent Assisted Apartments 3,707
Percentage of Housing Units Occupied By Renters 50.6%
Average Renter Household Size 2.13
Total Population 466,488
Housing Units 174,624
Average Household Size 2.24
Median Household Income $50,013 ±$959
Median Rent $1,008 ±$15
Percentage Of Renters Overburdened 53.18% ± 1.4pp

Population and Household Demographics

Sacramento is a City in Sacramento County, California with a population of 466,488. There are 174,624 households in the city with an average household size of 2.24 persons. 50.6% of households in Sacramento are renters.

Income and Rent Overburden in Sacramento

The median gross income for households in Sacramento is $50,013 a year, or $4,168 a month. The median rent for the city is $1,008 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Sacramento, a household making less than $3,360 a month would be considered overburdened when renting an apartment at or above the median rent. 53.18% of households who rent are overburdened in Sacramento.1

Data derived from 2010 Census and 2014 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 1.4 percentage points.

Fair Market Rents in Sacramento

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2017 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$720 $821 $1,036 $1,508 $1,825
Area Median Income In Sacramento

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Sacramento, the AMI is calculated from all households within Sacramento County.

In Sacramento, HUD calculates the Area Median Income for a family of four as $69,400.

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Low Income Housing Tax Credits in Sacramento

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2011, 103 low income apartment communities containing 11,999 rental apartments have been constructed and made affordable to low income persons in Sacramento by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Sacramento by looking for the tag in the apartment list above. View Apartments.

Low Income Housing Tax Credit Income Limits

For affordable apartment communities in Sacramento that received funding in part through the Low Income Housing Tax Credit (LIHTC) program, monthly rent cannot exceed the Tax Credit maximum rent for the community.

If your income does not exceed 60% of the Area Median Income (AMI), you may qualify to rent a unit that is subject to the rent limits established by the Low Income Housing Tax Credit program.

% of AMI 1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons 7 Persons 8 Persons
50% $24,300 $27,800 $31,250 $34,700 $37,500 $40,300 $43,050 $45,850
60% $29,160 $33,360 $37,500 $41,640 $45,000 $48,360 $51,660 $55,020
Low Income Housing Tax Credit Rent Limits

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Sacramento is $37,500 a year, or $3,125 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,125 by 30% to get a maximum rent of $938 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $608 $651 $781 $903 $1,008 $1,111
60% $729 $782 $938 $1,083 $1,209 $1,334
Rental Assistance in Sacramento

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

HUD Rental Assistance Income Limits

To qualify for most rental assistance programs a renter must earn no more than 50% of the Area Median Income (AMI). In some cases, rental assistance is reserved for renters earning 30% or less of the AMI. In Sacramento, to qualify for Section 8 assistance, a renter household containing four persons must earn $34,700 or less. For some targeted rental assistance programs, a renter household of four can’t earn more than $24,300.

It’s important to remember that in many rental assistance programs there are minimum rent regulations requiring assistance recipients to make a minimum payment of between $25 and $50 per month no matter how low their income.

% of AMI 1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons 7 Persons 8 Persons
30% $14,600 $16,650 $20,160 $24,300 $28,440 $32,580 $36,730 $40,890
50% $24,300 $27,800 $31,250 $34,700 $37,500 $40,300 $43,050 $45,850
80% $38,850 $44,400 $49,950 $55,500 $59,950 $64,400 $68,850 $73,300